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Analysis of the Capital Adequate Ratio (CAR), Non-Performing Loans (NPL), and Return on Assets (ROA) Effect on Credit Distribution of Commercial Banks Listed on the Indonesia Stock Exchange Syukriyah, Syukriyah; Maharani, Satia Nur; Putri, Dhika Maha
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 3, No 2 (2020): June 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i2.838

Abstract

This research aims to determine the influence of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), and Return on Asset (ROA) effect on the Commercial Bank Credit Distribution. The population of this research is the 36 banking sector companies listed on the Indonesia stock exchange for the 2015-2018 period, the 30 companies among them chosen as the research sample. Analysis of data used in this research is multiple linear regressions. The result shows that the Capital Adequacy Ratio (CAR) gives a positive and significant influence on the Distribution of Credit. Meanwhile, Non-Performing Loan (NPL), and Return on Asset (ROA) give a negative and significant influence on the Distribution of Credit.
Permasalahan Lingkungan Perkotaan: Tantangan dan Strategi Pengelolaan Kualitas Sanitasi di Perkotaan Syukriyah, Syukriyah; Putri, Rizki Amelia Sasqia; Catri, Indra; Handayuni, Linda; Syah, Nurhasan; Yuniarti, Elsa; Barlian, Eri; Heldi, Heldi
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.19754

Abstract

Perkotaan di negara berkembang menghadapi tantangan besar dalam hal pengelolaan sanitasi yang berkualitas. Pertumbuhan urbanisasi yang pesat dan keterbatasan infrastruktur menjadi faktor utama yang memperburuk kualitas sanitasi di kota-kota besar. Artikel ini membahas permasalahan lingkungan perkotaan yang berkaitan dengan sanitasi, tantangan yang dihadapi dalam pengelolaannya, serta strategi yang dapat diterapkan untuk meningkatkan kualitas sanitasi di perkotaan. Tujuan penelitian ini untuk mengidentifikasi tantangan permasalahan sanitasi di lingkungan perkotaan, termasuk solusi dan dampaknya terhadap kesehatan dan lingkungan. Melalui analisis terhadap kondisi infrastruktur, perilaku masyarakat, dan kebijakan pemerintah, artikel ini menawarkan rekomendasi solusi untuk mengatasi permasalahan tersebut.
Analysis of Daily Exam Answers on the Curriculum 2013 Topic Distribution and Management Natural Resources at Pertiwi 1 High School in Padang Syukriyah, Syukriyah; Ahyuni, Ahyuni; Anwar, Syafri; Surtani, Surtani
Journal Of Education And Teaching Learning (JETL) Vol. 6 No. 1 (2024): Journal of Education and Teaching Learning (JETL)
Publisher : CV. Pusdikra Mitra Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51178/jetl.v6i1.1726

Abstract

This research aims to find out how teachers assess essay questions that contain elements of analysis and to find out students' answers to essay questions that contain analysis on the distribution and management of natural resources on 2013 curriculum. This research uses mixed research methods. The population in the study was all 11th grade of SMA Pertiwi 1 Padang. The sampling technique in this research used a total sampling technique. The total population is 101 people, while the sample size is 101 people. The data collection techniques used were observation, interviews and documentation. The results of this research show that some teachers do not understand how to assess essay questions that contain elements of analysis on material on the distribution and management of natural resources and that most students do not understand the answers to essay questions that contain analysis. This is based on the lack of complexity in the content of geographic concepts that can be linked in creating questions and answering essay questions that contain elements of analysis on the distribution and management of natural resources.