I Nyoman Nugraha Ardhana Putra
UNRAM

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KEMAMPUAN BAYAR, KEMAMPULABAAN DAN KONTRIBUSINYA DALAM MENOPANG PERMODALAN BANK PERKREDITAN RAKYAT I Nyoman Nugraha Ardhana Putra; I Gede Mandra; I Dewa Gde Bisma; Sujadi Sujadi; Hery Susanto
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 9 No. 3 (2020): JMM September 2020
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1180.893 KB) | DOI: 10.29303/jmm.v9i3.575

Abstract

This Research aimed to analyze liquidity and profitability to the capital of Conventional Credit Society Bank. The associative method is using to analyze the problems that arise. The location of observation on conventional credit society bank (CSB) is in the province of West Nusa Tenggara, which has experienced the level of capital. The analysis used is path analysis. The results show liquidity has opposite effects indirectly through the profitability of capital. Those indicate the impact of the low liquidity but through to increase efficiency and the capital.Keywords:Liqiuidity, Profitability, Capital, Credit Society Bank (CSB)
BANK PERKREDITAN RAKYAT PILIHAN NASABAH SAAT PANDEMI COVID-19 I Nyoman Nugraha Ardhana Putra; Budi Santoso; Lilik Handajani
JMM UNRAM - MASTER OF MANAGEMENT JOURNAL Vol. 11 No. 2 (2022): JMM Mei 2022
Publisher : Master of Management, Mataram University

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (871.49 KB)

Abstract

This study aimed to analyze the differences in profitability and operational efficiency before and during the COVID-19 pandemic in rural banks. It is interesting, and when all industries experience a decline, BPRs can still survive by posting positive profits. This quantitative research with a comparative research type compares the profitability and efficiency of Rural Banks (BPR) in West Nusa Tenggara before and during the pandemic. The output is essential in providing model recommendations so that BPRs in NTB survive during a pandemic and can continuously serve the community and MSMEs in alleviating poverty according to the leading areas of poverty alleviation and the top topic of the study of capital schemes. The research location is at Rural Banks in West Nusa Tenggara (NTB) Province from the end of 2019 to mid-2020. The analytical tool used is the t-test (differentiation test) of 2 paired samples. This research shows the ability of BPRs to survive and generate profits during a pandemic. Key Words: Profitability, Efficiency, Pandemic Covid-19 and Rural Banks.