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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Muqtasid: Jurnal Ekonomi dan Perbankan Syariah
Risna Nurul Insani
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Economics, Econometrics & Finance Other

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Analisis Faktor-Faktor yang Memengaruhi Tingkat Pertumbuhan Ekonomi pada 20 Negara OKI Tahun 2009-2013 Risna Nurul Insani; Indra Indra
Muqtasid: Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2015): MUQTASID: Jurnal Ekonomi dan Perbankan Syariah
Publisher : IAIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (421.803 KB) | DOI: 10.18326/muqtasid.v6i2.141-156

Abstract

This study aims to analyze factors that affect economic growth in OICmember countries by using neo-classical model of economic growth andeconomic growth of Ibn Khaldun. The model consists of five variables,namely: labor, capital accumulation, agriculture, trade, and inflation. Thisstudy was using regression analysis of panel data with the object 20 OICmember countries (Afghanistan, Bangladesh, Mozambique, Togo, Uzbekistan, Indonesia, Nigeria, Pakistan, Tunisia, Jordan, Kazakhstan, Lebanon, Malaysia, Algeria, Turkey, Brunei, Kuwait, Oman, Arabia, and United Arab Emirates), from 2009 to 2013. The results showed that four of the five variables used to significantly affect the economic growth in OIC countries is variable labor, capital accumulation, agriculture, and trade, while inflation variable has no significant effect. From this study it can be concluded that not all the variables significantly influence economic growth in OIC countries.Penelitian ini bertujuan untuk menganalisis faktor-faktor yang mempengaruhipertumbuhan ekonomi di negara-negara anggota OKI dengan menggunakanmodel neo-klasik pertumbuhan ekonomi dan pertumbuhan ekonomi IbnuKhaldun. Model ini terdiri dari lima variabel, yaitu: tenaga kerja, akumulasi modal, pertanian, perdagangan, dan inflasi. Penelitian ini menggunakananalisis regresi data panel dengan negara-negara anggota OKI objek 20(Afghanistan, Bangladesh, Mozambik, Togo, Uzbekistan, Indonesia, Nigeria,Pakistan, Tunisia, Yordania, Kazakhstan, Lebanon, Malaysia, Aljazair, Turki,Brunei, Kuwait , Oman, Saudi, dan Uni Emirat Arab), dari 2009 ke 2013.Hasil penelitian menunjukkan bahwa empat dari lima variabel yang digunakanuntuk secara signifikan mempengaruhi pertumbuhan ekonomi di negara-negara OKI adalah tenaga kerja variabel, akumulasi modal, pertanian, dan perdagangan, sedangkan variabel inflasi tidak berpengaruh signifikan. Dari penelitian ini dapat disimpulkan bahwa tidak semua variabel berpengaruh signifikan terhadap pertumbuhan ekonomi di negara-negara OKI.
PERAN DIGITALISASI DALAM MENINGKATKAN INKLUSI KEUANGAN SYARIAH DI ERA EKONOMI DIGITAL Muhammad Irfan Putra Ramadhan; Ade Ruslan Hidayat; Risna Nurul Insani
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 01 (2026): Volume 11 No. 01, Maret 2026 Release
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i01.43018

Abstract

The rapid development of digital technology has significantly transformed the financial services sector, including Islamic finance. Digitalization is considered a strategic instrument to expand access to financial services and promote financial inclusion within the Islamic financial system. This study aims to examine the role of digitalization in enhancing Islamic financial inclusion in the era of the digital economy. Using a quantitative approach, this research employs a survey method involving [number] respondents consisting of users of Islamic financial services. Data were analyzed using descriptive statistics and regression analysis to identify the relationship between digital financial services and the level of Islamic financial inclusion. The results indicate that digitalization, particularly through mobile banking, fintech services, and digital payment platforms, has a positive and significant effect on Islamic financial inclusion. Digital financial services improve accessibility, efficiency, and user convenience, especially among unbanked and underbanked communities. Furthermore, digital-based Islamic financial services contribute to increasing public awareness and utilization of Sharia-compliant financial products. This study implies that strengthening digital infrastructure, enhancing Islamic financial literacy, and ensuring Sharia compliance in digital platforms are essential to support sustainable Islamic financial inclusion. The findings are expected to provide practical insights for policymakers, Islamic financial institutions, and stakeholders in developing inclusive and digitally driven Islamic financial ecosystems.
Co-Authors Ade Ruslan Hidayat indra indra Muhammad Irfan Putra Ramadhan