Syuryani Syuryani
Fakultas Hukum Universitas Muhammadiyah Sumatera Barat

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Pengalihan Cessie Kepada Pihak Ketiga dalam Pemberian Kredit Bank Anggun Lestari Suryamizon; Syuryani Syuryani
Pagaruyuang Law Journal Volume 4 Nomor 1, Juli 2020
Publisher : Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/plj.v4i1.2316

Abstract

Dalam lingkungan Perbankan Cessie sering digunakan oleh pihak terkait. Pada Umumnya Pelaksanaan Cessie dalam dunia perbankan yang dikarenakan kreditur lama membutuhkan pembiayaan agar pelaksanaan operasional dari usahanya tetap berjalan. Dalam pemberian kredit bank semestinya dibuat dalam suatu bentuk tertulis, dan bank harus memiliki keyakinan terhadap kemampuan dan kesanggupan nasabah debitur yang diperoleh dari hasil penilaian yang seksama terhadap watak, kemampuan, baik modal,maupun agunan dan prospek usaha dari nasabah debitur. Pengalihan hak tagih kepada pihak ketiga melalui cessie menurut Pasal 613 KUHPerdata dilakukan atas piutang atas nama kreditur lama, kepada kreditur yang baru atas utang dari debitur dengan membuat akta cessie baik akta otentik maupun akta di bawah tangan dengan kewajiban diberitahukan kepada debitur atau secara tertulis disetujui dan diakui oleh debitur. Dengan akibat hukum piutang beralih dari kreditur lama ke kreditur baru.
PEMENUHAN HAK KONSUMEN ATAS INFORMASI PRODUK CAIRAN ROKOK ELEKTRIK (E-JUICE) DI BUKITTINGGI Febri Yanda Saputra; Benny Rusli; Syuryani Syuryani
Ensiklopedia of Journal Vol 6, No 1 (2023): Vol. 6 No. 1 Edisi 2 Oktober 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eoj.v6i1.1953

Abstract

Smoking is no longer a taboo subject among Indonesian people, ranging from children, teenagers, adults to the elderly can freely use cigarettes. Along with the development of technology, a new product emerged called electric cigarette. The sale of liquids is becoming more and more promising in the business world, because there are so many enthusiasts for this liquid, the marketing of liquids is increasing day by day. However, the liquid in the market does not receive supervision from the Food and Drug Supervisory Agency (BPOM), as evidenced by the large number of electronic cigarettes or liquids that are sold freely without a clear expiration date. This of course will endanger consumers who use the liquid in the long term even though there is already Law Number 8 of 1999 concerning Consumer Protection, namely the obligation of business actors to provide correct, clear and honest information regarding the conditions and guarantees of goods and/or services and be.
PENYELESAIAN SENGKETA KREDIT BARANG ELEKTRONIK PADA LAYANAN HOME KREDIT DI KOTA PAYAKUMBUH Rahman Illahi; Syuryani Syuryani; Jasman Nazar
Ensiklopedia of Journal Vol 6, No 1 (2023): Vol. 6 No. 1 Edisi 2 Oktober 2023
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33559/eoj.v6i1.1994

Abstract

Technology and information are now driving increased development in all fields. One of the increases in national development is the development of industrial and trade activities, increasing industrial and trade activities resulting in an increase in the capital sector in business development. While not all entrepreneurs have sufficient capital to develop their business, this is where many transactions are created In everyday life in the form of credit or loans, the Agreement has a close relationship with the engagement as Book III of the Civil Code Article 1233 which mentions the occurrence of an engagement which suggests that the engagement arises from an agreement or law. This research method used in this study is descriptive, namely legal research on the enactment or implementation of normative legal provisions in action on every particular legal event that occurs in society.the results of research if someone has been late paying installments for 1-2 months will be contacted by the closest people such as family or relatives. If within that time has not paid the credit installment, it will be reported to the Financial Services Authority (OJK) and the OJK will conduct BI checking where the person can no longer make credit at any leasing or any bank. Based on the results of research at PT. Home Credit Indonesia, Dispute resolution in the event of default in the implementation of consumer financing agreements at PT. Home Credit Indonesia basically first attempts to resolve internally, namely through billing to consumers, if negotiations or mediation are unsuccessful, but if non-litigation settlement efforts fail, then litigation settlement efforts can be made, namely through civil lawsuits to the Court.