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Problematika Pengalihan Hak Tagih Piutang (Cessie) Terhadap Kredit Macet Perbankan Sudarsono, Galih Putri
YUDHISTIRA : Jurnal Yurisprudensi, Hukum dan Peradilan Vol. 2 No. 2 (2024): Juni
Publisher : Cv. Kalimasada Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59966/yudhistira.v2i2.1115

Abstract

Perbankan sebagai lembaga keuangan yang berfungsi sebagai lembaga intermediasi memegang perananan yang sangat penting bagi perkembangan ekonomi nasional. Hal ini dapat ditinjau dari kegiatan perbankan dalam menghimpun dana dari masyarakat dan menyalurkan kredit kepada masyarakat. Kegiatan penyaluran kredit perbankan tidak sedikit ditemukan kredit macet walaupun bank telah melakukan asas kehati-hatian. Untuk menyelesaikan masalah kredit macet bank menggunakan mekanisme cessie. Namun dalam penyelesaian kredit macet seringkali debitur tidak diketahui dimana keberadaannya. Metode penelitian yang digunakan dalam penelitian hukum ini adalah tipe penelitian normative menggunakan pendekatan Perundang-Undangan (Statute Approach) dan pendekatan konseptual (Conceptual Approach). Tujuan penelitian ini adalah mengkaji problematika pengalihan cessie kredit macet perbankan yang dilaksanakan tanpa persetujuan dari debitur.
LEGAL LIABILITY FOR THE CRIME OF DATA THEFT IN FAKE JOB POSTINGS Priyati, Sri; Sudarsono, Galih Putri; Sumartini, Sumartini; Permana, Dhewangga Bayu; Swastika, Putu Angga Elano
Acitya Wisesa: Journal of Multidisciplinary Research Vol. 3 Issue 2 (2024)
Publisher : jfpublisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56943/jmr.v3i2.643

Abstract

The rapid advancement of science and technology has made information technology a daily necessity, which contributes to improving the welfare of society by maintaining justice, certainty and legal expediency. In addition to the positive impacts caused, there are also negative impacts, one of which is in terms of personal data security. The focus of this research is the legal protection of job applicants as victims of criminal acts of data theft, as measured from the perspective of legal expediency. Law functions as a tool to achieve goals in society and the state, with the protection of human interests as the main focus. This research applies the empirical juridical method, which combines juridical aspects with actualities in the field on the basis of facts from research and observation. Criminal responsibility determines whether the defendant is responsible for a criminal offense that fulfills the elements of the offense. The criminal justice process follows the Criminal Procedure Code (KUHAP) and the Criminal Code (KUHP), which are the lex generalis in criminal law. The principle of Lex Specialis Derogat Legi Generali is applied to laws excluding the Criminal Code, as stipulated in Article 103 of the Criminal Code. Currently, the Electronic Information and Transaction Law is the reference; nevertheless, there are several obstacles related to the case of personal data theft. Therefore, the enactment of the Personal Data Protection Law is expected to be a solution in solving cases of personal data theft, especially those related to fake job postings.
Redesign of DPD RI’s Authority for Monitoring and Evaluation Raperda dan Perda as Derivative Supervision Mufidah, Nuruz Zakiyatul; Habibi, Miftakhur Rokhman; Sudarsono, Galih Putri; Ngaisah, Siti
Al-Qanun: Jurnal Pemikiran dan Pembaharuan Hukum Islam Vol 28 No 1 (2025): Al-Qanun, Vol. 28, No. 1, Juni 2025
Publisher : Fakultas Syariah dan Hukum UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/alqanun.2025.28.1.73-85

Abstract

There is a change in the scheme of monitoring draft local regulations (Raperda) and local regulations (Perda) since the amendment of Law No. 17/ 2014 about MPR, DPR, DPD, and DPRD. This amendment was made through Law No. 2 /2018 by adding Article 249 paragraph (1), letter j, by providing new authority for the House of Regional Representatives (DPD RI). The new authority of the DPD RI is to monitor and evaluate the draft local regulations (Raperda) and local regulations (Perda). The problem is that in the Indonesian constitutional system, the supervision of the draft local and local regulations is not the territory of DPD RI. So, it is true that the authority is given but cannot be implemented. The research concluded that derivative supervision can help translate DPD RI’s new authority to oversee regional legal products.