Article Per Year (5 Year)
p-Index From 2021 - 2026
0.61
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This Author published in this journals
All Journal Jurnal Mantik Bima Journal : Business, Management and Accounting Journal
Muh. Yusuf Qamaruddin
Universitas Muhammadiyah Palopo
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media

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The Effect of Work Culture and Work Discipline on Performance of Education Services Office of North Luwu District Wasmiana Wasmiana; Muh. Yusuf Qamaruddin; Sapar Sapar
Jurnal Mantik Vol. 5 No. 2 (2021): Augustus: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jurnalmantik.Vol5.2021.1413.pp881-886

Abstract

This study is a study that examines the influence of work culture and work discipline on employee performance at the District Education Office. North Luwu. The research model is Multiple Linear Regression Analysis. With primary data, using a questionnaire. A total of 98 samples were determined in this study. The results of the study are that work culture has a positive and significant impact on the performance of the employees of the District Education Office. North Luwu. Work discipline also has a positive and significant effect on the performance of the employees of the District Education Office. North Luwu. Simultaneously, work culture and work discipline have a significant influence on the performance of the employees of the District Education Office. North Luwu.
Impact of MSME Effectiveness and Governance on MSME Performance ( Case Study: Palopo Msme Post Covid 19) Samsuri Samsuri; Muh. Yusuf Qamaruddin; M. Risal
Jurnal Mantik Vol. 5 No. 2 (2021): Augustus: Manajemen, Teknologi Informatika dan Komunikasi (Mantik)
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/jurnalmantik.Vol5.2021.1415.pp867-873

Abstract

This corona virus disease or Covid-19 has hit and stomped the joints of the economic and social life of the community. This pandemic has infected most of the countries in the world. Indonesia is no exception as one of the countries that feel the impact. In Indonesia, where the percentage of Micro, Small and Medium Enterprises (MSME) is quite high, it is hoped that there will be a strategic policy towards the MSME sector which has an important role in building the nation's economy. The purpose of this research is to find out the extent of the impact of MSME Policy and Governance during and after Covid-19 on MSME performance in Palopo City. The results showed that the effectiveness and governance of MSME had an effect on the performance of MSME either partially or simultaneously.
Effect Of Islamic Financial Literacy, Financial Management, And Mobile Banking On The Effectiveness Of Students’ Pocket Money Management Gita Utami Arsyah; Samsul Bahcri; Muh. Yusuf Qamaruddin
BIMA Journal (Business, Management, & Accounting Journal) Vol. 7 No. 1 (2026)
Publisher : Perkumpulan Dosen Muda (PDM) Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37638/bima.7.1.705-712

Abstract

Purpose: This study aims to analyze the influence of Islamic financial literacy, financial management, and mobile banking on the effectiveness of student pocket money management, driven by the low national levels of Islamic financial literacy and inclusion. Methodology: This research uses a quantitative explanatory approach with a cross-sectional design. Data were collected via Likert-scale questionnaires from 75 Pharmacy students at Universitas Muhammadiyah Palopo, selected through stratified random sampling, and analyzed using multiple linear regression in SPSS. Results: The results show that Islamic financial literacy (t = 2.446; p = 0.017), financial management (t = 3.309; p = 0.001), and mobile banking (t = 2.563; p = 0.013) each have a positive and significant effect. Novelty: This study presents an integrated analysis of Sharia principles and financial technology (mobile banking) within the specific context of health-science students. Findings: Financial management is identified as the most dominant factor  (β = 0.367) affecting the effectiveness of pocket money management, with a total simultaneous contribution of 54.9%. Originality: The originality lies in the empirical evidence derived from the integration of religious literacy and digital banking behavior among students in a regional university setting. Conclusions: Enhancing Sharia financial literacy and digital banking accessibility can effectively optimize student financial behavior. Type of Paper: Research Article.
Co-Authors Gita Utami Arsyah M. Risal Samsul Bahcri Samsuri Samsuri Sapar Sapar Wasmiana Wasmiana