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All Journal Jurnal Penelitian Medan Agama Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Siti Kadariah
Universitas Islam Negeri Sumatera Utara Medan
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Penyelesaian Kepailitan Perbankan Syariah Di Pengadilan Niaga Dalam Putusan No.01/Pdt-Suspkpu/2015/Pn Niaga Medan Ditinjau Dari Perspektif Ekonomi Islam Siti Kadariah; Pangeran Harahap; S Sukiati
Jurnal Penelitian Medan Agama MEDAN AGAMA, VOL. 9, NO. 1, 2018
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (369.044 KB) | DOI: 10.58836/jpma.v0i0.3965

Abstract

This study aims to explain the legal basis for bankruptcy settlement on musyarakah and murabahah financing in the Commercial Court in the decision No.01 / Pdt-Sus-PKPU / 2015 / PN Niaga Mdn, this study aims to explain whether in the decision No.01 / Pdt-Sus-PKPU / 2015 / PN Niaga Mdn is in accordance with sharia principles based on Islamic economic theory. The research method that will be used in this research is qualitative research methods that arefield research, namely detailed research on one particular subject, and one document. This research is a qualitative research obtained by compilers based on data in the field, namely in the Medan District Court, North Sumatra. The research approach used by the compiler is a normative approach, the normative approach is to approach the problem by seeing and seeing a discussion of a problem with emphasis on legal aspects Islam in this study is based on Islamic law which has been interpreted through the fatwa of the National Sharia Council (DSN), KHES, KHAES, andbooks Fiqh. The collection technique used by the author to collect research data is by using the interview method with Mr. Jamaluddin , SH, MH (Public Relations & Judges of the Medan District Court) and using the compiling documentation method to collect documents regarding sharia banking decision letters which were decided at the Medan District Court and other supporting documents.
Pengaruh Dana Pihak Ketiga, dan Efisiensi Operasional terhadap Profitabilitas Unit Usaha Syariah di Bank Sumut Syariah Hm Yamin Medan Periode 2023-2025 Angger Gumilang Sugiarto; Tuti Anggraini; Siti Kadariah
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 4 No. 3 (2026): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v4i3.3423

Abstract

This research seeks to analyze how Third-Party Funds (DPK) and Functional Efficiency represented by ratio of Operating Expenses to Operating Income (BOPO) affect the gainfulness of the Sharia Business Unit of Bank Sumut Syariah HM Yamin Medan from 2023 to 2025. Profitability will be evaluated using Return on Assets (ROA), which reflects the institution's capacity to earn profit through asset use. A quantitative approach with an associative methodology is utilized for this investigation. Minor data are gathered from the quarterly financial statements of the Bank Sumut Syariah HM Yamin Medan Sharia Business Unit for the years 2023 to 2025, consisting of a total of 12 observations. Data gathering methods included documentation and a review of existing literature. For data analysis, descriptive statistics, classical assumption testing, multiple linear regression analysis, partial tests (t-test), and simultaneous tests (F-test), as well as the coefficient of determination (R²), were employed. The findings reveal that, individually, Third-Party Funds (DPK) demonstrate a positive but insignificant impact on profitability (ROA), while Operational Efficiency (BOPO) shows a important negative to cause profitability. Collectively, Third-Party Funds and Operational Efficiency keep a significant impact on the profitability of the Sharia Business Unit at Bank Sumut Syariah HM Yamin Medan. The coefficient of determination (R²) value of 0.635 suggests that 63.5% of the changes in profitability can be attributed to Third-Party Funds and Operational Efficiency, with the residual 36.5% impact by additional elements not contained in this research model.
Co-Authors Angger Gumilang Sugiarto Harahap, Pangeran Sukiati Sukiati Tuti Anggraini