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All Journal Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) KHAIRUN LAW JOURNAL
Mardia Ibrahim
Universitas Khairun Ternate
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Standard Agreement at PT Finansia Multi Finanse (A Review of Law Number 8 Year 1999 concerning Consumer Protection) Mardia Ibrahim; Dahlai Hasim
Khairun Law Journal Volume 4 Issue 2, March 2021
Publisher : Faculty of Law, Khairun University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1080.11 KB) | DOI: 10.33387/klj.v4i2.3108

Abstract

Standard Agreement at PT Finansia Multi Finanse (A Review of Law Number 8 Year 1999 concerning Consumer Protection) This study aims first to determine the implementation of the Standard Agreement at PT Finansia Multi Finanse in Ternate City Second To find out the Standard Agreement Settlement in the event of default by parties Creditors This type of research is empirical normative, because what is being studied is a problem regarding matters that are juridical and the existing facts regarding empirical normative research methods, because what is being studied is a problem regarding matters that are juridical and the existing facts regarding juridical review of the implementation of the agreement. standard at PT Finansia. And the Standard Agreement Settlement in the event of default by the debtor party in Ternate City, while normative determines what is allowed and what cannot be regulated in the Civil Code. Based on the results of research and discussion, it can be concluded that First, the implementation of the Credit Agreement at PT Finansia Kota Ternate, from the last 5 months in 2020 there has been an increase, it can be seen that customers who make credit loans in the form of money or other electronic goods increase every month until the time This is because every customer who makes a credit loan at PT Finansia Kota Ternate is not convoluted so that from May to September 1743 customers made credit loans, or up to 98%. Second The legal consequence is that if there is default at PT Finansia Kota Ternate, the last 5 months in 2020 reached 10 customers or 0.5.5% of 1743 customers, the customer as a debtor has the authority to carry out and maintain the customer's credit loan items if PT Fainansia does default in accordance with the applicable law.
Standard Agreement at PT Finansia Multi Finanse (A Review of Law Number 8 Year 1999 concerning Consumer Protection) Mardia Ibrahim; Dahlai Hasim
Khairun Law Journal Volume 4 Issue 2, March 2021
Publisher : Faculty of Law, Khairun University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/klj.v4i2.3108

Abstract

Standard Agreement at PT Finansia Multi Finanse (A Review of Law Number 8 Year 1999 concerning Consumer Protection) This study aims first to determine the implementation of the Standard Agreement at PT Finansia Multi Finanse in Ternate City Second To find out the Standard Agreement Settlement in the event of default by parties Creditors This type of research is empirical normative, because what is being studied is a problem regarding matters that are juridical and the existing facts regarding empirical normative research methods, because what is being studied is a problem regarding matters that are juridical and the existing facts regarding juridical review of the implementation of the agreement. standard at PT Finansia. And the Standard Agreement Settlement in the event of default by the debtor party in Ternate City, while normative determines what is allowed and what cannot be regulated in the Civil Code. Based on the results of research and discussion, it can be concluded that First, the implementation of the Credit Agreement at PT Finansia Kota Ternate, from the last 5 months in 2020 there has been an increase, it can be seen that customers who make credit loans in the form of money or other electronic goods increase every month until the time This is because every customer who makes a credit loan at PT Finansia Kota Ternate is not convoluted so that from May to September 1743 customers made credit loans, or up to 98%. Second The legal consequence is that if there is default at PT Finansia Kota Ternate, the last 5 months in 2020 reached 10 customers or 0.5.5% of 1743 customers, the customer as a debtor has the authority to carry out and maintain the customer's credit loan items if PT Fainansia does default in accordance with the applicable law.
THE ROLE OF THE SOUTH HALMAHERA REGENCY INDUSTRY AND TRADE DEPARTMENT IN THE SALE OF THRIFTING GOODS Dahlai Hasim; Mardia Ibrahim; Muhammad Amin Hanafi; Arief Budiono
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 6 No. 4 (2026): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.20482451

Abstract

This study examines the widespread sale of imported used clothing (thrift trade) in South Halmahera Regency. The research is driven by concerns that the importation and trade of used clothing contradict existing laws and may pose health risks to consumers. The study aims to analyze the legal framework governing the imported used clothing trade and to identify the efforts undertaken by the South Halmahera Department of Trade and Industry to address the issue. Using an empirical normative legal method, the research relies on primary data gathered through observations and interviews. The findings reveal the absence of specific regional regulations controlling the entry of used clothing into North Maluku Province, allowing such goods to be traded freely. In response, the Department of Trade and Industry has implemented measures such as organizing sales locations and coordinating with the provincial government to strengthen regulation at the import level. The study highlights Ministerial Regulation No. 40 of 2022, which prohibits the import of used goods, including used clothing. Additionally, the research notes that Indonesia’s main suppliers of used clothing in 2023 were the UK, Taiwan, and Hong Kong.
Co-Authors Arief Budiono Hanafi, Muhammad Amin Hasim, Dahlai