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Analisis Hubungan Literasi Keuangan Investor, Pengetahuan Investor, Risk Tolerance Investor Dan Regret Aversion Bias Investor Dengan Keputusan Investasi Suciwati, Desak Putu; Marwa, Shaskia Roja; Susanti , Jeni
Jurnal Bisnis dan Kewirausahaan Vol. 20 No. 2 (2024): JBK-Jurnal Bisnis dan Kewirausahaan
Publisher : Badung Bali: Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/jbk.v20i2.114-122

Abstract

Data of Otoritas Jasa Keuangan (OJK) result that the number of Single Investor Identification (SID) in Indonesia has increased from 2019 to May 2022. Most of these SID investors come from millennials who were born from 1980 to 2000. Investors in Bali SID also experienced an increase, especially in Denpasar City and Badung Regency. The aim of the research is to analyze the relationship between investor of financial literacy, investor knowledge, risk tolerance and regret aversion bias with stock investment decisions in Bali. The sampling technique uses the Slovin formula to obtain a minimum sample size. The data source was obtained from primary data by distributing a 5 Likert scale questionnaire to respondents via Google Form to BNI Securities and Mandiri Securities. Based on the research sample criteria, 129 research samples were obtained. Partial Least Square (PLS) - Structural Equation Modeling (SEM) is used for data analysis. The results are 1) investor financial literacy is significantly positively related to investment decisions, which means hypothesis 1 is accepted, 2) investor knowledge is significantly positively related to investment decisions, which means hypothesis 2 is accepted, 3) investor risk tolerance is significantly positively related to  investment decisions so that Hypothesis 3 is accepted, 4) investor regret aversion bias is significantly positively related to investment decisions, which means hypothesis 4 is accepted.  
Balancing benefits and risks of tiktok use: Impacts on children’s cognitive, social-emotional development and digital well-being Suciwati, Desak Putu; Priadita, Gusti Putu Anom; Wu, Qinghao; Yusof, Norhayati Mohd; Saawuan, Aondowase
Kajian Pendidikan, Seni, Budaya, Sosial dan Lingkungan Vol. 3 No. 1 (2026): March 2026
Publisher : Yayasan Mitra Persada Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58881/kpsbsl.v3i1.70

Abstract

This paper examines the impact of TikTok use among children, focusing on development, behaviour, and digital well-being. The aims are to (1) identify cognitive, social-emotional, and behavioural effects, (2) distinguish positive from negative outcomes, and (3) highlight the role of adult mediation. Using a qualitative literature review of empirical and narrative studies on early childhood and primary school pupils, data are synthesized from classroom observations, interviews, and thematic and content analyses reported in prior research. Analysis clusters findings into educational/cognitive benefits, creativity and self-expression, mental health and behavioural risks, and conditions under which TikTok supports healthy development. Evidence indicates that TikTok can foster creativity, self-confidence, informal learning, and social connection when use is moderate and content is appropriate. However, excessive or unsupervised use is associated with attentional problems, reduced learning focus, social withdrawal, exposure to inappropriate content, poor time management, and signs of digital addiction. The conclusion emphasizes structured limits, active parental and teacher guidance, and digital literacy education to maximize benefits and mitigate harms.