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PENERAPAN AKAD IJARAH PADA PRODUK RAHN DI CABANG PEGADAIAN SYARIAH ISTIQLAL MANADO Rosdalina Bukido; Faradila Hasan
Jurnal Ilmiah Al-Syir'ah Vol 14, No 1 (2016)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/as.v14i1.311

Abstract

Product practices in Islamic Financial Institutions (LKS) have so far attracted specialattention, especially on the application of the contract. The fundamental differencesbetween the LKS and the conventional financial institutions are contracts/agreementsbefore making financial transactions. Many conducted research on the application ofthe LKS contracts. Some contracts madeby LKS on its products so farhave notcomplied withthesharia provisions. The basic rule refers to thefatwa (religiousadvisory opinions) of the National Sharia Board and the Council of IndonesianUlema (DSN-MUI). One of them is DSN-MUI fatwa No. 25 of 2002 concerningrahn. In addition to rahn, this fatwa also explains rules concerning the contract ofijara. Pawnshopsthat apply sharia principles in their products haveintroducedrahnproducts based on this the fatwa. Therefore, systematic research on the application ofthe ijara contract onrahn products is necessary.Keywords: ijara , rahn, DSN-MUI, sharia pawhshop.
TINJAUAN HUKUM ISLAM DALAM PENERAPAN AKAD IJARAH PADA PRODUK RAHN DI CABANG PEGADAIAN SYARIAH ISTIQLAL MANADO Faradila Hasan; Syarifuddin Syarifuddin; Moh. Muzwir R. Luntajo
Jurnal Ilmiah Al-Syir'ah Vol 14, No 2 (2016)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/as.v14i2.372

Abstract

Islamic law doesnot merely regulate the ubudiyah problems, but it also deals with muamalah issues which are closely related to the operational processesof Islamic Financial Institutions (LKS). One of the LKSs is Islamic pawnshops that apply changing ijarah rate on theirRahnproducts in accordance with the loan given to customers despite the equal value of the pawned goods. This practice is not in accordance with the provisions of Sharia fatwaDSN-MUI No. 25 / DSN-MUI / III / 2002 about Rahn