Garuda - Garba Rujukan Digital

Analisis Pengelolaan Keuangan Islam pada Pelaku Usaha Kecil Bisnis Online Anggota Himpunan Pengusaha Muda Indonesia Perguruan Tinggi Universitas Islam Negeri Sunan Ampel Surabaya Novi Febriyanti; Kiky Dzakiyah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 9 No. 2 (2019): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2019.9.2.102-115

Perkembangan teknologi saat ini memaksa semua pelaku industri untuk mengikutinya agar dapat bertahan dalam persaingan. Teknologi telah membawa banyak kemudahan dalam transaksi jual beli, tidak heran jika bisnis online semakin meningkat. Dibalik kemudahan tersebut, sebagai seorang muslim terdapat pedoman dasar yang harus tetap dijalankan dalam bermuamalah di era globalisasi ini. Artikel ini bermaksud ingin menganalisis bagaimana pengetahuan pengusaha online yang tergabung dalam HIPMI PT UINSA dan bagaimana praktik pengelolaan keuangan Islam pada usaha yang mereka jalankan. Menggunakan metode penelitian kualitatif dengan pendekatan fenomenologi penelitian ini mengobservasi 10 informan pelaku usaha online atau e-commerce lainnya yang tergabung dalam HIPMI PT UINSA. Hasil penelitian ini membuktikan bahwa seluruh informan memiliki pengetahuan mengenai konsep pengelolaan keuangan Islam. Para pengusaha juga telah menerapkan pengelolaan keuangan Islam melalui pengalokasian anggaran untuk zakat, infak dan sedekah. Selain itu para pelaku usaha juga sudah memiliki dana tabungan dan investasi untuk usahanya. Namun mayoritas pengusaha masih menerapkan pengelolaan keuangan secara sederhana. Terkait penganggaran, laporan keuangan, dan manajemen kas belum diterapkan secara terstuktur. Pengetahuan mengenai perencanaan dan laporan keuangan serta kemudahan dengan adanya aplikasi akuntansi digital baiknya dimanfaatkan oleh para pelaku usaha online guna keberlangsungan dan pengembangan usaha di masa yang akan datang.

Pengembangan Video Microlearning Edukasi Regulasi Diri (Disiplin Diri) pada Mahasiswa Atlet Karate Universitas Negeri Malang Novi Febriyanti; Kurniati Rahayuni
Jurnal Bintang Pendidikan Indonesia Vol 2 No 4 (2024): November : Jurnal Bintang Pendidikan Indonesia
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jubpi.v2i4.3289

This research aims to develop microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University. Self-regulation, especially in aspects of concentration and emotions, is very important for athletes to achieve optimal performance. The research method used is Research and Development (R&D) with the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation). The analysis stage was carried out to identify the needs of karate student athletes regarding self-regulation. Based on the results of the analysis, microlearning material was designed and developed which includes concentration and emotional regulation techniques. This product was validated by karate coaching and sports psychology experts, and tested on small and large groups of karate athletes. The validation results show that the microlearning material has a high level of suitability, clarity, convenience and usefulness. Trials on athletes showed significant improvements in concentration and emotional regulation abilities after following this microlearning program. Athletes reported that the material was presented in an interesting and easy to understand manner, and could be applied effectively in training and competition. The conclusion of this research is that the development of microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University is effective in improving athletes' concentration and emotional regulation abilities and is suitable as education for concentration and emotional regulation of karate student athletes at Malang State University. It is recommended that this program be integrated into the athlete's daily training curriculum and that periodic evaluations be carried out to ensure its effectiveness. Further development also needs to be carried out to update and add to the material so that it remains relevant to the latest developments in the field of sports psychology.

Inovasi Pembiayaan Mudharabah Linked Waqf Novi Febriyanti; Ragil Satria Wicaksana; Fadhilah Nurul Anis; Risma Ruliana; Urwah Al Wusqo; Itam Komalasari
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 1 No. 3 (2023): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v1i3.1106

Micro, Small and Medium Enterprises (MSMEs) are buying and selling activities and providing services to the community with the aim of making a profit, but the empowerment of MSMEs is not due to the fact that there are still many obstacles, such as the difficulty for MSMEs to obtain financing facilities from financial institutions, so they are forced to take out loans from loan sharks whose interest rates are high and suffocating. thus causing businesses to go out of business, to overcome this problem MSMEs need Islamic financial institutions with a profit sharing scheme, namely mudharabah contracts or financing/investments which are usually mudharabah products found in Islamic Cooperatives, Indonesian Sharia Bank (BSI), Baitul Maal Wat Tamwil (BMT). The Indonesian Muslim Entrepreneurs Community (KPMI) and the Syirkah Bersama Cooperative (KSBB) are both working together to create a new innovation in the form of Mudharabah Linked Waqf which optimizes and manages cash waqf funds in an organized manner so that it is hoped that it can help MSMEs to develop further.

Assessing the Efficiency of Sharia Rural Banks: A Comparative Study Using DEA Frontier Rahmanto, Dhidhin Noer Ady; Maulana, Hardiyansyah; Novi Febriyanti; M. Zidny Nafi’ Hasbi; Tyagita Dianingtyas Sudibyo
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.278.127-145

The COVID-19 pandemic has negatively impacted various sectors, including health, the economy, and banking, leading to decreased purchasing power, weakened entrepreneurship, and threats to MSMEs. The Sharia Rural Banks (BPRS) complements other Sharia banks in Indonesia by meeting the community's financial needs in accordance with Sharia principles. Efficiency in banking serves as a key indicator to assess bank performance, determining whether a bank is operating effectively. Identifying the factors that influence efficiency in the banking sector is essential. This study employs a quantitative approach with a descriptive design, using secondary data from the BPRS annual financial reports for the first, second, third, and fourth quarters of 2023, obtained from the official OJK website. The research sample includes 20 BPRS in the Central Java and DIY Provinces, all registered with the OJK. The data was processed into input and output variables based on financial balance sheets and profit and loss statements. Analysis was conducted using the DEA Frontier Application with the Variable Return to Scale (VRS) model. Efficiency was measured on a scale from 0 to 1, where a score of 1 or 100% indicates full efficiency. This study, conducted online from May to July 2024, utilized annual financial report data sourced from the Financial Services Authority (OJK). The findings reveal that the average operational efficiency of BPRS in Central Java across the four quarters was 0.881, while in DIY, it was 0.940, indicating that BPRS in DIY demonstrated higher operational efficiency compared to those in Central Java.

Penguatan Ketahanan Pangan melalui GEMAS CETING: Gerakan Menanam Sayuran Cegah Stunting di Kelurahan Kalinyamat Kulon: Pengabdian Novi Febriyanti; Bekti Surani; Sindy Asdistia; Vani Nadea Herawati; Fremmuzar Firman Assyifa; Mia Susilowati; Fadia Anastasya Agustin; Agung Surya Lesmana; Siti Lu’lu’ Istiqomah; Fida Laelatul Kusnia; Erika Andriana; Indi Bella Silvia; Manisha Karina Sulaiman
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2681

Stunting merupakan masalah gizi kronis yang disebabkan oleh kekurangan nutrisi, terutama pada masa balita. Di Kelurahan Kalinyamat Kulon, pada bulan September 2024 tercatat terdapat 13 balita mengalami stunting dan 4 ibu hamil mengalami Kekurangan Energi Kronis (KEK). Masalah stunting tersebut terjadi karena banyak orang tua belum menerapkan pola asuh yang baik, sehingga asupan gizi anak tidak tercukupi dengan optimal. Untuk mengatasi hal tersebut, Mahasiswa KKN-Tematik Universitas Alma Ata membuat sebuah inovasi program Gerakan Menanam Sayuran Cegah Stunting (GEMAS CETING). Program ini bertujuan untuk meningkatkan ketahanan pangan dan mencegah stunting, serta membangun kesadaran akan pentingnya pola makan sehat dalam masyarakat. Metode dalam program tersebut dimulai dari observasi, penyuluhan dan pelatihan tentang gizi seimbang serta teknik menanam sayuran, dan implementasi praktik menanam langsung sayuran. Mahasiswa KKN-Tematik Universitas Alma Ata menyediakan 400 bibit yang meliputi bibit cabai, terong, dan sawi. Program GEMAS CETING menunjukkan bahwa inovasi ini berhasil meningkatkan kesadaran masyarakat mengenai pentingnya gizi seimbang dan peran sayuran dalam mencegah stunting pada anak.

Pengembangan Video Microlearning Edukasi Regulasi Diri (Disiplin Diri) pada Mahasiswa Atlet Karate Universitas Negeri Malang Novi Febriyanti; Kurniati Rahayuni
Jurnal Bintang Pendidikan Indonesia Vol. 2 No. 4 (2024): November : Jurnal Bintang Pendidikan Indonesia
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jubpi.v2i4.3289

This research aims to develop microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University. Self-regulation, especially in aspects of concentration and emotions, is very important for athletes to achieve optimal performance. The research method used is Research and Development (R&D) with the ADDIE model (Analysis, Design, Development, Implementation, and Evaluation). The analysis stage was carried out to identify the needs of karate student athletes regarding self-regulation. Based on the results of the analysis, microlearning material was designed and developed which includes concentration and emotional regulation techniques. This product was validated by karate coaching and sports psychology experts, and tested on small and large groups of karate athletes. The validation results show that the microlearning material has a high level of suitability, clarity, convenience and usefulness. Trials on athletes showed significant improvements in concentration and emotional regulation abilities after following this microlearning program. Athletes reported that the material was presented in an interesting and easy to understand manner, and could be applied effectively in training and competition. The conclusion of this research is that the development of microlearning educational videos on self-regulation (self-discipline) for karate student athletes at Malang State University is effective in improving athletes' concentration and emotional regulation abilities and is suitable as education for concentration and emotional regulation of karate student athletes at Malang State University. It is recommended that this program be integrated into the athlete's daily training curriculum and that periodic evaluations be carried out to ensure its effectiveness. Further development also needs to be carried out to update and add to the material so that it remains relevant to the latest developments in the field of sports psychology.

Title

Found 6 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 6 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 6 Documents
Search