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All Journal Jurnal Istiqro' Jurnal Nirta: Studi Inovasi
Ely Mansur
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other

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Bisnis Mahasiswa Wirausahawan Berhasil Sebagai Centre Of Excellence Pendidikan Kewirausahaan Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam (STAI) Denpasar – Bali R. Agrosamdhyo; Ely Mansur; Kurniawati Kurniawati
Jurnal Istiqro Vol 4 No 1 (2018): Januari 2018
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (331.883 KB)

Abstract

The development of entrepreneurship education for students has been a concentration for all universities in Indonesia. In fact, the lack of entrepreneurial interest and motivation as a job seeker and not a job creator after finishing school or college. The same mindset was experienced by sharia economic studies students at STAI Denpasar-Bali. With the specification of sharia banking knowledge, the competency orientation that is owned is working as a staff or employee in sharia financial institution. This mindset must be revamped, with entrepreneurial education that can shape character and attitude to dare to take business risks. That is, entrepreneurship education is expected to shape the mindset, attitude, and behavior of students into a true entrepreneur, thus directing them to choose entrepreneurship as a clear career choice. The campus should be able to map the attitude of what is owned by the entrepreneur and be able to apply in further entrepreneurship education
Persepsi Nasabah Pada Fitur Layanan Top Up E-Wallet BSI Mobile di Bank Syariah Indonesia Kantor Cabang Pembantu Kuta Ika Aisyah; Raden Agrosamdhyo; Ely Mansur
Jurnal Nirta : Inovasi Multidisiplin Vol 3 No 1 (2023): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v3i1.31

Abstract

The Top Up E-Wallet service feature is one of the service features available on BSI Mobile provided by Bank Syariah Indonesia for customers who often use cashless payment systems so that customers can easily top up their digital wallet balances. The purpose of this research is to find out how to use the BSI Mobile E-Wallet Top Up service feature at BSI KCP Kuta, find out the advantages of the BSI Mobile E-Wallet Top Up service feature, find out customer perceptions of the BSI Mobile E-Wallet Top Up service feature in BSI KCP Kuta. The research method used in this research is a descriptive qualitative method. Informants in this study were selected using random sampling techniques. For data collection techniques using observation, interviews and documentation methods. Data analysis techniques include data reduction, data presentation, drawing conclusions. Meanwhile, the validity of the data uses triangulation which can help researchers to test the validity of information from various sources. The research results found: How to use the BSI Mobile E-Wallet Top Up service feature is quite easy for BSI KCP Kuta customers to understand and use. The advantage of the BSI Mobile E-Wallet Top Up Service Feature is that customers can easily get access to information related to the service feature, the transactions that can be carried out by this service feature are varied, the innovation of this service feature is that there is a reminder to donate or give alms after the customer makes a Top Up transaction . Customer perception of the BSI Mobile E-Wallet Top Up service feature is quite good. Perception is interested in using this service feature because it is considered to have cheap admin costs and is easy to use. The perception target is considered to have a complete digital balance according to customer needs. It was found that there were bad network problems and server downs which made Top Up transactions fail.
Penerapan Akad Murabahah Pada Pembiayaan Griya Takeover (Studi Kasus di Bank Syariah Indonesia KCP Kuta) Nur Halimah; Kurniawati Kurniawati; Ely Mansur
Jurnal Nirta : Inovasi Multidisiplin Vol 3 No 1 (2023): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v3i1.32

Abstract

The aims of this study are, to find out the factors that lead to a murabahah contract in the financing of a takeover griya at BSI KCP Kuta, to find out the murabaahah contract process for financing a takeover house at BSI KCP Kuta and, to find out the process of financing the griya takeover at BSI KCP Kuta. The research method used is a descriptive qualitative method with data collection techniques through observation, interviews, and documentation. The data analysis technique used is the Miles and Huberman model, which includes data collection, data reduction, data presentation, and data verification. data validity technique with the triangulation technique. The results of the study found, there are factors that cause a murabaha contract to occur, namely the presence of the object of the contract. The murabaha contract process by submitting asset documents to the consumer as a sign of consent qabul with the consumer. And financing for takeover houses that are free from usury in accordance with the Fatwa of the National Sharia Council, MUI No.04/DSN-MUI/IV/2000, dated April 1, 2000, conceming murabaha. The process of financing takeover housing includes BSI having the terms and benefits of financing takeover housing. To attract consumer, as well as with light installments, one of the benefits of takeover financing at BSI is that consumers still feel able to meet other needs.
Implementasi Budaya Organisasi dalam Meningkatkan Produktivitas Kerja di Bank Muamalat Kantor Cabang Denpasar Nur Azizah; Ely Mansur; Sahrial Sahrial
Jurnal Nirta : Inovasi Multidisiplin Vol 3 No 1 (2023): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v3i1.33

Abstract

The objectives of this research are: 1). To find out the implementation of organizational culture in increasing work productivity at Bank Muamalat Denpasar Branch Office. 2). To find out how each employee increases work productivity at Bank Muamalat Denpasar Branch Office? The research methodology used is descriptive qualitative research using triangulation in testing credibility. The informants in this study were 6 employees who worked at Bank Muamalat Denpasar Branch Office. As well as data collection techniques in the form of: interviews, documentation and observation. Based on the results of the research, Bank Muamalat Denpasar Branch Office has implemented ideal corporate culture values properly and correctly. Where the organizational culture is applied as motivation for each employee to be more disciplined and have character in the application of organizational culture when carrying out their duties. The application of organizational culture can increase the work productivity of employees which can be seen from the achievements of the company. So that the organizational culture applied so far has been running well and in accordance with sharia principles.
Co-Authors Ika Aisyah Kurniawati Kurniawati Nur Azizah Nur Halimah R. Agrosamdhyo Raden Agrosamdhyo Sahrial Sahrial