Mr. Dodi
Prodi Manajemen Fakultas Ekonomi Universitas Kuningan

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ISLAMIC BANK PROFITABILITY: A STUDY OF ISLAMIC BANK IN INDONESIA Dodi, Dodi; Supiyadi, Dedi; Arief, Meta; Nugraha, Nugraha
The International Journal of Business Review (The Jobs Review) Vol 1, No 1 (2018): The International Journal of Business Review. June 2018
Publisher : Fakultas Pendidikan Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.17509/tjr.v1i1.12291

Abstract

The aims of this paper are to examine the effect of factors that contribute towards the profitability of Islamic bank in Indonesia over the period 2008 – 2017. The research method used in this study is the explanatory method. We use secondary data obtained from the OJK to examine the effect of Bank Specific Macroeconomic Determinants of Islamic Bank Profitability and then analyse the data using GMM techniques. The result of the study found that only Bank Size of Bank Specific determinant had a positive effect both ROA and ROE while Capital, credit risk and Liquidity had a negative effect on the profitability of Islamic banking in Indonesia. Finally, the macroeconomic determinant found only inflation had positive effect while GDP had no significant effect on Islamic bank profitability. The result indicates that Islamic bank in Indonesia need well developed and well supported by government through independent regulation out of the bank of Indonesia, this mean Islamic bank could develop regulation and well Islamic product as conducted by Islamiclaw and Sunnah
ANALISIS PENGARUH INFLASI DAN PRODUK DOMESTIK BRUTO TERHADAP PROFITABILITAS Mr. Dodi
Indonesian Journal of Strategic Management Vol 3, No 2 (2020): Indonesian Journal of Strategic Management
Publisher : Universitas Kuningan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25134/ijsm.v3i2.3899

Abstract

Abstract The purpose of the present study is to explain the influence analysis of inflation, and Gross Domestic Product to the profitability (ROA) of islamic banking in Indonesia. Macroeconomic variables in this research are measured by inflation, and gross domestic product (GDP). The most important indicator in evaluating the banking financial performance is ROA. Sampling technique used here is purposive sampling, it is gained sample amount of 12 islamic banks.The data used in this study were obtained from published financial statements of ojk. Data analysis techniques used in this study is multiple linier regression analysis. t test results showed that partially, inflation and GDP has positive and significant influence on profitability (ROA). While the results of F test showed that simultaneous variable inflation, and GDP have a significant effect on profitability  (ROA).  Keywords: inflation; Gross Domestic Product, Profitability, Return on Asset, Islamic Banking. Abstrak Tujuan dari penelitian ini adalah untuk menjelaskan analisis pengaruh inflasi, dan Produk Domestik Bruto terhadap profitabilitas (ROA) perbankan syariah di Indonesia. Variabel ekonomi makro dalam penelitian ini diukur dengan inflasi, dan produk domestik bruto (PDB). Indikator terpenting dalam mengevaluasi kinerja keuangan perbankan adalah ROA. Teknik pengambilan sampel yang digunakan adalah purposive sampling, diperoleh sampel sebanyak 12 bank syariah. Data yang digunakan dalam penelitian ini diperoleh dari laporan keuangan publikasi ojk. Teknik analisis data yang digunakan dalam penelitian ini adalah analisis regresi linier berganda. Hasil uji t menunjukkan bahwa secara parsial inflasi dan PDB berpengaruh positif dan signifikan terhadap profitabilitas (ROA). Sedangkan hasil uji F menunjukkan bahwa variabel simultan Inflasi, dan PDB berpengaruh signifikan terhadap Profitabilitas (ROA). Kata Kunci: Inflasi; Produk Domestik Bruto, Profitabilitas, Return on Asset, Perbankan Syariah.