LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan
Vol. 8 No. 1 (2014): JUNI

KEBIJAKAN PERBANKAN SYARI'AH DALAM MENGATASI RISIKO KERUGIAN AKAD MUDHARABAH

Subaidi Subaidi (Fakultas Syariah IAI Ibrahimy Situbondo)



Article Info

Publish Date
09 Jun 2014

Abstract

Mudarabah Bank Shariah has a high risk. Therefore Bank Shariah anticipates it on; 1. Examined the ability of mudarib to manage the business. 2. Clarify the information about the ability of customers funds. 3. Conduct intensively by monitoring and inspection to the customer.BPR Shariah Situbondo takes a policy to solve the risk in mudaraba; first; take persuasively with mudharib to recognize of his debit. Second; legal way by judiciary. Third; take decisive action to sell the collateral which has been agreed upon.But, if there is a damage of the mudaraba, Bank as Shahibul mall does not want to bear the damage, although it is not caused by the negligence of customer/mudharib. Therefore, Islamic law (Bank Sharia) conclude and decide losses damaged in mudaraba is fault/fasid.Â

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Journal Info

Abbrev

lisanalhal

Publisher

Subject

Religion Education Social Sciences

Description

LISAN AL-HAL: merupakan Jurnal Pengembangan Pemikiran dan Kebudayaan yang diterbitkan oleh Lembaga Penelitian dan Pengabdian pada Masyarakat Universitas Ibrahimy Situbondo. Jurnal LISAN Al-HAL diterbitkan 2 kali dalam setahun pada bulan Juni dan ...