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All Journal Matra Pembaruan: Jurnal Inovasi Kebijakan al-Uqud : Journal of Islamic Economics
Herrukmi Septa Rinawati
Badan Penelitian dan Pengembangan Provinsi Jawa Timur
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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Pengembangan Model Kemitraan UMKM dengan Usaha Skala Sedang dan Besar di Jawa Timur Melalui Program Corporate Social Responsibility (CSR) Herrukmi Septa Rinawati; FX Sri Sadewo
Matra Pembaruan: Jurnal Inovasi Kebijakan Vol 3 No 2 (2019)
Publisher : Research and Development Agency Ministry of Home Affairs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21787/mp.3.2.2019.67-77

Abstract

Micro, Small and Medium Enterprises (UMKM) in Indonesia are contributors to national economic growth. In East Java itself, the number of MSMEs is relatively large. However, there are still many obstacles in its development, such as the ineffective partnership pattern, and the development is not as expected. Therefore, this study aims to determine the implementation of the partnership model between MSME entrepreneurs with medium and large scale businesses that have been running so far, the involvement of local governments in implementing the partnership model, obstacles encountered in implementing the partnership model, as well as how to develop the MSME partnership model with medium and large scale business. The method used in this study is a mix method (qualitative and quantitative). The results showed that the implementation of the partnership model between MSME entrepreneurs with medium and large scale businesses so far has been enhanced by involving companies through the Corporate Social Responsibility (CSR) program. Local government involvement is also through regulations with the concept of partnership of MSME entrepreneurs with medium and large companies. Obstacles faced including coordination between stakeholders is still not optimal. By increasing MSME partnerships with medium and large businesses it is expected to overcome existing obstacles such as limited resources.
The Influence of Muslim Batik Entrepreneurs' Financial Literacy of The Banking Sector on Productivity Norida Canda Sakti; Martinus Legowo; Herrukmi Septa Rinawati; FX Sri Sadewo; Sugeng Harianto; Diyah Utami
al-Uqud : Journal of Islamic Economics Vol. 5 No. 1 (2021): January
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (7.042 KB) | DOI: 10.26740/al-uqud.v5n1.p60-75

Abstract

The batik business in the Islamic community of the North coast of East Java is categorized as a micro and small business. One of the main problems of the business is capital adequacy. Capital adequacy is one instrument to run and increase productivity. Although the government has provided soft capital loans through banking instruments and rural development program, not all micro and small businesses are willing and able to access it. It is heavily relied on the entrepreneurs' financial literacy on banking sector and their willingness to use banking access. The survey results show that there are variations of the financial literacy level of batik entrepreneurs on banking sector. Batik entrepreneur who have high financial literacy were motivated to access the bank financiang service and improve its productivity.Education and location play a significant role to financial literacy on banking sector.
Co-Authors Diyah Utami FX Sri Sadewo FX Sri Sadewo Martinus Legowo NORIDA CANDA SAKTI Sugeng Harianto