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All Journal LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan
Subyanto Subyanto
Universitas Ibrahimy Situbondo, Indonesia
Religion Education Social Sciences

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DISTRIBUSI DANA ZAKAT DAN KESEJAHTERAAN MUSTAHIQ DI BAZNAS BANYUWANGI Subaidi Subaidi; Subyanto Subyanto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 14 No. 1 (2020): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (295.63 KB) | DOI: 10.35316/lisanalhal.v14i1.627

Abstract

Zakat has a very important role in improving the welfare of the society, especially the mustahiq (zakat recipients). Because zakat can consider their real needs in utilizing zakat funds for increasing welfare and reduce poverty, so that the mustahiq is expected to be a muzakki (zakat provider). But the purpose of zakat to improve mustahiq welfare is difficult to realize if there is no active role from the muzakki and zakat managers. Muzakki must be aware that their goal of zakat is not only to abort their obligations, but also to the wider interests of reducing poverty. Distribution of zakat by BAZNAS (National Zakat Agency) of Banyuwangi in improving mustahiq carried out productively by helping Mustahiq to improve welfare both individually and in groups through entrepreneurial activities that can support the economic sustainability of musatahiq. The role of BAZNAS (National Zakat Agency) of Banyuwangi in improving mustahiq welfare has been carried out by providing information for the society, especially people who are able to pay zakat (muzakki) about the importance of zakat which has great potential in assisting government programs in reducing poverty.
PERSONAL GARANSI DALAM PRODUK QARDUL HASAN DI KSPPS BMT SALAFIYAH SUKOREJO SITUBONDO Subaidi Subaidi; Subyanto Subyanto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 15 No. 1 (2021): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (496.404 KB) | DOI: 10.35316/lisanalhal.v15i1.1190

Abstract

Qardul Hasan financing is one of the excellent products in finance. It can help lower class society and Small and Medium Enterprises (SMEs) to develop their business. This main advantage is there is a payoff without any profit-sharing or profit margins. However, the borrower by his own volition can give the excess of the loan. To borrow Qardul Hasan financing, the customer must submit collateral to KSPPS BMT Salafiyah in the form of goods or a personal guarantee system. Personal guarantee in financing is an embodiment of financing without collateral, as well as the application of personal guarantee in Qardul Hasan financing in KSPPS BMT Salafiyah. In its realization, KSPPS BMT Salafiyah provides Qardul Hasan financing to customers with personal guarantees. It means guarantee is in the form of signature and or statement of the figure as community leaders which he or she is responsible for the given financing.
Co-Authors Subaidi Subaidi Subaidi Subaidi