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All Journal IJHCM (International Journal of Human Capital Management) Ihtifaz: Journal of Islamic Economics, Finance, and Banking Jurnal Manajerial Jurnal Ekonomi Journal of Islamic Economic and Business Research
Muhsin Hariyanto
Universitas Muhammadiyah Yogyakarta
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Human resources who competen The Influence Of Human Resource Competence In Spencer's Concept To Organizational Entrepreneurship Dyah Pikanthi Diwanti; Muhsin Hariyanto
Jurnal Manajerial Vol 9 No 02 (2022): Jurnal Manajerial
Publisher : Program Studi Manajemen Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jurnalmanajerial.v9i02.3896

Abstract

Background – Organizational entrepreneurship is one of the solutions used to maintain the existence and sustainability of an organization oriented towards community empowerment in Indonesia. Aim – This study aims to analyze the effect of human resource competence using the Spencer model on organizational entrepreneurship. Design / methodology / approach – The research respondents were all 35 female partners at BUANA. Collecting data using questionnaires and interviews. The modified human resource competency instrument from the Spencer Model, and Organizational Entrepreneurship uses an adaptation instrument from Spencer and Spencer's initial research. The analytical tool used to measure the level of data validity is the correlation coefficient using SPSS17.0 software. Result and Discussion – The results of the study indicate that the competence of Spencer's human resources concept which consists of motivation, nature, attitude, knowledge and skills has a very important role in the effort to develop Organizational Entrepreneurship. Organizational entrepreneurship is found in various organizations in the community and can increasingly provide space in driving economic activity in the community and groups/organizations. Conclusion - Based on the results above, the value of HR Competence with Organizational Entrepreneurship shows a linearity significance so HR Competence was linear with Organizational Entrepreneurship. This coherence with HR Competencies affected Organizational Entrepreneurship.
SME Financial Governance and Access to Capital in Islamic Microfinance Institutions Julia Noermawati Eka Satyarin; Muhsin Hariyanto; Syah Amelia Manggala Putri; Puri Tri Nanda; Anisatun Anggraeni
Ihtifaz: Journal of Islamic Economics, Finance, and Banking Vol. 5 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/ijiefb.v4i2.5837

Abstract

Introduction: One of the obstacles faced by MSEs to achieve independence in entrepreneurship is limited working capital. The government through Bank Indonesia has required banks and microfinance institutions to provide working capital to SMEs. However, there are obstacles in its distribution, namely the fulfillment of the requirements for submitting financing related to MSE financial information. There are still many MSEs that cannot provide accurate financial information because they do not carry out financial management properly, such as making financial reports. Meanwhile, fund providers, including Islamic microfinance institutions, require financial information to analyze the customer's ability to repay the financing. Purpose: Knowing how the financial management of MSEs and the obstacles faced in making financial reports, and how MSEs provide financial information to obtain working capital from Islamic Microfinance Institutions. Methodology: This research was conducted with a descriptive qualitative method. The object of this research is the financial reporting of MSEs that are needed by Islamic Microfinance Institutions in making decisions to accept or reject the application for financing by MSEs. The data used are primary and secondary data obtained through interviews, documentation, and observation. Findings: The majority of UMK KSPPS BMT Niten customers do not perform financial management, especially in preparing financial reports. Constraints were faced due to the lack of awareness of MSEs on the importance of financial management, especially in preparing financial reporting, lack of knowledge about financial management, especially in preparing financial reporting, and limited time. KSPPS BMT Niten obtains financial information of prospective UMK customers or financial information of existing UMK customers through direct interviews. Paper Type: Research Article
Comparative Study of Banks in The Perspective of Syafruddin Prawiranegara and M. Syafii Antonio Muhammad Amin Azis; Muhsin Hariyanto
Journal of Islamic Economic and Business Research Vol. 1 No. 2: December 2021
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1329.351 KB) | DOI: 10.18196/jiebr.v1i2.24

Abstract

The Law of Bank Interest is a complicated issue in Islamic economics because there are differences of opinion among Muslim scholars and intellectuals. This can not be separated from the observations of Indonesian Muslim economists such as Syafruddin Prawiranegara, who thinks bank interest is permissible, while M. Syafii Antonio believes bank interest is haram (forbidden in Islam). This research is entitled "Comparative Study of Banks in the Perspective of Syafruddin Prawiranegara and M. Syafii Antonio". This study aims to determine the views of Syafruddin Prawiranegara and M. Syafii Antonio regarding bank interest and examine the differences, similarities and backgrounds of their opinions. This type of research is library research with qualitative methods. The data analysis technique was carried out by means of deductive-comparative, in which this research first explains the arguments of the two figures regarding usury and bank interest then compared with the comparative method. The results of this study are 1. Syafruddin Prawiranegara believes Interest cannot be equated with usury. According to him, the difference of opinion regarding bank interest is due to a misinterpretation of the function of money. 2. M. Syafii Antonio is of the opinion that the law of bank interest is the same as usury. To stipulate the law on interest, it is necessary to comprehensively understand the stages of the derivation of the verses of usury. 3. The difference of opinion between the two is seen from the results of ijtihad (making a decision based on Islamic law) and the istinbath methods.
The Influence of Organizational Justice Dimensions on Affective Commitment and Employees Counterproductive Behavior Muhammad Zakiy; Muhsin Hariyanto
IJHCM (International Journal of Human Capital Management) Vol 6 No 1 (2022): (IJHCM) International Journal of Human Capital Management
Publisher : Program Studi S3 Ilmu Manajemen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/IJHCM.06.01.10

Abstract

Employees' work dynamics in companies are very diverse. Some employees have high commitments, and others are very low. Likewise, the counterproductive behavior of employees in every company is also high or low. The importance of the two factors for the continuity of company operations incites the investigation to ponder the role of the dimensions of justice on affective commitment and counterproductive work behavior of employees in Islamic Financial Institutions (LKS) in DIY. Researchers distributed questionnaires to 219 employees from several LKS in DIY with purposive sampling. The data were then analyzed through SEM-PLS, which measures the research instrument and the influence between the research variables. The results of this study indicated that only procedural and interactional justice trigger affective commitment and deviant workplace behavior, while distributive justice is unable to influence these two variables. The study contributed to LKS managers maintaining a work environment that upholds the principles of justice to increase affective commitment and minimize employees' deviant behavior.
APPLICATION OF SALAM CONTRACT ON DWATCH COMAL WATCH AGENT DROPSHIP SYSTEM Muhsin Hariyanto; Muhammad Khoirul Anwar
Jurnal Ekonomi Vol. 12 No. 04 (2023): Jurnal Ekonomi, 2023
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research was conducted to examine the application of buying and selling carried out by Dwatch Comal watch dropshippers from the point of view of buying and selling with a salam contract (bai' salam), with this research it is hoped that it can be known how the application of the salam contract buying and selling system in buying and selling, whether it is in accordance with the principles of Islamic shari'a or not. This research uses qualitative research methods and is a field research. The primary data source is Dwatch Company Management and Customers, consisting of Dwatch owners, dropshyper, consumers, and the Shari'ah Supervisory Board. The data validity technique used in this study is the Source Triangulation Technique. The results of his research showed that from the application of buying and selling with the dropship system carried out by agents or dropshippers of Dwatch Comal watches, it was found that if viewed from the point of view of buying and selling using a salam contract (bai' as-salam), the application of dropshipping by Dwatch watch dropshippers was not fully in accordance with buying and selling salam contracts. The discrepancy is in the payment system, sometimes agents or dropshippers allow buyers to make payments at the end or at the time of handover of goods, which in the end if the payment is made at the end, the sale and purchase is not in accordance with the terms of sale and purchase of the salam contract, so that when viewed from the point of view of bai' as-salam, the application of buying and selling requires improvement, mainly in its payment system.
Co-Authors Anisatun Anggraeni Dyah Pikanthi Diwanti Julia Noermawati Eka Satyarin Muhammad Amin Azis Muhammad Khoirul Anwar Muhammad Zakiy Puri Tri Nanda Syah Amelia Manggala Putri