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Pengembangan Jiwa Kewirausahaan Mahasiswa Di Era Covid-19 Puji Muniarty; Wulandari Wulandari; Della Saputri; Afdatul Wahdaniyah; Nur Fetiningsih Syaframis; M Rimawan; Alwi Alwi
COMSEP: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 2 (2021): COMSEP : JUrnal Pengabdian Kepada Masyarakat
Publisher : Asosiasi Dosen Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (587.517 KB) | DOI: 10.54951/comsep.v2i2.84

Abstract

Revolution 4.0 changes the mindset millennial generation in developing science and discovering several discoveries in the field of technology. Millennial generations who are sensitive to technological developments can master and implement existing technological advances to change the consumptive civilization from offline to online. The internet has a very important role in the Covid-19 era with high competitiveness that can produce innovations in building or developing products and businesses that are managed by students as millennials. With this opportunity, it makes it easier for students to promote various types of products as a source of income, and if managed further they can be used as a source of funding for lectures. The problems experienced by students in entrepreneurship are the difficulty of promoting goods and the lack of innovating a product that is more value-added and the lack of capital for the next business development. Therefore, the Ramadhan bazaar activity program organized by STIE Bima aims to foster and develop an entrepreneurial spirit among students so that they can increase the potential, creativity, innovation in students and become a forum or business community that can be developed into start-ups. digital business. The method applied in this activity is the preparation of activities, implementation of activities, monitoring, and reporting. After carrying out this activity students can survive by doing entrepreneurship independently in the Covid-19 era and creating new product innovations.
Analisis Kinerja Keuangan Dan Pengaruhnya Terhadap Kemampuan Penyaluran Kredit Pada Bank Danamon, Tbk Nur Fetiningsih Syaframis; Puji Muniarty
Jurnal Ilmiah Akuntansi Kesatuan Vol 10 No 2 (2022): JIAKES Edisi Agustus 2022
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v10i2.1321

Abstract

This study aims to determine and analyze financial performance and its influence on the ability to disburse credit at Bank Danamon, Tbk. The research method used is quantitative associative research. The sample of this research consists of balance sheet and profit and loss statements for 15 years from the period 2006 - 2020 with the sampling technique used is purposive sampling. The analytical tools used are classical assumptions, multiple linear regression, Coefficient of Determination, Partial Test, and Simultaneous Test which aims to analyze the relationship between the CAR, NPL, and LDR variables on the ability to provide credit using SPSS v software. 23. The results of this study indicate that CAR and NPL have a significant effect on Credit Disbursement Capability, for LDR it has no and no significant effect on Credit Distribution Capability.
Analisis Kinerja Keuangan Dan Pengaruhnya Terhadap Kemampuan Penyaluran Kredit Pada Bank Danamon, Tbk Nur Fetiningsih Syaframis; Puji Muniarty
Jurnal Ilmiah Akuntansi Kesatuan Vol. 10 No. 2 (2022): JIAKES Edisi Agustus 2022
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v10i2.1321

Abstract

This study aims to determine and analyze financial performance and its influence on the ability to disburse credit at Bank Danamon, Tbk. The research method used is quantitative associative research. The sample of this research consists of balance sheet and profit and loss statements for 15 years from the period 2006 - 2020 with the sampling technique used is purposive sampling. The analytical tools used are classical assumptions, multiple linear regression, Coefficient of Determination, Partial Test, and Simultaneous Test which aims to analyze the relationship between the CAR, NPL, and LDR variables on the ability to provide credit using SPSS v software. 23. The results of this study indicate that CAR and NPL have a significant effect on Credit Disbursement Capability, for LDR it has no and no significant effect on Credit Distribution Capability.