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All Journal Setrum : Sistem Kendali-Tenaga-elektronika-telekomunikasi-komputer KOMPUTIKA - Jurnal Sistem Komputer Jurnal Ekonomi Manajemen Akuntansi Indonesian Economic Review Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Mengabdi: Jurnal Hasil Kegiatan Bersama Masyarakat Ardhi: Jurnal Pengabdian dalam Negri Jurnal Pajak dan Analisis Ekonomi Syariah Nusantara Mengabdi kepada Negeri Jurnal Bisnis, Ekonomi Syariah dan Pajak International Journal of Economics and Management Research
Sutono Sutono
STMIK STI & K JAKARTA
Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Digital Operational System Analysis: Sharia Core Banking in Digital Financial Transactions Sutono Sutono; Sofia Masukah
Indonesian Economic Review Vol. 5 No. 2 (2025): August : Indonesian Economic Review
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v5i2.69

Abstract

The rapid development of digital technology has significantly transformed the banking sector, including Islamic banking, which is required to adapt to digital-based operational systems while maintaining compliance with Sharia principles. One of the key components supporting digital financial transactions in Islamic banks is the digital operational system through Sharia core banking. This study aims to analyze the digital operational system of Sharia core banking in supporting digital financial transactions, focusing on its role, operational mechanisms, and implementation challenges. This research employs a qualitative descriptive approach using a literature study method by reviewing relevant academic journals, books, and official regulations related to digital Islamic banking. The findings indicate that the Sharia core banking system plays a central role as the backbone of digital financial transactions by integrating transaction processing, accounting, reporting, and Sharia compliance control in real time. The system contributes to improving operational efficiency, transaction transparency, service reliability, and internal control while ensuring adherence to Sharia principles through proper contract management. However, the implementation of digital Sharia core banking systems still faces challenges related to technological infrastructure, human resource readiness, and regulatory adaptation. These challenges highlight the need for continuous system development, enhancement of human resource competencies, and regulatory harmonization. This study provides theoretical contributions to the literature on digital Islamic banking and offers practical insights for Islamic financial institutions in optimizing digital core banking systems to support sustainable digital financial services .
Analisis Dropship Jual Beli Online Profitable dalam Perspektif Ekonomi Syari’ah Sutono Sutono; Rizaldy Ardiansyah
Jurnal Pajak dan Analisis Ekonomi Syariah Vol. 3 No. 1 (2026): Januari: Jurnal Pajak dan Analisis Ekonomi Syariah
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jpaes.v3i1.1203

Abstract

Dropshipping is essentially a buying and selling process between a seller and a buyer using the internet. Dropshipping is a product sale that allows dropshippers to sell goods to customers using photos from suppliers or stores and then sell them to customers at a price determined by the dropshipper. The questions to be answered through this research are: a) How does the buying and selling process work using a dropship system? b) How does the buying and selling process work using a dropship system from a sharia economic perspective. The method used in this research includes descriptive research with a qualitative approach. The data used are primary and secondary data obtained from verses of the Qur'an and the Hadith, books and journals, articles, and mass media, both print and electronic, related to the focus of the problem being studied in this research. The data analysis technique used in this research is the Miles and Huberman analysis model, using data reduction, data presentation, and drawing conclusions. The results of the study indicate that the Samsarah contract is a solution to dropship transactions. The original law is permissible or permissible if carried out in accordance with Islamic provisions.
Hacking Marketing Recovery Potential through the Educational Marketing Dimension Using a Fishbone Diagram Agam Amintaha; Supriyono Supriyono; Sutono Sutono
International Journal of Economics and Management Research Vol. 5 No. 1 (2026): April: International Journal of Economics and Management Research
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/ijemr.v5i1.812

Abstract

This study is driven by the stagnation in student enrollment at a creative industry-based school that offers strong differentiation but has not effectively optimized its educational marketing strategy. The primary objective is to analyze the factors contributing to the stagnation and to develop a marketing recovery model grounded in educational marketing dimensions. The study utilizes a Fishbone Diagram to explore elements such as social media promotion, animation film works, facilities and infrastructure, and the curriculum. A descriptive qualitative approach is employed, utilizing in-depth interviews, observation, and documentation. The data analysis involves data reduction, data display, and conclusion drawing with cause-and-effect mapping. The results highlight that the primary cause of stagnation is the lack of synergy between the educational marketing dimensions. An integrative model that leverages creative differentiation is proposed as a strategic solution to revitalize marketing efforts and enhance student enrollment. This research provides actionable insights for improving the marketing strategy of the school.
Co-Authors Ach Kusnan Arif Ach. Kusnan Arif Achmad Khusnan Arif Agam Amintaha Akmad Kusnan Arif Alya Roghibah Faradisy Febri Rahmah Gilbert Daniel Ricardo Mochamad Fajar Wicaksono Mochammad Rifqi Firmansyah Rizaldy Ardiansyah Sofia Masukah Sunarno Handoyo Supriyono Supriyono