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All Journal JURNAL BISNIS STRATEGI Diponegoro Journal of Management
Muhamad Syaichu
Jurusan Manajemen Fakultas Ekonomika Dan Bisnis Universitas Diponegoro
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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ANALISIS PENGARUH BANK INCOME STRUCTURE TERHADAP RISIKO BANK SYARIAH DI INDONESIA (Studi kasus pada Bank Umum Syariah yang terdaftar di Bursa Efef Indonesia periode 2011-2015) Yunita, Nurul; Syaichu, Muhamad
Diponegoro Journal of Management Volume 6, Nomor 4, Tahun 2017
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

The research objective is to analyze influence of independent variables which consist of profit and los sharing (PLS), non profit and loss sharing (NonPLS), and commission and fee (COM) to risk. Selection of sample use purposive sampling method. Purposive sampling method is the method which based on certain criteria. The sample that used in this study are eleven of Islamic bank for period 2011 to 2015. Quantitative data for this study get from Bank Indonesia and monthly financial report of Islamic bank. The data were analyzed by linear regression analysis using SPSS version 16.0 where previously performed classical assumption that includes Normality Test, Multicollinearity Test, Autocorrelation Test and Heterokedastisitas Test with level of significance 5%.The result of t test shows that profit and los sharing (PLS) and non profit and los sharing (NonPLS) have negative and significant influence to risk of Islamic bank. Commission and fee (COM)  have negative but not significant influence to risk. Based on the result of this count, PLS and non profit and los sharing (NonPLS) variable prove to have negative and significant influence to risk Islamic bank and it’s known that Commission and fee (COM) variable has no effect to risk Islamic bank.
INDONESIAN BANKS RISK-TAKING: THE EFFECT OF LIQUIDITY RISK, CAPITAL BUFFER AND BOPO: Z-SCORE MEASURE ASPPROACH Yuwonoputro, Dhanesworo Arsojotegto; Syaichu, Muhamad
Diponegoro Journal of Management Volume 8, Nomor 3, Tahun 2019
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

This study was aimed to examine the effect of liquidity risk, capital buffer and BOPO on banks risk-taking in Indonesia. This study used loan to deposit ratio, non-performing loan, liquidity gap, capital buffer and BOPO as independent variable and banks risk-taking proxied by Z-Score as dependent variable.This study used secondary data retrieved from banking companies’ annual reports listed on Indonesia Stock Exchange Index (IDX) in 2013-2017. Sample used in this study were 110 samples consist of 22 Indonesian banks taken using purposive sampling method. This study used multiple linear regression as analysis method.The results of this study indicate that non-performing loan and BOPO have a positive and significant effect on banks risk-taking. Capital buffer has a negative and significant effect on bank risk-taking, while loan to deposit ratio has a positive and insignificant effect on banks risk-taking and liquidity gap has a negative and insignificant effect on banks risk-taking.
ANALISIS FAKTOR- FAKTOR YANG MEMPENGARUHI KINERJA KEUANGAN BANK UMUM SYARIAH DI INDONESIA Rodliyah, Syamsiati; Syaichu, Muhamad
Diponegoro Journal of Management Volume 10, Nomor 1, Tahun 2021
Publisher : Faculty of Economics and Business Diponegoro University

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Banks, especially Islamic banks, have a very important role in the wheels of economic turnover in Indonesia, the majority of which are Muslim. Bank as an intermediary institution channeling funds from excess parties to those in need. The development of Islamic banks in Indonesia is certainly inseparable from several factors that affect the improvement in performance. The purpose of this study is to analyze the effect of income diversification (ID), asset diversification (AD), bank fficiency (EFF), equity to assets (ETA) and non-performing financing (NPF) on return on assets (ROA) of Islamic banks. The population used as a sample in this study is Islamic commercial banks whose financial statements have been published to Bank Indonesia for the period 2014 to 2018. Sampling uses purposive sampling or intentional sampling for specific purposes. The data of this study uses secondary data derived from the websites of each bank and Bank Indonesia. The data analysis method used is multiple linear regression analysis. The results of this study indicate that asset diversification (AD), equity to assets (ETA) have a significant positive effect and bank fficiency (EFF) have a significant negative effect on return on assets (ROA). While variable income diversification (ID) and non-performing financing (NPF) have no effect at all on the variable return on assets (ROA).
ANALISIS PENGARUH BANK SIZE, BOPO, FDR, CAR, DAN ROA TERHADAP NON-PERFORMING FINANCING (Studi Kasus Pada Perusahaan Perbankan Syariah yang Terdaftar di Bursa Efek Indonesia (BEI) Tahun 2016 – 2019) Putra, Adhyasa; Syaichu, Muhamad
Diponegoro Journal of Management Volume 10, Nomor 3, Tahun 2021
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

ABSTRACT Non-Performing Financing is a situation where loan repayment agreements fail, and even tend to lead to or suffer losses. The existence of problematic financing in a high amount will cause difficulties and at the same time will reduce the soundness level of the relevant Islamic bank. The aims of this study is to examine and analyze the effect of bank size, BOPO, FDR, CAR, and ROA on Non-Performing Financing (NPF) of Islamic banks in Indonesia. The population used as the sample in this study are Islamic commercial banks whose financial reports have been published to Bank Indonesia in the period 2016 to 2019. Sampling uses purposive sampling or purposive sampling according to criteria for specific purposes. The data of this research uses secondary data from the websites of each bank and Bank Indonesia. The data analysis method used is multiple linear regression analysis. The results of this study indicate that bank size and CAR have a positive and insignificant effect on Non-Performing Financing (NPF). BOPO and ROA have a significant positive effect on Non-Performing Financing (NPF). Meanwhile, FDR has a significant negative effect on NonPerforming Financing (NPF).
PENGARUH ASIMETRI INFORMASI TERHADAP KEBIJAKAN DIVIDEN PADA PERUSAHAAN YANG TERDAFTAR DALAM JAKARTA ISLAMIC INDEX (JII) TAHUN 2014-2018 Wahyu Irawan; Muhamad Syaichu
Diponegoro Journal of Management Volume 11, Nomor 6, Tahun 2022
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

This study aims to determine the effect of information asymmetry on dividend policy in the Jakarta Islamic Index (JII). This research uses bid-ask spread, firm size, earnings forecast error, growth opportunity and insider ownership as independent variables and divided payout ratio as dependent variable. The number of samples in this study amounted to 8 companies which were determined using purposive sampling method. This study uses secondary data from the financial statements of companies listed in the Jakarta Islamic Index (JII) in 2014-2018. The research analysis technique used is multiple linear regression analysis, where previously the classical assumption test was carried out which included normality test, multicollinearity test, autocorrelation test and heteroscedasticity test. The results showed that the firm size variable had a significant positive effect on the dividend payout ratio and earnings forecast error had a significant negative effect on the dividend payout ratio, while the bid-ask spread had an insignificant positive effect on the dividend payout ratio, growth opportunity and insider ownership had an insignificant negative effect on dividend payout ratio
ANALISIS PENGARUH PRICE EARNINGS RATIO (PER), NON PERFORMING LOAN (NPL), BANK SIZE, DEBT TO EQUITY RATIO (DER), KEPEMILIKAN INSTITUSIONAL TERHADAP KEPERCAYAAN INVESTOR (STUDI KASUS PADA PERBANKAN KONVENSIONAL YANG TERDAFTAR DI BEI PERIODE 2016 2020) Ichsan Arya Nugraha; Muhamad Syaichu
Diponegoro Journal of Management Volume 11, Nomor 5, Tahun 2022
Publisher : Faculty of Economics and Business Diponegoro University

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Abstract

This study aims to examine the effect of Price Earning Ratio (PER), Non Performing Loan (NPL), Bank Size, Debt Equity Ratio (DER) and Ownership Institutional to Investors Trust in Banking Companies Conventional listed on the Indonesia Stock Exchange. Investor Confidence measured by using Market Capitalization (MC). The Independent Variable used in this study is the Price Earning Ratio (PER), Non- Performing Loan (NPL), Bank Size, Debt Equity Ratio (DER) and Ownership Institutional. The sample used in this study is a banking company Conventional listed on the Indonesia Stock Exchange (IDX) for a period of 2016-2020. The number of samples as many as 7 companies taken by the method target sample. The analytical method used is panel data regression with Moderate Regression Analysis (MRA) with the Eviews:10 program which previously passed the classical assumption test. Fix effect was chosen as the best model. The results of the study show that the Price Earning Ratio (PER) has an effect no significant positive on Investor Confidence. Non-performing Loans (NPL) no significant positive effect on Investor Confidence. Bank Size significant positive effect on Investor Confidence. Debt Equity The ratio (DER) has significant positive effect on Investor Confidence. While Institutional Ownership has no significant negative effect to Investor Confidence.
ANALISIS PENGARUH RISIKO BANK DAN PUBLIC LISTING TERHADAP PROFITABILITAS BANK UMUM SYARIAH Indah Jati Utami; Muhamad Syaichu
Diponegoro Journal of Management Volume 11, Nomor 6, Tahun 2022
Publisher : Faculty of Economics and Business Diponegoro University

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This study aims to analyze the effect of Financing Risk, Insolvency Risk, Operational Risk, Liquidity Risk, and Public Listing on the profitability of Islamic banks in Indonesia. This study uses a census technique in sampling, where the entire population is used as a sample. This technique was chosen in the hope of providing the characteristics of each element in the population so that it can provide a true picture of Islamic banking in Indonesia. The data is obtained from the reports for the first quarter of 2021 – the first quarter of 2022 on 12 Islamic Commercial Banks (ICB) registered with the Otoritas Jasa Keuangan (OJK). The data analysis method used is multiple linear regression. The results of the analysis that have been carried out can be done partially, the variables of Financing Risk, Insolvency Risk, Operational Risk, have a significant negative effect on Profitability (ROA), while the Liquidity Risk variable has a significant positive effect on Profitability (ROA), the Listing variable has no significant positive effect on Profitability (ROA). The amount of ability to explain the dependent variable given by the independent variable is 58%
PENGARUH RETURN ON ASSET, RISIKO SISTEMATIK, VOLUME PERDAGANGAN SAHAM, BID-ASK SPREAD, DAN VOLATILITAS SAHAM TERHADAP RETURN SAHAM (Studi Kasus Pada Perusahaan Jakarta Islamic Index Tahun 2015-2020) Cindy Oginia Bertischa Putri; Muhamad Syaichu
Diponegoro Journal of Management Volume 12, Nomor 1, Tahun 2023
Publisher : Faculty of Economics and Business Diponegoro University

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ABSTRACT One of the instruments in the capital market that until now is most in demand by investors is the stock instrument. Stocks provide attractive benefits for investors in the form of capital gains. One of the motivating factors for an investor to make an investment is the stock return value obtained. This study aims to determine the effect of return on assets (ROA), systematic risk, stock trading volume, bid-ask spread, and stock volatility on stock returns. In this study, a purposive sampling technique was used to take samples of companies with criteria including companies listed on the Jakarta Islamic Index (JII) in the 2015-2020 period, there were data from financial reports from the variables in this study, namely return data. on assets (ROA), systematic risk, stock trading volume, bid-ask spread, stock volatility, and stock returns during the research observation period. Based on the results of the analysis that has been done, it can be concluded that partially systematic risk variables, stock trading volume, bid-ask spread have a positive and significant effect on stock returns. While the research results are different from the variable return on assets (ROA) which has a positive and insignificant effect on stock returns, while the results of stock volatility have a negative and insignificant effect on stock returns. Simultaneously return on assets (ROA), systematic risk, stock trading volume, bid-ask spread, and stock volatility have a significant influence on stock returns with a significance value of 0.000. The magnitude of the ability to explain the dependent variable given by the five independent variables is 44.8%
ANALISIS FAKTOR-FAKTOR YANG MEMENGARUHI NILAI PERUSAHAAN PADA PERUSAHAAN SEKTOR ENERGI YANG TERDAFTAR DI BEI PERIODE 2015-2019 Imanullah, Wahyu Rachmaditya; Syaichu, Muhamad
Diponegoro Journal of Management Volume 12, Nomor 6, Tahun 2023
Publisher : Faculty of Economics and Business Diponegoro University

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ABSTRACT The energy sector is an industry that specifically influences a company’s production increase and generally affects the country’s economy. The addition of energy sector companies from year to year in Indonesia has led to increased competition in the energy sector. The fluctuation of company values for investors serves as a benchmark for investment decisions and for managers as a benchmark for performance achievements. This research aims to analyze the influence of firm size, net profit margin, debt to equity ratio, institutional ownership, and enterprise risk management on company value (price book value). This research utilized the population of energy sector companies listed on the IDX for the period 2015-2019. The sample obtained consisted of 16 energy sector companies listed on the IDX for the period 2015-2019, selected using purposive sampling technique. The data analysis method employed panel data regression analysis with Eviews 13 as the data processing tool. The results of the study indicate that simultaneously, firm size, net profit margin, debt to equity ratio, institutional ownership, and enterprise risk management significantly influence company value (price book value). Partially, net profit margin, debt to equity ratio, and institutional ownership have a positive and significant effect on company value (price book value), while firm size and enterprise risk management do not have a significant impact on company value (price book value).
ANALISIS PENGARUH CAR, FDR, BOPO, BANK AGE, DAN SUKU BUNGA TERHADAP KINERJA KEUANGAN PERBANKAN SYARIAH INDONESIA PERIODE 2015-2019 Ikrom, Ahmadul; Syaichu, Muhamad
Diponegoro Journal of Management Volume 13, Nomor 2, Tahun 2024
Publisher : Faculty of Economics and Business Diponegoro University

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ABSTRACT This research aimed to examine the influence of Capital Adequacy Ratio (CAR), Financing to Deposite Ratio (FDR), Operating Costs and Operating Income (BOPO), Bank Age, Interest Rates (SBI) on the financial performance of sharia banking registered on the Financial Services Authority (OJK). Bank financial performance was measured by Return on Assets (ROA). .The population used in this research was sharia banking registered on the Financial Services Authority (OJK) for the 1st quarter 2015 to 4th quarter 2019 period. The number of samples used was 11 sharia banks which were taken using the purposive sampling method. The analysis method used was panel data regression with STATA 17 as a data processing tool. The research results showed that the influence of the Capital Adequacy Ratio (CAR), Financing to Deposite Ratio (FDR), Operational Costs and Operational Income (BOPO), Bank Age, and Interest Rates (SBI) had a significant effect on financial performance (ROA) simultaneously. As partial, Adequacy Ratio (CAR) and Financing to Deposite Ratio (FDR) had a positive and significant effect on ROA, Operational Costs and Operating Income (BOPO), and Interest Rates (SBI) had a negative and significant effect on ROA, while Bank Age had no significant effect to ROA.
Co-Authors Aida Sania Asri, Aida Sania Anugrah, Agung Ariefani Tri Kurniati Audiva Paramitha Oktadiani Berlyana Eka Azzahra Cindy Oginia Bertischa Putri Edhi Satriyo Wibowo Ichsan Arya Nugraha Ikrom, Ahmadul Imanullah, Wahyu Rachmaditya Indah Jati Utami Mia Maraya Auliani, Mia Maraya NIHAYATI, AINI NURSATYANI, ANISA Oktaviana, Rheza Puspito, Novia Ike Putra, Adhyasa Rodliyah, Syamsiati Sugeng Wahyudi, Sugeng Wahyu Irawan Yeyen Kumalasari, Yeyen Yuniarti, Mustika Yunita, Nurul Yuwonoputro, Dhanesworo Arsojotegto