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All Journal LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam
Subaidi Subaidi
Universitas Ibrahimy Situbondo
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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PERSONAL GARANSI DALAM PRODUK QARDUL HASAN DI KSPPS BMT SALAFIYAH SUKOREJO SITUBONDO Subaidi Subaidi; Subyanto Subyanto
LISAN AL-HAL: Jurnal Pengembangan Pemikiran dan Kebudayaan Vol. 15 No. 1 (2021): JUNI
Publisher : LP2M Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (496.404 KB) | DOI: 10.35316/lisanalhal.v15i1.1190

Abstract

Qardul Hasan financing is one of the excellent products in finance. It can help lower class society and Small and Medium Enterprises (SMEs) to develop their business. This main advantage is there is a payoff without any profit-sharing or profit margins. However, the borrower by his own volition can give the excess of the loan. To borrow Qardul Hasan financing, the customer must submit collateral to KSPPS BMT Salafiyah in the form of goods or a personal guarantee system. Personal guarantee in financing is an embodiment of financing without collateral, as well as the application of personal guarantee in Qardul Hasan financing in KSPPS BMT Salafiyah. In its realization, KSPPS BMT Salafiyah provides Qardul Hasan financing to customers with personal guarantees. It means guarantee is in the form of signature and or statement of the figure as community leaders which he or she is responsible for the given financing.
FUNDRAISING DANA ZAKAT DI BADAN AMIL ZAKAT NASIONAL CABANG BANYUWANGI Subaidi Subaidi; Subyanto Subyanto
Al-Hukmi : Jurnal Hukum Ekonomi Syariah dan Keluarga Islam Vol. 5 No. 2 (2024): Al-Hukmi : Jurnal Hukum Ekonomi Syari’ah dan Keluarga Islam
Publisher : Fakultas Syariah dan Ekonomi Islam, Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/alhukmi.v5i2.6696

Abstract

Fundraising is an activity to organize zakat in accordance with the management function in an effort to distribute it from muzakki to mustahiq so that organizational goals are created effectively and the goals of zakat can be achieved. The distribution of zakat at BAZNAS Banyuwangi to mustahiq is carried out in accordance with Islamic law by considering the priority scale of mustahiq needs in the form of consumptive aids. It means that helping mustahiq in solving their very urgent basic economic problems, and productive aids in order to improve welfare, both individually and in groups through ongoing activities or programs.
Co-Authors Subyanto Subyanto Subyanto Subyanto