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IMPLEMENTASI HAK TANGGUNGAN PADA PERBANKAN SYARIAH DALAM MEWUJUDKAN KEPASTIAN HUKUM (STUDI KASUS TERHADAP PUTUSAN PENGADILAN AGAMA TANJUNGKARANG NOMOR : 1407/PDT.G/2016/PA.TNK) akhmad fauzi; Misbahul Huda; Erwin Syahrudin
PALAR (Pakuan Law review) Vol 7, No 2 (2021): Volume 7, Nomor 2 April-Juni 2021
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (899.693 KB) | DOI: 10.33751/palar.v7i2.3552

Abstract

AbstrakPerkembangan bank syariah beberapa tahun terakhir lebih pesat dibandingkan dengan bank konvensional. Jika dilihat dari sejarah lahirnya lembaga keuangan, bank konvensional lahir lebih dahulu dibandingkan dengan bank syariah, mengingat bank konvensional merupakan lembaga keuangan peninggalan Belanda yang menerapkan sistem kredit dalam hal tersebut berbeda dengan bank syariah yang menerapkan sistem bagi hasil. Hal tersebut merupakan tantangan bagi bank syariah agar lebih berhati-hati dalam menyalurkan dana kepada nasabah. Namun dalam perjalanannya kehadiran bank syariah lebih diterima oleh masyarakat dibandingkan dengan bank konvensional Hal ini merupakan tamparan bagi bank konvensional untuk memperbaiki konsep serta aturan dalam menjalankan fungsinya sebagai intermediasi dana kepada nasabah. Berdasarkan permasalahandiatas maka peneliti mengkaji implementasi hak tanggungan pada perbankan syariah dalam mewujudkan kepastian hukum (studi kasus terhadap putusan pengadilan agama tanjungkarang nomor : 1407/pdt.g/2016/pa.tnk). Jenis penelitian yang digunakan adalah normatif dengan pendekatan perundang-undangan. Hasil penelitian yaitu hak tanggungan merupakan salah satu konsep jaminan dalam praktek bermuamalah yang tidak dilarang oleh agama, sebagaimana telah dijelaskan dalam alquran bahwasanya segala kegiatan bermuamalah selama belum ada aturan yang melarangnya maka boleh untuk dilakukan.AbstractThe development of Islamic banks in recent years is faster than conventional banks. If viewed from the history of the birth of financial institutions, conventional banks were born earlier than Islamic banks, considering that conventional banks are financial institutions inherited from the Netherlands that apply a credit system in this case, it is different from Islamic banks that apply a profit-sharing system. This is a challenge for Islamic banks to be more careful in channeling funds to customers. However, in its journey, the presence of Islamic banks is more accepted by the public compared to conventional banks. This is a slap in the face for conventional banks to improve the concepts and rules in carrying out their functions as intermediary funds to customers. Based on the problems above, the researcher examines the implementation of mortgage rights in Islamic banking in realizing legal certainty (case study of the decision of the Tanjungkarang religious court number: 1407/pdt.g/2016/pa.tnk). The type of research used is normative with a statutory approach. The results of the study are that mortgage is one of the concepts of guarantee in the practice of muamalah which is not prohibited by religion, as has been explained in the Koran that all muamalah activities as long as there are no rules that prohibit it are permissible to do. Key Word : Sharia Bank, Mortgage, Muamalah
Enhanced Yolov8 with OpenCV for Blind-Friendly Object Detection and Distance Estimation Erwin Syahrudin; Ema Utami; Anggit Dwi Hartanto
Jurnal RESTI (Rekayasa Sistem dan Teknologi Informasi) Vol 8 No 2 (2024): April 2024
Publisher : Ikatan Ahli Informatika Indonesia (IAII)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29207/resti.v8i2.5529

Abstract

The development of computer technology and computer vision has had a significant positive impact on the daily lives of blind people, especially in efforts to improve their navigation skills. This research aims to introduce a superior object detection method, especially to support the sustainability and effectiveness of blind navigation. The main focus of the research is the use of YOLOv8, the latest version of YOLO, as an object detection method and distance measurement technology from OpenCV. The main challenge to address involves improving object detection accuracy and performance, which is an important key to ensuring safe and effective navigation for blind people. In this context, blind people often face obstacles in their mobility, especially when walking in environments that may be full of obstacles or obstacles. Therefore, better object detection methods become essential to ensure the identification of nearby objects that may involve obstacles or potential threats, thus preventing possible accidents or difficulties in daily commuting. Involving YOLOv8 as an object detection method provides the advantage of a high level of accuracy, although with a slight increase in detection duration and GPU power consumption compared to previous versions. The research results show that YOLOv8 provides a low error rate, with an average error percentage of 3.15%, indicating very optimal results. Using a combined performance evaluation approach of YOLOv8 and OpenCV distance measurement metrics, this research not only seeks to improve accuracy but also efficiency in detection time and power consumption. This research makes an important contribution to the presentation of technological solutions that can help improve mobility and safety for blind people, bringing a real positive impact on the facilitation of their daily lives.