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All Journal Jurnal Ilmiah Al-Syir'ah Jurnal Mantik Bima Journal : Business, Management and Accounting Journal Golden Ratio of Mapping Idea and Literature Format
Muh. Yusuf Qamaruddin
Universitas Muhammadiyah Palopo
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences

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The Effect of Work Culture and Work Discipline on Performance of Education Services Office of North Luwu District Wasmiana Wasmiana; Muh. Yusuf Qamaruddin; Sapar Sapar
Jurnal Mantik Vol. 5 No. 2 (2021): Augustus: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jurnalmantik.Vol5.2021.1413.pp881-886

Abstract

This study is a study that examines the influence of work culture and work discipline on employee performance at the District Education Office. North Luwu. The research model is Multiple Linear Regression Analysis. With primary data, using a questionnaire. A total of 98 samples were determined in this study. The results of the study are that work culture has a positive and significant impact on the performance of the employees of the District Education Office. North Luwu. Work discipline also has a positive and significant effect on the performance of the employees of the District Education Office. North Luwu. Simultaneously, work culture and work discipline have a significant influence on the performance of the employees of the District Education Office. North Luwu.
Impact of MSME Effectiveness and Governance on MSME Performance ( Case Study: Palopo Msme Post Covid 19) Samsuri Samsuri; Muh. Yusuf Qamaruddin; M. Risal
Jurnal Mantik Vol. 5 No. 2 (2021): Augustus: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jurnalmantik.Vol5.2021.1415.pp867-873

Abstract

This corona virus disease or Covid-19 has hit and stomped the joints of the economic and social life of the community. This pandemic has infected most of the countries in the world. Indonesia is no exception as one of the countries that feel the impact. In Indonesia, where the percentage of Micro, Small and Medium Enterprises (MSME) is quite high, it is hoped that there will be a strategic policy towards the MSME sector which has an important role in building the nation's economy. The purpose of this research is to find out the extent of the impact of MSME Policy and Governance during and after Covid-19 on MSME performance in Palopo City. The results showed that the effectiveness and governance of MSME had an effect on the performance of MSME either partially or simultaneously.
Effect Of Islamic Financial Literacy, Financial Management, And Mobile Banking On The Effectiveness Of Students’ Pocket Money Management Gita Utami Arsyah; Samsul Bahcri; Muh. Yusuf Qamaruddin
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.705-712

Abstract

Purpose: This study aims to analyze the influence of Islamic financial literacy, financial management, and mobile banking on the effectiveness of student pocket money management, driven by the low national levels of Islamic financial literacy and inclusion. Methodology: This research uses a quantitative explanatory approach with a cross-sectional design. Data were collected via Likert-scale questionnaires from 75 Pharmacy students at Universitas Muhammadiyah Palopo, selected through stratified random sampling, and analyzed using multiple linear regression in SPSS. Results: The results show that Islamic financial literacy (t = 2.446; p = 0.017), financial management (t = 3.309; p = 0.001), and mobile banking (t = 2.563; p = 0.013) each have a positive and significant effect. Novelty: This study presents an integrated analysis of Sharia principles and financial technology (mobile banking) within the specific context of health-science students. Findings: Financial management is identified as the most dominant factor  (β = 0.367) affecting the effectiveness of pocket money management, with a total simultaneous contribution of 54.9%. Originality: The originality lies in the empirical evidence derived from the integration of religious literacy and digital banking behavior among students in a regional university setting. Conclusions: Enhancing Sharia financial literacy and digital banking accessibility can effectively optimize student financial behavior. Type of Paper: Research Article.
Islamic Legal Hybridity in the Mappatoi System: Sharia Economic Adaptation among Minority Muslim Communities in Plural Society Muh. Yusuf Qamaruddin; Salju Salju; Burhanuddin Harahap; Ahmad Tamami; Ainul Fatha Isman; Muhammad Nasri Katman; Wan Farha binti Wan Zulkiffli
Jurnal Ilmiah Al-Syir'ah Vol 23, No 1 (2025)
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/jis.v23i1.3556

Abstract

This study analyzes the implementation of Islamic economic principles in the mappatoi system as a form of sharia economic adaptation among minority Muslim communities in Cendana Putih 1 Village, North Luwu, living in a plural society dominated by Hindu customary systems. The research employs a qualitative approach with a case study design. Data were collected through participant observation, in-depth interviews with Muslim and Hindu farmers, and document analysis. Data analysis utilized a descriptive-qualitative approach with a fiqh al-aqalliyyat framework. Findings reveal the phenomenon of "Islamic legal hybridity in minority agrarian economics" where the mappatoi system functions as vernacular Islamic economics that maintains maqasid al-shariah through creative adaptation. The study also discovered "unconscious Islamic compliance" among Hindu participants, demonstrating convergence of universal ethical values. The research develops a theoretical framework of "Islamic Legal Hybridity" that explains how Islamic economic principles can be adapted within traditional economic systems through sophisticated value negotiation. Occupational homogeneity in the agricultural sector serves as a cross-religious bridge facilitating sustainable economic cooperation.
The Effect of Product Quality and Price on Purchase Decisions Through Influencer Marketing Fikram G; Muammar Khaddapi; Muh. Yusuf Qamaruddin
Golden Ratio of Mapping Idea and Literature Format Vol. 6 No. 1 (2026): July - January
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grmilf.v6i1.1397

Abstract

This study aims to analyze the influence of product quality and price on purchasing decisions mediated by influencer marketing at the R2 Sport store in Palopo City. The phenomenon shows an increase in promotional activities through social media by involving local influencers, along with the increasing competition in the sports equipment business in the area. However, not all of the increased promotions have been able to increase consumer purchasing decisions directly. This study uses a quantitative approach with a survey method of 100 respondents who are active customers. Data were analyzed using path analysis techniques to test direct and indirect relationships between variables. The study results show that (1) Product quality positively and significantly affects influencer marketing. (2) Price has a positive and significant effect on influencer marketing. (3) Product quality positively and significantly affects Purchasing decisions. (4) Price has a positive and significant effect on purchasing decisions. (5) Influencer marketing positively and significantly affects Purchasing decisions. (6) By using influencer marketing as an intervening variable at the R2 Sport Palopo Store, product quality and price positively and significantly affect Purchasing decisions.
Co-Authors Ahmad Tamami Ainul Fatha Isman Burhanuddin Harahap Fikram G Gita Utami Arsyah M. Risal Muammar Khaddapi Muhammad Nasri Katman Salju Salju Samsul Bahcri Samsuri Samsuri Sapar Sapar Wan Farha binti Wan Zulkiffli Wasmiana Wasmiana