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All Journal International Journal of Accounting & Finance in Asia Pasific Innovative: Journal Of Social Science Research
Syukriyah Syukriyah
SMAN 4 BINJAI, NORTH SUMATERA
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Other

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Analysis of the Capital Adequate Ratio (CAR), Non-Performing Loans (NPL), and Return on Assets (ROA) Effect on Credit Distribution of Commercial Banks Listed on the Indonesia Stock Exchange Syukriyah, Syukriyah; Maharani, Satia Nur; Putri, Dhika Maha
International Journal of Accounting & Finance in Asia Pasific (IJAFAP) Vol 3, No 2 (2020): June 2020
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/ijafap.v3i2.838

Abstract

This research aims to determine the influence of Capital Adequacy Ratio (CAR), Non-Performing Loan (NPL), and Return on Asset (ROA) effect on the Commercial Bank Credit Distribution. The population of this research is the 36 banking sector companies listed on the Indonesia stock exchange for the 2015-2018 period, the 30 companies among them chosen as the research sample. Analysis of data used in this research is multiple linear regressions. The result shows that the Capital Adequacy Ratio (CAR) gives a positive and significant influence on the Distribution of Credit. Meanwhile, Non-Performing Loan (NPL), and Return on Asset (ROA) give a negative and significant influence on the Distribution of Credit.
Permasalahan Lingkungan Perkotaan: Tantangan dan Strategi Pengelolaan Kualitas Sanitasi di Perkotaan Syukriyah, Syukriyah; Putri, Rizki Amelia Sasqia; Catri, Indra; Handayuni, Linda; Syah, Nurhasan; Yuniarti, Elsa; Barlian, Eri; Heldi, Heldi
Innovative: Journal Of Social Science Research Vol. 5 No. 4 (2025): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v5i4.19754

Abstract

Perkotaan di negara berkembang menghadapi tantangan besar dalam hal pengelolaan sanitasi yang berkualitas. Pertumbuhan urbanisasi yang pesat dan keterbatasan infrastruktur menjadi faktor utama yang memperburuk kualitas sanitasi di kota-kota besar. Artikel ini membahas permasalahan lingkungan perkotaan yang berkaitan dengan sanitasi, tantangan yang dihadapi dalam pengelolaannya, serta strategi yang dapat diterapkan untuk meningkatkan kualitas sanitasi di perkotaan. Tujuan penelitian ini untuk mengidentifikasi tantangan permasalahan sanitasi di lingkungan perkotaan, termasuk solusi dan dampaknya terhadap kesehatan dan lingkungan. Melalui analisis terhadap kondisi infrastruktur, perilaku masyarakat, dan kebijakan pemerintah, artikel ini menawarkan rekomendasi solusi untuk mengatasi permasalahan tersebut.
Co-Authors Catri, Indra Dhika Maha Putri Elsa Yuniarti Eri Barlian Handayuni, Linda Heldi Heldi, Heldi Putri, Rizki Amelia Sasqia Satia Nur Maharani