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All Journal Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi INOVTEK Polbeng - Seri Informatika
Irma Yuningsih
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Computer Science & IT Economics, Econometrics & Finance Education Social Sciences Other

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ANALISIS LITERASI KEUANGAN DI MASYARAKAT KOTA BANDUNG Irma Yuningsih; Andrieta Shintia Dewi; Tieka Trikartika Gustyana
Jurnal Neraca: Jurnal Pendidikan dan Ilmu Ekonomi Akuntansi Vol 1, No 1 (2017): JURNAL NERACA
Publisher : Program Study of Accounting Education FKIP University of PGRI Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1327.223 KB) | DOI: 10.31851/neraca.v1i1.1167

Abstract

AbstrakSemakin tingginya pendapatan tidak membuat masyarakat Indonesia khususnya Kota Bandung menjadi suka menabung. Hal tersebut dapat terlihat dari Peningkatan Produk Domestik Regional Bruto yang tidak sebanding dengan dana simpanan yang ada. Hal ini terjadi karena masyarakat Indonesia memiliki literasi keuangan yang rendah. Literasi keuangan adalah elemen esensiil yang memungkinkan seseorang mencapai kesuksesan dalam keuangan. Oleh sebab itu, tujuan dari penelitian ini adalah untuk mengembangkan sebuah model pengukuran literasi keuangan, menguji invarian mengajukan tiga skala pengukuran: Financial attitude, financial behavior dan financial knowledge. Dalam hal ini, survei dilakukan dengan 385 individu pada masyarakat Kota Bandung. Untuk analisis dari data yang terkumpul menggunakan Structural Equations Modelling (SEM). Model yang valid menunjukan bahwa literasi keuangan diukur sebagai kombinasi dari financial attitude, financial behavior dan financial knowledge dan juga menunjukan variable financial behavior yang paling berpengaruh pada literasi keuangan Kota Bandung.Kata Kunci : Financial Literacy, Financial attitude, Financial Behavior, Financial Knowledge, Structural equations modelling
Design and Implementation of Tangerang Regency Korpri and Cooperative E-Commerce Service Applications Irma Yuningsih; Baihaqi Yogie Prasetyo; Samidi
INOVTEK Polbeng - Seri Informatika Vol. 9 No. 2 (2024): November
Publisher : P3M Politeknik Negeri Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35314/0k156p07

Abstract

Public services and cooperatives play a crucial role in the local economy. The Koperasi Korpri in Tangerang Regency faces challenges in providing efficient and effective access to its members due to the cooperative building's location, which is not always easily accessible. With advancements in information technology, there is an urgent need to modernize the way services are provided, especially through digital solutions. This project aims to design and implement a service application for Korpri and e-commerce for the Tangerang Regency Cooperative. The goal is to enable Korpri members to access cooperative services without physical location constraints, enhance the efficiency and transparency of transactions, and provide a platform that can be accessed via mobile devices. The project uses the SDLC (Software Development Life Cycle) methodology, which consists of five main stages: planning, analysis, design, implementation, and maintenance. Each stage includes various activities such as requirements identification, UI/UX design, frontend and backend development, application testing, and deployment. It is expected that the resulting application will address geographical challenges and improve the cooperative's operational efficiency. This application is anticipated to enhance transparency and member trust through easily accessible transaction records and provide an intuitive and user-friendly interface. Additionally, the application is expected to strengthen the cooperative's digital infrastructure, support local economic growth, and improve the welfare of cooperative members.
Co-Authors Andrieta Shintia Dewi Baihaqi Yogie Prasetyo Samidi Tieka Trikartika Gustyana