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Islamic Monetary Instruments Contribution to Economic Growth: Literature Study Juliana Nasution; Andri Soemitra; Rifki Ismal; Amin Al Jawi; M.Indra Mulia Nasution; Afrizal Afrizal
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 22, No 2 (2021): Volume 22, Nomor 2, Oktober 2021
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (460.787 KB) | DOI: 10.29103/e-mabis.v22i2.690

Abstract

In Islamic economics, the monetary sector and the real sector must be able to go side by side. Even the monetary sector must follow developments for the real sector. The goal of Islamic economics is the creation of economic justice through equitable distribution of income, one of which is seen from the growth of the real sector, which is a representation of the level of productivity and welfare of the community. This is directly related to the business world. Therefore, when the level of community productivity increases, it will aggregately affect economic growth. On the other hand, one of the monetary instruments in Islamic economics is Islamic banking. This means that the increasing performance of Islamic banking must be in line with the increase of the real sector. The purpose of this study is to analyze the contribution of increasing Islamic banking performance to economic growth through a literature study related to a qualitative approach, where the collected literature is analyzed by content analysis and the data is triangulated to make a conclusion. The findings of this study indicate that Islamic monetary instruments in the Islamic banking case contribute to economic growth through an increase from the real sector
STUDI LITERATUR CASH WAQF CROWDFUNDING DI INDONESIA Amin Al Jawi; Andri Soemitra
HUMAN FALAH: Jurnal Studi Ekonomi dan Bisnis Islam HUMAN FALAH: Jurnal Ekonomi Dan Bisnis Islam │ Vol. 9 │ No. 1 │ 2022
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/hf.v9i1.10625

Abstract

This study aims to reveal the concepts and motives behind the phenomenon of the development of the crowdfunding platform which is currently booming in Indonesia, especially cash waqf crowdfunding. Literature study, content analysis and descriptive qualitative are the types and approaches used in this research. The results showed that cash waqf crowdfunding is a type of donation crowdfunding which in Islam is included in the Islamic philanthropic scheme in addition to zakat, infaq, alms and qurban. The motivation for the crowdfunding platform is the empowerment of the poor with the spirit and approach of religion, humanity (social) and culture (gotong royong, NKRI and Bhinneka Tunggal Ika). Then there are 8 wakif motivations in cash waqf which are clustered into 3 aspects/approaches, namely religious aspects/approaches, including: (i) religious religiosity/emotional, (ii) empathy altruism, (iii) human interest, (iv) platform credibility. Socio-cultural aspects/approaches include: (i) reinforcement or social influencers, (ii) the spirit of gotong royong and Bhinneka Tunggal Ika. As well as aspects/approaches of information technology, including: (i) performance expectations, (ii) effort expectations, and (iii) facilitating conditions.
MELATIH KREATIVITAS ANAK USIA 4-5 TAHUN DI RA DARUL AL IKHLAS LUBUK PAKAM MELALUI KEGIATAN KOLASE Nurlaili, Nurlaili; Al Jawi, Amin; Syahputri, Nanda; Khoirunisa, Khoirunisa; Qori, Amalia; Nurhayati, Siti
Jurnal Pema Tarbiyah Vol 1, No 1 (2022)
Publisher : UIN Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/pema.v1i1.1482

Abstract

Mengembangkan suatu kreativitas pada anak usia dini dibutuhkan suatu stimulus tertentu seperti kegiatan yang berkaitan untuk melatih proses berpikir anak. Tujuan dari penelitian ini yaitu untuk melatih kreativitas anak melalui kegiatan Kolase biji kacang hijau. Metode pada penelitian ini yaitu kualitatif deskriptif di mana hasil penelitian diuraikan dalam bentuk narasi dan uraian dalam  paragraf. Objek dari penelitian ini yaitu anak usia 4-5 tahun yang berada di RA Al Darul ikhlas Lubuk Pakam. Hasil penelitian didapat bahwa kegiatan Kolase secara tidak langsung dapat melatih kreativitas yang dimiliki oleh anak hal itu dikarenakan melalui kegiatan Kolase anak dilatih untuk mengembangkan ide-ide dan kreasi yang dimiliki olehnya.
Komodifikasi Agama dalam Bisnis Social Crowdfunding di Indonesia Al Jawi, Amin; Nurhayati, Nurhayati; Soemitra, Andri
FIKRAH Vol 11, No 1 (2023): June 2023
Publisher : Prodi Aqidah dan Filsafat Islam, Fakultas Ushuluddin, Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/fikrah.v11i1.19211

Abstract

This study aims to criticize and reconstruct the concept of commodification of religion in order to further reveal whether social crowdfunding business activities which are currently booming in Indonesia have become part of the practice of commodification of religion. This research is a qualitative research with a case study approach based on literature studies which is analyzed using data processing techniques Miles & Huberman with three stages, namely: data reduction, data display, conclusion and verifying. The results of the study found that: First, the practice of commodification of religion in social crowdfunding business activities and/or all other business activities must be viewed comprehensively (textually and contextually) from various perspectives so that mal-perceptions do not occur, because the commodification of religion is between marketing strategies, exploitation religion, and the need for religion which has positive and negative impacts according to their characteristics, in addition to the fact that discourse on religion has complexity and is multi-dimensional. Second, social crowdfunding business activities in Indonesia meet the criteria for the practice of commodification of religion, but are casuistic in nature, and do not apply generally to all fundraisers and/or managers of social crowdfunding platforms. The findings in this study are expected to place the concept of commodification of religion in business marketing as a whole, that the commodification of religion is not only a matter of religious exploitation and has a negative connotation. In order not to get caught up in religious exploitation practices, social crowdfunding businesses and all other business people must change their orientation, that business in religion (Islam) is not only about personal gain, but also about the benefit of society and the environment.
Mitigasi Pembiayaan Mudharabah Perbankan Syariah di Indonesia Melalui Pendayagunaan Cash Waqf Fund Al Jawi, Amin; Siregar, Saparuddin; Sugianto, Sugianto
BISNIS Vol 10, No 1 (2022): BISNIS: Jurnal Bisnis dan Manajemen Islam
Publisher : Universitas Islam Negeri Sunan Kudus

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21043/bisnis.v10i1.13429

Abstract

This paper aims to uncover the main problem as well as to offer alternative solutions to the realization of mudharabah financing for Islamic banks in Indonesia, which is still 3% as of June 2021, through optimizing the role and authority of Islamic banks in the management of cash waqf. This study uses a descriptive method with a qualitative approach. The main problem of mudharabah financing is the high risk of loss of Islamic banks which have the potential to be unable to provide profit sharing to their depositors (negative profit sharing), therefore Islamic banks must look for alternative sources of deposits with a return rate of 0%, one of which is a source of cash waqf. By regulation, currently the authority of Islamic banks in the management of cash waqf is still limited to cashiers (traffic cash waqf funds) with their position as LKS-PWU. To increase mudharabah financing through cash waqf sources, Islamic banks must optimize their role as Nazhir through changes to Law Number 41 of 2004 and its derivation regulations, so that the money waqf funds that have been collected can be directly channeled to productive and prospective sectors for economic empowerment of the people through mudharabah financing. In addition, Islamic banks can reproduce the profits from the financing to the micro business sectors, the poor, and/or other sectors so that the profit-oriented and social-oriented missions of Islamic banks can run in a balanced way.
PELATIHAN PERSIAPAN UJI KOMPETENSI BIDANG KEAHLIAN AKUNTANSI KEUANGAN LEMBAGA DI SMK DWI WARNA Minasari Nasution; Abdul Gani; Yuniar Andi Astuti; Andry Roy PS; Zahri Fadli; Ester Hervina Sihombing; Nurlaili Nurlaili; Amin Al Jawi
Jurnal Pema Tarbiyah Vol 4, No 1 (2025)
Publisher : UIN Sumatera Utara Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/pema.v4i1.4467

Abstract

Kegiatan Pengabdian Kepada Masyarakat (PKM) ini dilaksanakan dengan tujuan untuk meningkatkan kesiapan siswa kelas XII Program Keahlian Akuntansi Keuangan Lembaga di SMK Dwi Warna dalam menghadapi Uji Kompetensi Keahlian (UKK). Berdasarkan hasil observasi awal, ditemukan bahwa sebagian besar siswa masih kurang percaya diri dan belum sepenuhnya memahami materi ujian, khususnya dalam praktik penyusunan laporan keuangan dan penggunaan software akuntansi. Kegiatan ini dilaksanakan melalui beberapa tahapan, yaitu: koordinasi dengan pihak sekolah, penyusunan modul pembekalan, pelaksanaan pelatihan dan simulasi UKK, serta evaluasi kegiatan. Metode pelaksanaan mencakup pemberian materi teori dan praktik, simulasi UKK berbasis studi kasus, serta pendampingan secara langsung oleh dosen dan mahasiswa. Hasil kegiatan menunjukkan adanya peningkatan signifikan terhadap pemahaman siswa, yang terlihat dari peningkatan nilai post-test dibandingkan pre-test. Selain itu, siswa menjadi lebih percaya diri dan terampil dalam menyelesaikan soal UKK. Kegiatan ini juga mendorong terjalinnya kerja sama antara pendidikan tinggi dan pendidikan menengah kejuruan dalam rangka meningkatkan kualitas lulusan SMK.