Garuda - Garba Rujukan Digital

PENGARUH INVESTASI DAN PENGELUARAN PEMERINTAH TERHADAP PERTUMBUHAN EKONOMI PROVINSI JAMBI (STUDI TAHUN 2012-2015) Ambok Pangiuk
ILTIZAM Journal of Shariah Economics Research Vol. 1 No. 1 (2017): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Studi ini bertujuan untuk menentukan pengaruh investasi dan pengeluaran pemerintah terhadap pertumbuhan ekonomi Provinsi Jambi dari tahun 2012 sampai tahun 2015. Metode penelitian yang digunakan adalah pendekatan kuantitatif. Sebagai tujuan penelitian diantaranya adalah untuk mengetahui pengaruh investasi terhadap pertumbuhan ekonomi, pengaruh pengeluaran pemerintah terhadap pertumbuhan ekonomi serta pengaruh investasi dan pengeluaran pemerintah terhadap pertumbuhan ekonomi Provinsi Jambi. Berdasarkan penelitian yang dilakukan diperoleh hasil dan kesimpulan sebagai berikut: pertama, bahwa investasi berpengaruh signifikan terhadap pertumbuhan ekonomi Provinsi Jambi, kedua pengeluaran pemerintah berpengaruh signifikan terhadap pertumbuhan ekonomi Provinsi Jambi, ketiga secara simultan investasi dan pengeluaran pemerintah berpengaruh signifikan terhadap pertumbuhan ekonomi Provinsi Jambi, dengan nilai R Square yang diperoleh 0,492, artinya variable investasi dan pengeluaran pemerintah mempengaruhi pertumbuhan ekonomi Provinsi Jambi sebesar 49,2 % sedangkan sisanya 50,8 % pertumbuhan ekonomi Provinsi Jambi dipengaruhi oleh faktor lain.

PENGARUH PERTUMBUHAN EKONOMI TERHADAP PENURUNAN KEMISKINAN DI PROVINSI JAMBI TAHUN 2009-2013 Ambok Pangiuk
ILTIZAM Journal of Shariah Economics Research Vol. 2 No. 2 (2018): Iltizam Journal of Shariah Economic Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Penelitian ini bertujuan untuk mengetahui pengaruh pertumbuhan ekonomi terhadap pengurangan kemiskinan di provinsi Jambi pada tahun 2009-2013. Metode yang digunakan dalam penelitian ini adalah metode pendekatan kuantitatif. Analisis data yang digunakan adalah rumus pendapatan dan analisis statistik regresi sederhana menggunakan variabel independen yang meliputi pertumbuhan ekonomi terhadap variabel dependen kemiskinan. Hasil penelitian menunjukkan bahwa pertumbuhan ekonomi tidak berpengaruh signifikan terhadap kemiskinan. Faktor-faktor ini volume pertumbuhan ekonomi tidak memiliki pengaruh paling dominan terhadap kemiskinan karena memiliki nilai terbesar dibandingkan dengan nilai pertumbuhan. Hasil analisis yang menyatakan bahwa pembangunan dan pertumbuhan ekonomi di provinsi Jambi persentase tertinggi pertumbuhan ekonomi tahun 2009-2013 pada tahun 2011 adalah 8,54%, sedangkan persentase terendah pada tahun 2009 adalah 5,57%. Berdasarkan perkembangan kemiskinan di provinsi Jambi, persentase tertinggi tingkat kemiskinan pada tahun 2009-2013 adalah tahun 2013 yaitu 31,78% dan persentase terendah tahun 2011 adalah 26,04%. Dampak pertumbuhan ekonomi terhadap kemiskinan di Provinsi Jambi, dimana variabel pertumbuhan ekonomi tidak berpengaruh dan tidak signifikan terhadap variabel kemiskinan atau nilai kesatuannya terhadap kemiskinan adalah negatif. Ini menunjukkan bahwa pertumbuhan ekonomi tidak berpengaruh terhadap kemiskinan di Provinsi Jambi.

Determinan Rasio Keuangan Terhadap Harga Saham Pada Perusahaan Manufaktur Sektor Multi Industri Yang Terdaftar di Indeks Saham Syariah Indonesia Tahun 2016-2020 Ambok Pangiuk
ILTIZAM Journal of Shariah Economics Research Vol. 6 No. 1 (2022): Iltizam Journal of Shariah Economics Research
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar

The purpose of this study was to determine the effect of financial ratio variables in the form of: Return on Assets (ROA), Earning Per Share (EPS), Debt to Equity Ratio (DER), Current Ratio (CR), and Total Asset Turn Over (TATO), on stock prices in Manufacturing Companies in the Multi-Industrial Sector listed in the Indonesian Sharia Stock Index (ISSI) Period (2016-2020). The sample used in this study were 22 companies taken from the purposive sampling method. This study uses a quantitative approach with secondary data collection methods on company reports. The analytical method used in this study is Panel Data Regression Analysis using Statistical Analysis tools in the form of Eviews. The results of this study indicate that the Partial Return on Assets (ROA), Current ratio (CR), Total Asset Turn Over (TATO) have a negative and insignificant effect on stock prices significant to stock prices. And the variables Debt to Equity Ratio (DER) and Earning Per share (EPS) have a positive and significant effect on stock prices. This study also shows that simultaneously (Test F) Return on assets (ROA), Earnings Per share (EPS),Debt to equity Ratio (DER), Current Ratio (CR), and Total Asset Turn Over (TATO) have an influence on the price Shares in Manufacturing Companies in the Multi-Industrial sector listed in the Indonesian Sharia Stock Index (ISSI) for 2016-2020.

Penerapan Khiyar pada Pengembalian Barang Dalam Transaksi Jual Beli Pakaian Grosir Di Pasar Komplek WTC Jambi Ani Mutiara Sari; Ambok Pangiuk; Mellya Embun Baining
Indonesian Journal of Islamic Economics and Business Vol. 7 No. 1 (2022): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research aims to determine the application of khiyar in the return of goods in buying and selling clothes at the Jambi WTC complex market. This study uses qualitative analysis methods, where primary data is obtained from interviews and secondary data is obtained from documentation. The place in this study is the WTC Jambi shop-house complex market and the actors in this study are traders and buyers in the WTC Jambi shop-house complex market. The results of the study are as follows. (1) The application of khiyar on the return of goods at the Jambi WTC complex market has been carried out even though there is still need for improvement or it is not maximized besides that the majority do not recognize the term "Khiyar". But conceptually they have done it. (2) The implementation of the existing buying and selling contract process carried out by wholesale clothing sellers in the Jambi WTC complex market is still not in accordance with the concept of Islamic business ethics. Because there are still traders who cheat, as at the beginning of their agreement, and there are still traders who only care about their own profits without seeing that one party is being harmed. Of course this is very detrimental to the buyer and this also should not be applied and is not in accordance with Islamic business ethics. (3) The obstacle faced in carrying out khiyar on the return of goods at wholesale clothing at the Jambi WTC complex market is that the term khiyar practice according to Islam is not applied comprehensively. Although in fact they have implemented some provisions in Islam. So there is still a need for improvement by reviewing Islamic rules regarding buying and selling, including khiyar. Lack of socialization from the government in carrying out buying and selling contracts in Islam in discussing khiyar issues and ethics in trading in Islam. Keywords: Khiyar, Buy and Sell,Islamic Bussines Ethic

Pengaruh Relokasi dan Modal Usaha Terhadap Tingkat Pendapatan Pedagang Pasar Angso Duo Kota Jambi M.Firmansyah; Ambok Pangiuk
Indonesian Journal of Islamic Economics and Business Vol. 7 No. 2 (2022): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study determine and analyze the effect of relocation and venture capital on the income level of Angso Duo market traders in Jambi City. Quantitative approach research and multiple linear regression data analysis. The research sample is 87 Angso Duo market traders. The results of the t-test of relocation (X1) on income (Y) partially have a positive effect on the income level of market traders. evidenced by a significant 0.000 < 0.0005 tcount > t table, which is 3.800 > 1.667 that relocation has a positive effect because Ha is accepted and H0 is rejected which states that there is a significant positive effect between the relocation variable (X1) on income (Y). The results of the t-test Business Capital (X2) on income (Y) partially has no effect and is not significant on the income level of market traders. evidenced by the significant value of 0.692 > 0.005 and the value of t count > t table 0.397 < 1.667. concluded that Ha is rejected and H0 is accepted stating that there is no and no significant effect between the variables of venture capital (X2) on income (Y). The results of the F test are known that the significance value for the effect of relocation (X1) and working capital (X2) simultaneously on the income of traders (Y) is 0.001 < 0.005 and the value of Fcount > Ftable (8.049 > 3.105). Concluded that H0 is rejected, which means that there is a significant effect between relocation and working capital simultaneously on the income of the Angso Duo Jambi market traders. The value of Adjusted R Square is 0.141 or 14.1%, which means that income of market traders influenced relocation and business capital of 14.1% while the remaining 85.9% influenced by other variables not examined in this research model. Kata kunci : Market Relocation, Business Capital, Income.

ANALISIS PEMBIAYAAN MIKRO BERMASALAH DI BANK SYARIAH INDONESIA KANTOR CABANG JAMBI Erwin Saputra Siregar; Putri Nur Kholida Zifa; Ambok Pangiuk
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 2 (2022): Juli 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Abstract: This research aims to discover problematic financing products and how the Bank Syariah Indonesia Jambi branch office handles the problematic financing. The research method used in this research is a qualitative descriptive method. As for collecting data through interviews with Bank Syariah Indonesia Jambi branch office employees. Direct observation of the particular object at which the research point and record everything related to problematic financing and documentation related to this research. The results of research that the author has conducted at Bank Syariah Indonesia's first Jambi branch office are the existence of 200 iB Microfinance products that are problematic, then how to deal with problematic financing by rescheduling, restructuring reconditioning. Abstrak: Tujuan penelitian ini untuk mengetahui adanya produk pembiayaan yang bermasalah dan bagaimana cara Bank Syariah Indonesia kantor cabang Jambi menangani pembiayaan bermasalah tersebut. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Adapun metode pengumpulan datanya dengan cara wawancara kepada karyawan Bank Syariah Indonesia kantor cabang Jambi. Observasi secara langsung terhadap objek tertentu yang menjadi titik penelitian serta mencatat segala sesuatu yang berhubungan dengan pembiayaan bermasalah dan dokumentasi yang berkaitan dengan penelitian ini. Hasil penelitian yang telah dilakukan oleh penulis di Bank Syariah Indonesia kantor cabang Jambi yang pertama adalah adanya produk pembiayaan mikro 200 iB yang bermasalah, selanjutnya bagaimana menangani pembiayaan bermasalah yaitu dengan cara rescheduling, restructuring dan reconditioning.

Efektivitas Kerja Karyawan KBIH Chairul Umam Dalam Meningkatkan Kepuasan Jemaah Shabika Musdalifah Dasril; Ambok Pangiuk; Ahsan Putra Hafiz
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 1 (2024): Februari : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v2i1.268

According to the large Indonesian dictionary, effective means "able to bring results, successful in use" about efforts or actions. Can mean "already in effect" about laws or regulations. In the service sector, the human element plays a very important role in establishing relationships with consumers because the success of the company is determined by whether or not consumers are satisfied with the services provided. One of the service sectors engaged in fulfilling service needs is KBIH (Hajj Guidance Group). KBIH is a private institution authorized by the Ministry of Religion to participate in guiding the Hajj and Umrah pilgrimages. Where the author chose a research place at KBIH Chairul Umam. In this study the authors have research objectives, as follows 1. To find out the work effectiveness of KBIH Chairul Umam employees in increasing congregation satisfaction. 2. To find out the obstacles and solutions that KBIH Chairul Umam does in increasing congregation satisfaction. This research method is descriptive qualitative, through observation, interview, and documentation techniques. The results showed that 1. KBIH employee work Chairul Umam in increasing Jemaah satisfaction, it is known that the effectiveness of employee work has been carried out properly, namely work quality, discipline, cooperation, reliability, responsibility and utilization of working time. Customer satisfaction on several indicators shows that customers are satisfied with the quality of the product, the quality of service provided by KBIH Chairul Umam. 2. With good employee work effectiveness, obstacles that arise when doing work such as delaying work that can hinder other work can be overcome easily, be it obstacles from within the company or from outside the company. With information from the congregation and smooth communication between employees to employees and employees and superiors carried out to improve effectiveness at work and anticipate and find a way out of the obstacles that arise. The obstacles that arise can be overcome properly due to the quality of work, discipline, cooperation, reliability, responsibility and good utilization of working time so as to create a sense of satisfaction from the congregation.

PENGARUH LITERASI KEUANGAN SYARIAH DAN PENERAPAN ETIKA BISNIS ISLAM TERHADAP KINERJA UMKM BATIK KHAS JAMBI Divva Anggara Putra; Ambok Pangiuk; Habriyanto; Eri Nofriza; Beid Fitrianova
ICONS: Islamic Economics Journal Vol. 3 No. 1 (2026): ICONS : Islam Economics Journal
Publisher : Fakultas EKonomi dan Bisnis Islam UIN Sulthan Thaha SAifuddin Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/icons.v3i1.5818

The performance of MSMEs can be seen from the level of Islamic financial literacy possessed by business actors. A good understanding of Islamic finance helps manage businesses more professionally and sustainably. In addition, the performance of MSMEs can also be influenced by the application of Islamic business ethics. The main principles in Islamic business ethics include compliance with Islamic law which prohibits the practice of riba (interest), gharar (uncertainty), and maisir (gambling). The purpose of this study is to analyze the influence of Islamic Financial Literacy and the implementation of Islamic business ethics on the performance of Jambi Typical Batik MSMEs. The research method used is quantitative, with a sample of 30 respondents. The research analysis used is multiple linear regression. The results of the study showed that Islamic Financial Literacy has an influence on the performance of Jambi Typical Batik MSMEs with a significance value of 0.043 <0.05. The application of business ethics has an influence on the performance of Jambi Typical Batik MSMEs with a significance value of 0.002 <0.05. Sharia Financial Literacy and the Implementation of Business Ethics jointly influence the performance of Jambi's Typical Batik MSMEs. The coefficient of determination indicates that Sharia Financial Literacy and the Implementation of Business Ethics can influence the performance of Jambi's Typical Batik MSMEs by 79.4%.

PEMAHAMAN DIGITAL DAN IMPLEMENTASI QRIS BANK SYARIAH INDONESIA PADA PEDAGANG UMKM KULINER DI KECAMATAN TELANAIPURA KOTA JAMBI Salma Mauliyanti; Ambok Pangiuk; Faturahman Faturahman
Nusantara Hasana Journal Vol. 5 No. 12 (2026): Nusantara Hasana Journal, May 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i12.2056

This study is motivated by the development of digital technology in non-cash payment systems through the Quick Response Code Indonesian Standard (QRIS), particularly at Bank Syariah Indonesia (BSI). Although the use of BSI QRIS among culinary MSME merchants in Telanaipura District, Jambi City is relatively high quantitatively, the digital understanding of business actors remains low and its implementation is not yet optimal. This condition indicates a gap between the level of usage and the quality of QRIS utilization in supporting more efficient, transparent, and professional business management. This study aims to determine the level of digital understanding of culinary MSME merchants regarding the use of BSI QRIS, analyze its implementation in daily business activities, and identify the efforts made by Bank Syariah Indonesia to improve understanding and optimize the use of BSI QRIS. The research method used is a qualitative method with a descriptive approach. Data were collected through observation, interviews, and documentation of culinary MSME merchants located on Arif Rahman Hakim Street, Telanaipura District, Jambi City. Data analysis techniques include data reduction, data presentation, and conclusion drawing, while data validity is ensured through triangulation. The results show that the digital understanding of MSME merchants regarding BSI QRIS is still relatively low and uneven. Most merchants use QRIS only as a non-cash payment tool without fully understanding its functions, benefits, and operational mechanisms. The implementation of BSI QRIS in business activities is still administrative and formal in nature, and has not been optimally utilized for transaction recording and financial management. The efforts made by Bank Syariah Indonesia (BSI) include socialization and education, assistance and facilitation, as well as monitoring and evaluation, which have improved digital understanding and encouraged QRIS adoption; however, their implementation is not yet fully optimal due to uneven distribution and limited follow-up on evaluation results.

Title

Found 9 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 9 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 9 Documents
Search