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All Journal Journal of Management and Business As-Syirkah: Islamic Economic & Financial Journal
Annio Indah Lestari Nasution
UIN Sumatera Utara
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Other

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Optimalisasi Pendayagunaan Zakat Melalui Program Beasiswa Prestasi Tahun 2017-2020: Atika Suri; Annio Indah Lestari Nasution; Nursantri Yanti,
ManBiz: Journal of Management and Business Vol 3 No 1 (2024): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v3i1.2045

Abstract

This study was conducted to determine whether the utilization of zakat carried out by Dompet Dhuafa Waspada (DDW) in collaboration with UPZ Bank SUMUT through0the achievement scholarship program has been running optimally or not. The0purpose of this study is to find0out how the zakat utilization mechanism is applied by DDW, especially in the merit scholarship program in the Dompet Dhuafa Waspada2 North Sumatra, and to find out how the impact of awarding merit scholarships has on increasing the entrepreneurial desire of the scholarship beneficiaries which leads to the conclusion whether the utilization of scholarships is beneficial. What is done by the underprivileged wallet is alert that it is optimal or not optimal. This study use a descriptive approach0with the type of research is qualitative, so0the data analysis used is0descriptive qualitative0analysis. The results of this study indicate that the achievement scholarship program run by DDW in collaboration with UPZ Bank SUMUT has been running optimally. It is evident from the amount of funds obtained since 2017-2020 which has increased, as well as all the efforts they have made to make this program better and more effective. Then this achievement scholarship program has also resulted in significant changes to the lives of the scholarship beneficiaries, starting from the assistance in education costs, increasing skills and knowledge about entrepreneurship. However, there is still a need for further improvements in the implementation of this program so that this program continues to improve and be more optimal. Keywords: Utilization of zakat, Achievement Scholarship, optimization
Pengaruh Capital Adequacy Ratio, Intellectual Capital, dan Financial Non Distress Terhadap Sustainable Growth Rate pada Bank Umum Syar’iah Indonesia Periode 2020-2022 Novi Diautami; Atika; Annio Indah Lestari Nasution
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 1 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/dy80da51

Abstract

This research was conducted to see the effect of the influence Sustainble Growth Rate, Capital Adequacy Ratio (CAR), Intellectual Capital (IC) dan Financial Non Distress of Sharia Commersial Bank. The population used in this study is the financial statements of Sharia Commersial Bank. While the sample was taken from the financial statements of Bank Syariah Indonesia, Bank Aladin Syariah, BTPN Syariah and Bank Panin Syariah 2020 - 2022 using the sampling technique used was purposive sampling. The results of this study indicate that Capital Adequacy Ratio (CAR) has a significant effect on Sustainble Growth Rate this is based on the results of the t test - T count 0.050 then partially has a insignificant not effect between that Capital Adequacy Ratio (CAR) against Sustainble Growth Rate. Intellectual Capital (IC) has a significant effect on Sustainble Growth Rate this is based on the results of the t test - T count 0.050then partially has a insignificant not effect between that Intellectual Capital (IC) against Sustainble Growth Rate. Financial Non Distress has a significant effect on Sustainble Growth Rate this is based on the results of the t test - T count > T table or 3.673 > 1.68023, a significant value of 0. 0.001 > 0.050 then partially has a insignificant effect between that Financial Non Distress against Sustainble Growth Rate. Based on the results of the f test, the value of Fcount is greater than Ftable or 9.429 > 2.90. Then, seen from the esults, the significant value is 0.000 < 0.050. Thus Ho is accepted (Ha is rejected). Based on these results, it shows that there is a negative and insignificant effect between , Capital Adequacy Ratio (CAR), Intellectual Capital (IC) and Financial Non Distress in deciding the Sustainble Growth Rate.
Co-Authors Atika Atika Suri Novi Diautami Nursantri Yanti