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All Journal Risalah Hukum
Siti Nur Shoimah
Fakultas Hukum Universitas Jember
Law, Crime, Criminology & Criminal Justice Social Sciences

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Karakteristik Akad Mudharabah Pada Transaksi Penyimpanan Dana Nasabah di Bank Syariah Siti Nur Shoimah; Dyah Ochtorina Susanti; Rahmadi Indra Tektona
Jurnal Risalah Hukum Volume 16, Nomor 1, Juni 2020
Publisher : Fakultas Hukum Universitas Mulawarman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30872/risalah.v16i1.220

Abstract

Many people assume that mudharabah savings in Islamic banks are the same as deposits in conventional banks. In contrast, mudharabah savings have their characteristics, one of which is adopting a revenue-sharing system in managing customer deposit funds. In this study, researchers used a normative method with a statutory approach and conceptual approach. The results of this study are the discovery of mudharabah contract characteristics in depositing customer funds in Islamic banks which can be seen from 6 things, namely investment deposits, legal subjects or parties, profit sharing, business risk distribution, guarantees, and fund withdrawals by the Customer. Keywords: Mudharabah Agreement; Depositing Customer Funds; Islamic
Co-Authors Dyah Ochtorina Susanti Rahmadi Indra Tektona