Ating Sukma
Program Studi Ekonomi Syariah, Fakultas Pascasarjana Universitas Ibn Khaldun Bogor

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Analisis Persepsi Nelayan Perikanan Tangkap Terhadap Pembiayaan Bank Syariah Muhammad Anhar; Ating Sukma; Sutisna Sutisna
Al Maal: Journal of Islamic Economics and Banking Vol 2, No 2 (2021)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v2i2.3565

Abstract

Kecamatan Palabuhanratu is a capture fishery base for fishing areas in the South of Sea Java and the Indonesian Exclusive Economic Zone (ZEEI) in the Indian Ocean. As most of fishermen in Indonesia, the majority of fishermen in Palabuhanratu still live in poverty. Poverty is caused by several factors, one of which is capital. The majority of fishermen want to add their capital by using conventional banks or moneylenders who charge them high interest, so they are getting poorer. This study aims to look at fishermen's perceptions of capital financing in Islamic banks. The research method used is the theory of planned behavior analysis (TPB) and structured equation modeling (SEM). The variables used in this study are subjective norms (SN), attitudes toward behavior (ATB), and perceived behavioural control (PBC). The results of data analysis show that SN, ATB, and PBC positively affect fishermen's perceptions of financing in Islamic banks. In addition, the SN and PBC variables positively affect the intention of fishermen to apply for financing in Islamic banks.
STUDI KELAYAKAN PEMBUKAAN CABANG BANK SYARIAH DI KOTA BOGOR PROVINSI JAWA BARAT (STUDI DI BANK SYARIAH MANDIRI) Maryanto Maryanto; Ating Sukma
NISBAH: JURNAL PERBANKAN SYARIAH Vol. 2 No. 2 (2016): NISBAH: Jurnal Perbankan Syariah
Publisher : Sharia Banking Study Program, Faculty of Islamic Economics, Djuanda University, Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (579.77 KB) | DOI: 10.30997/jn.v2i2.289

Abstract

ABSTRAKPenelitian ini difokuskan untuk mengetahui proses studi kelayakan pembukaan cabang bank syariah di Kota Bogor Provinsi Jawa Barat. Penelitian ini diharapkan dapat memberikan informasi tentang kelayakan pembukaan cabang bank syariah, yang meliputi prosedur pembukaan cabang bank syariah, standarisasi pembukaan cabang dan kendala-kendala dalam pembukaan cabang. Metode penelitian yang digunakan adalah metode kualitatif dan kuantitatif dengan teknik analisis Miles and Huberman. Studi kelayakan merupakan hal terpenting yang harus dilakukan sebuah perusahaan sebelum menjalankan usahanya. Dengan studi kelayakan perusahaan akan mengetahui kekuatan dan kelemahan yang dimiliki perusahaan. Hasil penelitian ini menunjukan bahwa dengan menggunakan analisis teknik Miles and Huberman diketahui bahwa prosedur dan standarisasi pembukaan cabang bank syariah sudah sesuai dengan Peraturan Bank Indonesia (PBI), dan Rencana Bisnis Bank (RBB). Dengan menggunakananalisis SWOT diketahui letak posisi perusahaan dimasa yang akan datang berada padaposisi kuadran I yang artinya posisi perusahaan kuat dan berpeluang.Kata Kunci : studi kelayakan pembukaan cabang bank syariah
ANALISIS STABILITAS PERBANKAN SYARIAH INDONESIA TERHADAP GUNCANGAN MAKROEKONOMI: PENDEKATAN BANKING STABILITY INDEX (BSI) Kuni ‘Afifah; Hendri Tanjung; Ating Sukma
Kasaba Vol 12, No 1 (2019)
Publisher : Univ Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1108.438 KB) | DOI: 10.32832/kasaba.v12i1.2791

Abstract

This research is aimed to identify the influence of macroeconomic shocks to Islamic banking stability in Indonesia by using Banking Stability Index (BSI). Variables used in this research are Industrial Production Index (IPI), central bank rates (r), exchange rates (ER), Consumer Price Index (CPI), the amount money circulating and Composite Stock Price Index (CSPI) within period of January 2005 until December 2016 using VAR/VECM method. The results showed that in the short run there is no significant variables influenced banking stability in Indonesia. Otherwise, in the long run CPI and r have a significant influence to Islamic banking stability. R had negative influence and CPI has a positive influence to Islamic banking stability in Indonesia. According to FEVD results, the biggest variable contribution to BSI after BSI its self are Central Bank Rates (r), Consumer Price Index (CPI) and Composite Stock Price Index (CSPI).