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PENERAPAN E-BANKING SYARIAH PADA SISTEM INFORMASI MANAJEMEN PERBANKAN SYARIAH Aan Ansori
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 3 No 1 (2017): Januari - Juni 2017
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.214 KB) | DOI: 10.32678/bs.v3i1.1915

Abstract

Tujuan penelitian ini adalah untuk mengetahui sistem informasi manajemen pada penerapan e-banking pada bank syariah yang sekarang ini marak menggunakan produk dalam bentuk digital yang berada dalam genggaman tanggan berupa gadget atau smartphone. Geliat ekonomi islam yang makin berkembang telah diadopsi ke dalam kerangka besar kebijakan ekonomi di Indonesia. Bank Indonesia sebagai otoritas perbankan telah menetapkan Indonesia sebagai salah satu pilar perbankan syariah yang dapat menyangga dengan dual-banking system dan mendorong pangsa pasar bank-bank syariah yang lebih lebar mengembangkan sayapnya dalam dunia industri digital perbankan. Perbankan yang berlandaskan syariah muncul sebagai dinamika perkembangan bank konvensional. Dalam melakukan kegiatannya, perbankan syariah bekerja sama dengan bidang teknologi informasi untuk membangun sistem informasi perbankan syariah dengan membuat aplikasi khusus yang dapat mempermudah semua proses-proses transaksi yang ada di perbankan. Sudah menjadi sesuatu yang sangat relatif bila dikatakan bahwa sebuah aplikasi teknologi perbankan syariah itu baik atau lebih baik dari aplikasi yang lain
SISTEM INFORMASI PERBANKAN SYARI’AH AAN ANSORI
Banque Syar'i : Jurnal llmiah Perbankan Syariah Vol 4 No 2 (2018): Juli - Desember 2018
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.14 KB) | DOI: 10.32678/bs.v4i2.1131

Abstract

Abstract This research aims to find out about the shari'ah banking information system that could penetrate in various aspects of life, especially economy and services, both from the micro and macroeconomic sectors, which currently play an important role in the interconnection of banking with industry, trade and others. Almost all of them use information technology in making sales and purchase transactions by involving banking services, as intermediaries in conducting transactions. The established shari'ah banking information system will certainly increase the level of transactions and the outflow of digital money input by simply debiting or crediting transactions carried out by customers or service users, with this information system, of course, the banking performance should be up-to-date in information needs of outside parties and adding bank service features to attract as many customers as possible to make transactions easier. Service and the benefits of banking information systems are necessary in the current era when the interbank competition is increasingly stringent in the use of information systems to attract customers to use the information technology. In carrying out its activities, sharia banking cooperates with the information technology sector to develope an Islamic banking information system by creating a special application (app) that can facilitate all existing transaction processes. The reliability of the banking information system is the main factor in conducting banking business, especially sharia banking, which is currently the trend is increasing, so a reliable Sharia Banking Information System is needed
Efektivitas Pembayaran Digital: Keunggulan, Tantangan, dan Solusi Fahma Azka, Via; Talitha Azhari; Ainul Sufarhan; Aan Ansori
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 2 (2024): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

Digital payments have become one of the important elements in the era of digital transformation, providing various benefits such as convenience, efficiency, and high security. This study aims to evaluate the effectiveness of digital payment systems by identifying advantages, challenges, and solutions that can be applied. The research method uses a descriptive qualitative approach with a literature study design, relying on secondary data from journal articles, official reports, and other trusted sources. The results of the study show that digital payments offer advantages such as easier, safer, faster, and more flexible transactions, and support the non-cash movement. However, challenges such as limited internet access, inequality in smartphone ownership, and lack of understanding of technology are still major obstacles. This study also provides various recommendations, including public education, infrastructure development, incentives for merchants, and improving system security. With the right strategy, digital payment systems can be the main solution in supporting the growth of the digital economy in Indonesia.
Sosialisasi Penggunaan Metode Pembayaran Elektronik/Digital di Kecamatan Petir Serang-Banten Aan Ansori
Transformatif : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024)
Publisher : Universitas Islam Negeri Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/tranformatif.v5i2.10197

Abstract

This study aims to identify the level of digital literacy among the residents of Tambiluk Village and provide education on the use of electronic payment tools. Tambiluk Village, located in Petir Subdistrict, Serang Regency-Banten, was chosen as the location for community outreach activities. Based on an initial survey, the village residents already use smartphones for various activities, but have not yet fully integrated them into the digital system. Many residents still lack understanding of the benefits of digitalization, particularly in financial transactions. This outreach program targeted village officials and was conducted on December 15, 2023. The methods used included lectures to provide in-depth knowledge about the development of digital payment tools, as well as hands-on practice sessions. The results of this program showed an improvement in the understanding and skills of village officials in utilizing digital technology. In conclusion, this outreach program had a positive impact on enhancing the digital literacy of the community, especially in adopting cashless transactions. The education and training provided are expected to drive digital transformation in Tambiluk Village as a whole, thereby increasing efficiency in various daily activities.
Assessing AI Integration in Islamic Higher Education: A Mixed-Methods Fishbone Diagram Analysis Aan Ansori; Damyati, Fitri; Dhestyani, Syifa Amara
IJID (International Journal on Informatics for Development) Vol. 13 No. 2 (2024): IJID December
Publisher : Faculty of Science and Technology, UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ijid.2024.4862

Abstract

The integration of Artificial Intelligence in higher education has shown significant potential to improve the efficiency and effectiveness of learning. The strategic implementation of AI in Indonesian State Islamic Higher Education Institutions fosters innovative pedagogy and improved academic performance. This study employs the Fishbone Diagram approach to systematically analyze Artificial Intelligence's impact on Indonesian State Islamic Higher Education Institutions education, identifying key factors influencing implementation. The method employs a reverse-cause analysis, mapping factors contributing to a primary issue, and identifying underlying causes and sub-factors. Findings highlight the crucial roles of technological infrastructure, human resource readiness, supportive policies, adaptive curriculum design, and organizational culture. This study underscores the necessity of integrated AI adoption frameworks in Indonesian Islamic higher education, harmonizing technological advancement with Islamic pedagogical principles. This study offers a foundational framework guiding Indonesian State Islamic Higher Education Institutions in developing sustainable and ethical AI policies. Comprehensive AI policies and strategies are essential for PTKIN to harmonize innovation with Islamic principles.
Optimizing AI Technology in Assessing Islamic Financing Risks: A SWOT Analysis of Challenges and Opportunities from an Islamic Legal Perspective (Fiqh) Wazin, Wazin; Siti Patimah; Aan Ansori; Wasehudin
AL-ISTINBATH : Jurnal Hukum Islam Vol 10 No 1 (2025)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v10i1.11941

Abstract

This study aims to analyze the implementation of AI in Islamic financial risk assessment using a SWOT approach. The primary objective is to evaluate how AI can be integrated to enhance risk assessment effectiveness while ensuring compliance with Islamic legal principles (Fiqh), particularly the prohibition of Riba, the avoidance of Gharar, and the promotion of ethical transparency. A qualitative methodology with a descriptive analytical approach is employed in this research. Data sources include scholarly literature, regulatory policies, industry reports, and case studies related to AI adoption in Islamic finance. The analysis utilizes the IFAS and EFAS to assess internal and external factors influencing AI adoption. Additionally, an Islamic legal analysis is conducted to ensure that AI implementation aligns with Shariah principles. The findings reveal that AI has significant potential to enhance efficiency and innovation in Islamic finance. However, challenges such as infrastructure limitations and a lack of technological literacy pose obstacles to its implementation. From an external perspective, opportunities for financial inclusion and strategic technological partnerships are expanding, yet concerns regarding data security and regulatory uncertainties remain prevalent. From an Islamic legal standpoint, this study underscores the importance of developing an AI framework that adheres to Shariah principles. The adoption of AI in Islamic finance must follow a balanced approach by leveraging external opportunities, addressing internal challenges, and ensuring compliance with ethical and legal standards. This study offers strategic insights into AI integration within Islamic finance, contributing to its sustainability and global competitiveness.