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All Journal LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan
Subaidi Subaidi
Fakultas Syariah IAI Ibrahimy Situbondo
Religion Education Social Sciences

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KEBIJAKAN PERBANKAN SYARI'AH DALAM MENGATASI RISIKO KERUGIAN AKAD MUDHARABAH Subaidi Subaidi
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 8 No. 1 (2014): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (784.643 KB)

Abstract

Mudarabah Bank Shariah has a high risk. Therefore Bank Shariah anticipates it on; 1. Examined the ability of mudarib to manage the business. 2. Clarify the information about the ability of customers funds. 3. Conduct intensively by monitoring and inspection to the customer.BPR Shariah Situbondo takes a policy to solve the risk in mudaraba; first; take persuasively with mudharib to recognize of his debit. Second; legal way by judiciary. Third; take decisive action to sell the collateral which has been agreed upon.But, if there is a damage of the mudaraba, Bank as Shahibul mall does not want to bear the damage, although it is not caused by the negligence of customer/mudharib. Therefore, Islamic law (Bank Sharia) conclude and decide losses damaged in mudaraba is fault/fasid.Â
PENENTUAN AWAL BULAN KAMARIAH PERSPEKTIF SYAR'I DAN ILMU PENGETAHUAN Subaidi Subaidi
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 9 No. 1 (2015): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (622.298 KB) | DOI: 10.35316/lisanalhal.v9i1.86

Abstract

The start of the month kamariyah not be done except by rukyatul hilal, either with the naked eye or with the aid of a tool, not the reckoning. Rukyatul is applicable rukyatul global (applies to all Muslims), not the new moon rukyatul applicable locally or regionally on the basis of the concept of mathla'; Is the benchmark rukyatul hilal is rukyatul ruler of Mecca, not absolute rukyatul moon. Unless the ruler of Mecca unsuccessful rukyat moon, then rukyat from another country can be used as a benchmark. Issues related technical rukyatul moon, for example, problem irtifa', should be resolved by consensus of experts to take the most correct opinion (sowab); Do not correct the notion that if rukyat contrary to the reckoning then taken was reckoning. The truth, which is still acceptable rukyat, during testimony meeting the requirements of the testimony. It takes a political institution that can unite the Muslims, it the Khilafah, the caliph's decision will be able to eliminate the difference of opinion, in accordance with the rules of fiqh "Imam Amrul yarfa'ul blunder.”
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