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Ichsan Nur Yasar
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Persepsi Penggunaan Uang Elektronik QRIS Pada Generasi Milenial di DKI Jakarta Ichsan Nur Yasar; Tati Handayani; Lili Puspitasari
Syi`ar Iqtishadi : Journal of Islamic Economics, Finance and Banking Vol 6, No 1 (2022)
Publisher : FEB Universitas Sultan Ageng Tirtayasa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35448/jiec.v6i1.12844

Abstract

QRIS (Quick Response Code Indonesian Standard) is a metamorphosis of a payment instrument that is becoming a trend among millennials. The millennial generation who has high mobility and is completely connected to the internet and digital media has great potential to become the main users of QRIS. The study was conducted to analyze the perceptions (maslahah, ease of use, word of mouth, and risk) that influence the decision to use QRIS electronic money in the millennial generation in DKI Jakarta. The research method uses a quantitative descriptive approach with a sample of 96 millennial generation respondents who know and have experience using QRIS electronic money. The sample is determined by non-probability (accidental sampling). The data were statistically analyzed using the IBM SPSS Statistics software version 28. The results showed that there was a simultaneous and partial significant effect on the variables of perception of maslahah, ease of use and risk on the decision to use QRIS electronic money in the millennial generation in Jakarta, but the perception of word of mouth generally partial effect is not significant.