Anggari Marya Kresnowati
Universitas Islam Negeri Sunan Kalijaga Yogyakarta

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FORECASTING THE POTENTIAL ROLE OF CASH WAQF AS A ISLAMIC SOCIAL FUND IN ERADICATING POVERTY AND IMPROVING SOCIAL WELFARE: THE USE OF WEIGHTED MOVING AVERAGE METHOD Study at Special Region of Yogyakarta (DIY) Anggari Marya Kresnowati; Izra Berakon
Global Review of Islamic Economics and Business Vol 5, No 1 (2017)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.981 KB) | DOI: 10.14421/grieb.2017.051-04

Abstract

AbstractThis research investigates the role of cash waqf as a Islamic social fund in eradicating poverty in Special Region of Yogyakarta. Researchers combine both of quantitative and qualitative research methods (triangulation) to increase the perceived quality of research findings. To answer the problems, researchers employe three steps analysis, firstly forecasting with statistical approach using the weighted moving average method; secondly cash waqf simulation; and thirdly researchers propose The New Integrated Model Of Cash Waqf Information System. The results of this study has succesfully answered the progress of cash waqf, the support of stakeholders (government, financial institutions and society) to achieve target of cash waqf. Based on the forecasting moving average method, it can be seen that the collected fund of cash waqf is still very fluctuating in some future period following the trend of cash waqf fund before. In the simulation of cash waqf based on expenditure distribution at DIY , to reach the target of cash waqf in one year, for example in 2018, that is equal to Rp. 684,646,315.33, each household only spend about of Rp. 60,000 to Rp. 80,000 per year. If all Muslim societies especially at DIY have realized the importance of cash waqf, then the potential cash waqf cant be maximized and the flow of cash waqf returns can be distributed to strengthen the social pillars of the region such as poverty, hunger, health and eduaction. Keywords: cash waqf, eradicating poverty, forecasting, simulation, integrated model
Digital-related economy sectors and regional economy disruption Achmad Nurdany; Anggari Marya Kresnowati
Jurnal Ekonomi dan Bisnis Vol 22 No 1 (2019)
Publisher : Fakultas Ekonomika dan Bisnis Universitas Kristen Satya Wacana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (557.472 KB) | DOI: 10.24914/jeb.v22i1.2187

Abstract

Penelitian tentang ekonomi regional dan faktor-faktornya telah banyak diteliti oleh para peneliti dengan baik, namun demikian relatif sedikit yang meneliti tentang sektor ekonomi digital yang mempengaruhi ekonomi regional. Oleh karena itu, tujuan dari riset ini adalah untuk menyelidiki dampak ekonomi regional yang disebabkan oleh sektor ekonomi digital; menganalisis efek berganda dari sektor-sektor ini terhadap output, pendapatan, dan lapangan kerja; dan untuk menghitung dampak ekonomi dari investasi tambahan di sektor ekonomi digital. Studi ini berfokus pada wilayah Provinsi Jawa Timur, Indonesia. Metoda penelitian yang digunakan pada riset ini adalah analisis input-output (menggunakan matrik agregasi 13 x 13), analisis ini mampu menggambarkan transaksi barang dan jasa dalam waktu tertentu. Penelitian ini menggunakan data dari Badan Pusat Statistik, yaitu berupa data Tabel Input-Output Provinsi Jawa Timur tahun 2015 yang mencakup 110 sektor ekonomi, dan kemudian dikelompokkan menjadi sektor terkait digital dan sektor yang tidak terkait dengan digital. Hasilnya menunjukkan bahwa sektor ekonomi digital memiliki keterkaitan ke belakang dan ke depan dengan sektor lain di kawasan yang diteliti. Temuan lebih lanjut menunjukkan bahwa sektor manufaktur digital memiliki efek pengganda tertinggi pada output, pendapatan, dan lapangan kerja. Sementara investasi pada sektor ekonomi digital, berdasarkan akan membuat disrupsi yang lebih baik pada perekonomian Jawa Timur. Pemerintah daerah harus menekankan untuk menarik lebih banyak investasi di sektor ekonomi digital.
Sale-Based vs Leased Based Contracts in House Financing Default Anggari Kresnowati
Global Review of Islamic Economics and Business Vol. 10 No. 2 (2022)
Publisher : Faculty of Islamic Economics and Business, State Islamic University Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/grieb.2022.102-01

Abstract

This study examines the relationship between FTV and house financing default, as well as the short and long-term effects on housing and apartment defaults. It also examines the extent to which Islamic banks implement suitable contracts for housing and apartment defaults, whether sale-based or lease-based. The data used in this paper is monthly time series data from 2015 to 2021. The finding of this study shows that the FTV policy in small houses and apartments (22-70 m2) positively significantly influences the house financing default in sale-based and lease-based contracts in both short and long-term periods. Moreover, the FTV policy in leased-based contracts has a significant influence on the house financing default in a big house (>70 m2) in a short-term period.
Decisions of the Young Generation in Using Digital Banking Services: Structural Equation Modeling Analysis Anggari Kresnowati
Bulletin of Islamic Economics Vol. 1 No. 2 (2022)
Publisher : Department of Islamic Economics, Faculty of Islamic Economics and Business, Universitas Islam Negeri Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/bie.2022.012-06

Abstract

This study aims to create a new research model with a variety of variables to comprehend and forecast the key factors that influence young people's decisions to use digital banking. This study uses a quantitative method with a multivariate analysis approach, for this reason, the Partial Least Square Structural Equation Modeling (PLS-SEM) analysis technique is used. According to the findings of this study, respondents' perceptions of the quality of digital banking products such as mobile banking, SMS banking, phone banking, and internet banking do not influence them to continue using digital banking. Considerations of usability, benefits, risks, and ease of use dominated respondents' decisions to use digital banking services.