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All Journal International Journal of Economic Research and Financial Accounting MERDEKA: Jurnal Ilmiah Multidisiplin
Isa Kholili
Unknown Affiliation
Economics, Econometrics & Finance Other

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Analysis Of The Application Of Sharia Principles In Bri Syariah, Bni Syariah, Mandiri And Bank Muamalat Isa Kholili
International Journal of Economic Research and Financial Accounting Vol 1 No 3 (2023): IJERFA-APRIL 2023
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v1i3.34

Abstract

The purpose of this study was to analyze the application of the principles of sharia in Islamic Bri syariah, Bni Syariah, Mandiri syariah and Bank Muamalat in running their business unit or units in the aspects of financing and raising funds to customers. Data used in this study is qualitative data and analysis techniques in this research is descriptive qualitative data analysis. The focus of this study, among others, on the application of Islamic principles described by the dimension of capital, raising funds, products and services. Data was collected through several ways including in-depth interviews (depth interview) composed of the heads of units and employees, direct observation (passive participation), and the documents comprising bank Profile, Next, analyze the data using an interactive model. The results of this research is good in all aspects of capital, the fund associations, service to Bri Syariah, Bni Syariah Mandiri and Bank Muamalat basically already implement sharia principles.       
Optimization of Productive Cash Waqf Funds on the Human Development Index Isa Kholili
International Journal of Economic Research and Financial Accounting Vol 2 No 1 (2023): IJERFA OCTOBER 2023
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i1.55

Abstract

In this research, we will examine the optimization of cash waqf funds in order to increase the human development index of Ketawang Gondanglegi Village. The aim of this research is to find out the pattern of optimization (utilization) of waqf funds and to analyze the impact resulting from the utilization of cash waqf funds in increasing the human development index. This research was conducted in Ketawang Village, Gondanglegi District, Malang Regency with an implementation period of 8 months from May to December 2019. Data collection methods used interview, observation and documentation techniques while the data analysis tool used was Multiple Linear Regression. The research results show that cash waqf can have an impact on all areas including religious facilities, health, education and the economy if it is managed optimally and on target, namely in accordance with the proportion of needs or urgency of an area.
Analysis Of Sharia Based Micro Funding Enterprises To Increase Income Of Bmt Al Rifa'ie Customers Isa Kholili; M. Rihal Irsyada
International Journal of Economic Research and Financial Accounting Vol 2 No 2 (2024): IJERFA JANUARY 2024
Publisher : CV. AFDIFAL MAJU BERKAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55227/ijerfa.v2i3.63

Abstract

The aim of this research is to find out the extent of BMT Al Rifa'ie's active role in managing funds through the funding sector and its impact on microeconomic activities for BMT Al Rifa'ie customers.The research method used in this case is descriptive analysis of case studies at BMT Al Rifa'ie. From the results of distributing questionnaires that were carried out to determine the characteristics of respondents in terms of gender, 74% were women and 26% were men, 13% aged 17-29 and 51% aged 30-40, 76% high school education level and 76% bachelor's degree. as much as 21%, and the professional level, namely private employees 43%, self-employed 22%, farmers 32% and civil servants 3%.The results obtained from the analysis above show that the highest financing was in Mudharabah Hijrah 1,915, Mudharabah Fitrah 112, Mudharabah Qurban 8, Mudharabah Hajj & Umrah 13, Mudharabah Terjangka 5, Mudharabah Financing 19
Peran Koperasi Pondok Pesantren Dalam Meningkatkan Perekonomian Pondok Pesantren Al-Rifa’ie 2 Kabupaten Malang Fitri Ningsih; Isa Kholili
MERDEKA : Jurnal Ilmiah Multidisiplin Vol. 2 No. 3 (2025): Februari
Publisher : PT PUBLIKASI INSPIRASI INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/merdeka.v2i3.3986

Abstract

Penelitian ini memiliki tujuan untuk mengetahui tentang apakah koperasi pondok pesantren Al-Rifa’ie 2 Kabupaten Malang dan strategi apa saja yang digunakan untuk meningkatkan perekonomian di pondok pesantren Al-Rifa’ie 2 Kabupaten Malang. Judul penelitian ini adalah peran koperasi pondok pesantren dalam meningkatkan perekonomian pondok pesantren Al-Rifa’ie 2 Kabupaten Malang yang menggunakan pendekatan kualitatif deskriptif, data dikumpulkan melalui observasi, wawancara mendalam dan analisis dokumentasi. Metode ini dipilih untuk memperoleh gambaran komprehensif tentang operasional dan dampak koperasi pondok pesantren Al-Rifa’ie 2 Kabupaten Malang. Hasil penelitian menunjukan koperasi pondok pesantren berperan signifikan sebagai mitra strategi peningkatan perekonimian pondok pesantren Al-Rifa’ie 2 Kabupaten Malang, memberikan konstribusi finansial serta non-finansial, mengurangi ketergantungan kepada pihak eksternal. Meskipun mengalami tantangan restruktuisasi, koperasi pondok pesantren menunjukan pertumbuhan positif dan upaya peningkatan layanan. Namun, belum sepenuhnya menghilangkan ketergantungan pada dana eksternal. Kesimpulannya, koperasi pondok pesantren AlRifa’ie 2 Kabupaten Malang memainkan peran penting dalam mendukung perekonomian pesantren, meskipun masih menghadapi tantangan untuk mencapai kemandirian finansialnya.
Co-Authors Fitri Ningsih M. Rihal Irsyada