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Covid-19 dan Dampaknya Terhadap Kinerja Bank BUMN di Indonesia Mar'a Elthaf Ilahiyah; Miguel Angel Esquivias Padilla; Dian Palupi
Esensi: Jurnal Bisnis dan Manajemen Vol 11, No 1 (2021)
Publisher : Faculty of Economic and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/ess.v11i1.19297

Abstract

Covid-19 has increased the risk of financial institutions. As countries struggle to strengthen economic activity and provide various fiscal stimuli to facilitate liquidity in the market, this study questions whether national banks are still in a healthy condition to face uncertainties in the market. This study applies the RGEC (Risk Profile, Good Corporate Governance, Earnings, and Capital) approach to assess the performance of state-owned banks in Indonesia during the new normal period since June 2020 (quarter II and III). Based on the analysis and discussion of this study, it can be concluded that the condition of state-owned banking in Indonesia during the new normal period was still healthy. Bank risk level remains at a safe level. Bank made huge profits and fixed capital is still at a healthy level. Thus, state-owned banks remain competitive and handle risk well. This is supported by the existence of stimulus assistance from the government in the form of the Countercyclical Policy.Cara Mengutip:Ilahiyah, M. E., Padilla, M. A. E., & Palupi, D. (2021). Covid-19 dan Dampaknya Terhadap Kinerja Bank BUMN di Indonesia. Esensi: Jurnal Bisnis dan Manajemen, 11(1), xx-xx. https://doi.org/10.15408/ess.v11i1.19297.
Strategi Peningkatan Penjualan Melalui Pemasaran Digital bagi UMKM Ulfah Setia Iswara; Teguh Gunawan Setyabudi; Dian Palupi; Wahidahwati; Suwitho
Society : Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 2 No. 2 (2022): Vol.2 No.2, April 2022
Publisher : Universitas Dinamika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37802/society.v2i2.205

Abstract

Kondisi perekonomian masyarakat akibat pandemi Covid 19 membawa dampak yang sangat signifikan diberbagai aspek kehidupan masyarakat. Khususnya UMKM sebagai tonggak perekonomian harus bisa bertahan ditengah kondisi perekonomian yang semakin tidak menentu. Berbagai kendala dihadapi oleh para pelaku UMKM. Penjualan produk UMKM yang mengalami penurunan signifikan harus dicari solusi yang tepat. Kegiatan pengabdian masyarakat ini dilakukan di UMKM Macro Coffee Roastery yang berlokasi di Jalan Mastrip Kecamatan Sumbersari Kabupaten Jember. Usaha ini bergerak di bidang pengolahan biji kopi mentah menjadi biji kopi matang dan kopi bubuk. Produk kopi yang dihasilkan beragam jenis, yakni kopi Robusta, Arabika, dan Liberika. Omzet usaha yang turun sebesar 40% di tengah masa pandemi membuat manajemen harus mencari cara untuk meningkatkan omzet penjualan, salah satunya melalui pemasaran secara digital. Kemudahan dalam bertansaksi secara digital saat ini menumbuhkan kesadaran manajemen untuk memasarkan beragam produk kopinya secara digital pula. Aplikasi yang dipilih untuk memperkenalkan produk kopi adalah dengan Tokopedia dan Shopee. Selain itu, dukungan media sosial yakni Instagram dan Facebook diharapkan semakin memperkenalkan produk kopi sehingga mampu untuk meningkatkan penjualan. Metode yang digunakan melalui wawancara, observasi dan pelatihan dan pendampingan secara berkelanjutan. Hasilnya menunjukkan bahwa ada potensi kenaikan penjualan melalui pemasaran digital yang dilakukan oleh Macro Coffee Roastery. Implikasi kegiatan pengabdian masyarakat ini adalah meningkatkan strategi penjualan produk kopi Macro Coffee Roastery melalui pemasaran digital.
PERANCANGAN IT BALANCED SCORECARD DI PERGURUAN TINGGI Mar’a Elthaf Ilahiyah; Dian Palupi
Jurnal Ilmiah Akuntansi dan Keuangan (JIAKu) Vol 1 No 1 (2022)
Publisher : Sekolah Tinggi Ilmu Ekonomi Indonesia (STIESIA) Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (545.796 KB) | DOI: 10.24034/jiaku.v1i1.4993

Abstract

The implementation of the MEA competition in the field of higher education is undeniably very closely related to the industrial revolution 4.0 where all teaching and learning process systems no longer use traditional systems but require the practice of using advanced IT technology (Information Technology). The study took the object of the UNISLA private university in Lamongan, emphasizing a qualitative case study approach to see how the implementation of IT components became a Balanced scorecard strategy at UNISLA. There are several strategic goals in implementing the IT balanced scorecard at UNISLA, among others (financial perspective: cost efficiency and profit oriented, customer perspective: increasing the satisfaction of UNISLA users including students, lecturers, and education staff, internal business perspective: developing the use of IT as a the main foundation in UNISLA business processes, learning and growth perspectives: evaluation of IT improvement in UNISLA and improvement of UNISLA users' skills.) From the explanation above we can conclude that why the application of IT in the Balanced Scorecard is so important to be applied as a support in the industrial revolution 4.0.