Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal al-Uqud : Journal of Islamic Economics
Martinus Legowo
Department of Social Sciences, Faculty of Social Science and Law, Universitas Negeri Surabaya
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Influence of Muslim Batik Entrepreneurs' Financial Literacy of The Banking Sector on Productivity Norida Canda Sakti; Martinus Legowo; Herrukmi Septa Rinawati; FX Sri Sadewo; Sugeng Harianto; Diyah Utami
al-Uqud : Journal of Islamic Economics Vol. 5 No. 1 (2021): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (7.042 KB) | DOI: 10.26740/al-uqud.v5n1.p60-75

Abstract

The batik business in the Islamic community of the North coast of East Java is categorized as a micro and small business. One of the main problems of the business is capital adequacy. Capital adequacy is one instrument to run and increase productivity. Although the government has provided soft capital loans through banking instruments and rural development program, not all micro and small businesses are willing and able to access it. It is heavily relied on the entrepreneurs' financial literacy on banking sector and their willingness to use banking access. The survey results show that there are variations of the financial literacy level of batik entrepreneurs on banking sector. Batik entrepreneur who have high financial literacy were motivated to access the bank financiang service and improve its productivity.Education and location play a significant role to financial literacy on banking sector.
Co-Authors Diyah Utami FX Sri Sadewo Herrukmi Septa Rinawati NORIDA CANDA SAKTI Sugeng Harianto