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All Journal JASF (Journal of Accounting and Strategic Finance) Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) Jurnal Ekonomi, Bisnis, dan Akuntansi
Lina Rifda Naufalin
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Social Sciences Other

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PENGARUH MANFAAT DAN KEMUDAHAN PENGGUNAAN MEDIA DIGITAL SEBAGAI ALTERNATIF PEMASARAN DIGITAL TERHADAP KEBERLANGSUNGAN USAHA Aldila Krisnaresanti; Lina Rifda Naufalin; Adi Indrayanto; Hendro Sukoco
Jurnal Ilmiah MEA (Manajemen, Ekonomi, & Akuntansi) Vol 6 No 3 (2022): Edisi September - Desember 2022
Publisher : LPPM STIE Muhammadiah Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (319.127 KB) | DOI: 10.31955/mea.v6i3.2453

Abstract

Era digital saat ini telah membuka banyak peluang penggunaan media digital guna membantu pemasaran produk maupun jasa. Banyak manfaat dan kemudahan yang ditawarkan oleh media digital. Penelitian ini dimaksudkan untuk melihat pengaruh penggunaan media digital guna membantu memasarkan produk dan jasa usaha mikro, kecil, dan menengah khususnya yang tergabung dalam Koperasi Berkah Rindang Kinasih (BRK) Kabupaten Banyumas. Pengambilan data kepada responden melalui wawancara singkat dan pengisian kuisioner skala likert 5 tingkat diperkuat dengan studi literatur terhadap penelitian-penelitian sebelumnya. SmartPLS digunakan sebagai alat Analisa data. Hasil penelitian menunjukkan bahwa persepsi manfaat dan persepsi kemudahan berpengaruh terhadap sikap positif pelaku usaha dan akan mendukung keberlangsungan usaha. Implikasi manajerial penelitian ini adalah semakin efektifnya penggunaan media digital untuk memasarkan produk dan jasa UMKM sehingga akan menunjang keberlangsungan usaha pelaku UMKM.
TANTANGAN PENGEMBANGAN USAHA MIKRO KECIL MENENGAH (UMKM) DI KABUPATEN BANYUMAS Lina Rifda Naufalin
Jurnal Ekonomi Bisnis dan Akuntansi (JEBA) Vol 22, No 1 (2020)
Publisher : Ilmu Ekonomi Pembangunan Fakultas Ekonomi dan Bisnis Unsoed

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (379.868 KB) | DOI: 10.32424/jeba.v22i1.1567

Abstract

Profit Sharing System in Islamic Banking Before, During, and After Covid-19 Pandemic, any Moderation? Taudlikhul Afkar; Ulfa Puspa Wanti Widodo; Wisudanto; Lina Rifda Naufalin; Ferry Hariawan
JASF: Journal of Accounting and Strategic Finance Vol. 8 No. 1 (2025): JASF (Journal of Accounting and Strategic Finance) - June 2025
Publisher : Accounting Department, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/jasf.v8i1.569

Abstract

Purpose: Explain the consistency of the implications of NPF on Profitability with Profit-sharing System of Islamic Banking through mudharabah financing and musharakah financing before, during, and after the Covid-19 pandemic. Method: Quantitative approach is used in this study with. The number of observations is 14 Islamic banks in Indonesia. This study uses combined financial statement data time series from the Financial Services Authority (OJK) for the 2018-2024 period. The data analysis technique uses Moderating Regression Analysis (MRA) with the JAMOVI tool to further examine the contribution of NPF before, during, and after the covid-19 pandemic through Slope Analysis. Findings: First finding explains that NPF before and after covid-19 pandemic weakened profitability through profit-sharing system with mudharabah financing, while NPF during the covid-19 pandemic did not weaken profitability. Second finding explains that NPF before and during the covid-19 pandemic did not weaken profitability, while NPF after the covid-19 pandemic weakened profitability through profit-sharing system with musharakah financing. Novelty/Value: Originality of this study is the consistency of the implications of NPF moderation on the profitability of Islamic banks in Indonesia through profit-sharing system with different times, namely before, during, and after the Covid-19 pandemic, because there is not yet consistency in the statement of NPF's role in Islamic Banks before.
Co-Authors Adi Indrayanto Aldila Krisnaresanti, Aldila Ferry Hariawan Sukoco, Hendro Syamsul Arifin TAUDLIKHUL AFKAR Ulfa Puspa Wanti Widodo Wisudanto Wisudanto