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PERILAKU DANA PIHAK KETIGA DALAM MERESPON PERUBAHAN VARIABEL EKONOMI MAKRO PADA BANK UMUM SWASTA NASIONAL (BUSN) PROVINSI JAWA TIMUR PERIODE 2000-2012 Sangadah, Dhurotus
Jurnal Ekonomi Pembangunan Vol 11, No 2 (2013): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (281.941 KB) | DOI: 10.22219/jep.v11i2.3739

Abstract

The purpose of this reserach is to knowing of responbility of dependent variabel to exchange of makro economics variable at Excahage Commercial Bank province of East Java. The model analysis is Doubled Linear Regression with  employs the OLS (Ordinary Least Square) method. In this research will be used four regression with four dependent variables. In the equation model Saving Deposits, Demand Deposits, Tme Deposits, Third Party Funds are dependent variables and per capita income, interest rate, inflation are independent variables. Result of regression was showed that Saving Deposit more sensitive to respon change of inflations variable that showed by its probability is 0,0024. Time deposit moere sensitive to respon change of interest rates variable taht  showed by its probability was 0,0012. Per capita income  has same respon of all dependent variable that swowed by its probability was 0,0000
PERILAKU DANA PIHAK KETIGA DALAM MERESPON PERUBAHAN VARIABEL EKONOMI MAKRO PADA BANK UMUM SWASTA NASIONAL (BUSN) PROVINSI JAWA TIMUR PERIODE 2000-2012 Dhurotus Sangadah
Jurnal Ekonomi Pembangunan Vol. 11 No. 2 (2013): Jurnal Ekonomi Pembangunan
Publisher : Pusat Pengkajian Ekonomi dan Kebijakan Publik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jep.v11i2.3739

Abstract

The purpose of this reserach is to knowing of responbility of dependent variabel to exchange of makro economics variable at Excahage Commercial Bank province of East Java. The model analysis is Doubled Linear Regression with  employs the OLS (Ordinary Least Square) method. In this research will be used four regression with four dependent variables. In the equation model Saving Deposits, Demand Deposits, Tme Deposits, Third Party Funds are dependent variables and per capita income, interest rate, inflation are independent variables. Result of regression was showed that Saving Deposit more sensitive to respon change of inflations variable that showed by its probability is 0,0024. Time deposit moere sensitive to respon change of interest rates variable taht  showed by its probability was 0,0012. Per capita income  has same respon of all dependent variable that swowed by its probability was 0,0000
STRATEGI PENINGKATAN NILAI PERUSAHAAN MELALUI PERAN MODERATOR PROFITABILTAS DAN SIZE Dhurotus Sangadah Sangadah
Jurnal Akuntansi Indonesia Vol. 17 No. 1 (2021): Februari
Publisher : Universitas Gajayana Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine and analyze the positive & negative impacts of the Covid-19 pandemic on the sectoral index on the IDX. This study uses a case study method with a quantitative analysis approach, descriptive exploratory, and uses historical data on sectoral stock indices with purposive sampling technique. In the form of IDX secondary data, from December 2, 2019 to December 30, 2020. The study population was 10 IDX sectoral indexes. The research period from December 2, 2019 to December 30, 2020 was analyzed using the Chartnexus analysis tool based on the performance of the stock sectoral index. The results of the study concluded that: biggest positive and negative impacts of the Covid -19 pandemic on the Sectoral Index on the IDX for the period 30 December 2019 to 30 December 2020, namely a positive impact on the Mining Sector Index an increase of +531.06 (+ 37%), Agri +151.77 (+11.3%),  while a negative impact occurred decrease in the Consumer sector by -306.99 (-14.2%), Misc-Ind -125.88 (-10.1%) . Keywords : Positive & Negative Impacts of the Covid-19 Pandemic, 10 Sectoral Index Performance.  
Pemanfaatan Sampah Rumah Tangga Melalui Kegiatan Pembuatan Eco Enzyme di Kabupaten Malang Dwi Susilowati; Dhurotus Sangadah; Venus Kusuma Wardhana
Surya Abdimas Vol. 6 No. 2 (2022)
Publisher : Universitas Muhammadiyah Purworejo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37729/abdimas.v6i2.1662

Abstract

Sampah rumah tangga merupakan tanggung jawab kelaurga oleh karena itu harus diolah dengan baik agar menghasilkan nilai ekonomis berupa penghematan pengeluaran yang bisa digunakan untuk keperluan lain. Manfaat dari pembuatan eco enzyme antara lain bisa digunakan sebagai bahan pelengkap sabun cuci piring, penyemprot ruangan, penyedot bau tidak sedap dan sebagai pupuk. Pengabdian ini dilakukam dengan mengambil permasalahan pemanfaatan sampah rumah tangga melalui kagiatan pembuatan Eco Enzyme (EE) yang ditujukan untuk ibu-ibu PKK di desa Mulyoagung kecamatan Dau kabupaten Malang. Model pengabdian lebih banyak ditekankan pembuatan dan pendampingan selama proses pembuatan Eco Enzyme (EE) yang memerlukan waktu kurang lebih 3 bulan. Sasaran pengabdian adalah ibu-ibu yang tergabung dalam kelompok PKK desa Mulyoagung dengan pertimbangan bahwa aktivitas di dapur banyak dilakukan atau dikelola oleh ibu-ibu rumah tangga yang pada akhirnya akan menghasilkan sampah baik organic maupun non organik. Pembuatan Eco Enzyme (EE) disamping dapat mengurangi pengeluaran rumah tangga juga dapat membantu mengurangi beban TPST dalam mengelola sampah khususnya sampah organic. Namun yang lebih utama dari kegiatan pengabdian ini adalah menumbuhkan kesadaran melalui gerakan ibu-ibu akan pentingnya mengelola sampah dengan baik sehingga dapat memberikan manfaat tidak hanya bagi keluarga, dan lingkungan saja tetapi juga bagi keselamatan ekosistem/ bumi. Peran tersebut dapat dlakukan dengan cara menghimbau, memberikan penyuluhan, serta mendidik dan melatih keluarga atau masyarakat agar merubah perilaku dalam mengelola sampah.
The Existence Of Gold Prices As A Mediating Factor In Banking Sector Profits Sari, Novi Primita; Sangadah, Dhurotus
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 25, No 1 (2024): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v25i1.1266

Abstract

The main activities carried out by banks aim to increase equitable distribution of economic growth and maintain national stability towards increasing prosperity. Strict regulations in the banking industry require the banking industry to improve its performance, including in the aspect of achieving profits. Achieving this profit can be improved by analyzing the factors that shape profilability. The aim of the research is to find out how the role of the amount of deposits and credit mediates the influence of gold prices on return on assets. The results of this research show that individual testing to determine the determinants of savings shows that prices have a positive and significant influence while the determinants of credit, savings have a significant positive influence. Factors forming return on assets, savings and credit, have a significant positive influence on return on assets, while the price of gold has a significant negative influence. In the analysis test, the savings channel variable was able to mediate (parcel mediation) the effect of gold prices on return on assets as well as credit also showed its ability to mediate (parcel mediation) the effect of savings on return on assets. However, if you look at the VAF value, the credit variable has a better level of mediation compared to savings, so that for state-owned banks to increase return on assets it will be easier if they channel savings in the form of credit. 
The Existence Of Gold Prices As A Mediating Factor In Banking Sector Profits Sari, Novi Primita; Sangadah, Dhurotus
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol. 25 No. 1 (2024): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v25i1.1266

Abstract

The main activities carried out by banks aim to increase equitable distribution of economic growth and maintain national stability towards increasing prosperity. Strict regulations in the banking industry require the banking industry to improve its performance, including in the aspect of achieving profits. Achieving this profit can be improved by analyzing the factors that shape profilability. The aim of the research is to find out how the role of the amount of deposits and credit mediates the influence of gold prices on return on assets. The results of this research show that individual testing to determine the determinants of savings shows that prices have a positive and significant influence while the determinants of credit, savings have a significant positive influence. Factors forming return on assets, savings and credit, have a significant positive influence on return on assets, while the price of gold has a significant negative influence. In the analysis test, the savings channel variable was able to mediate (parcel mediation) the effect of gold prices on return on assets as well as credit also showed its ability to mediate (parcel mediation) the effect of savings on return on assets. However, if you look at the VAF value, the credit variable has a better level of mediation compared to savings, so that for state-owned banks to increase return on assets it will be easier if they channel savings in the form of credit. 
HARGA DAN KINERJA EMAS: PERAN INTERMEDIASI BANK Sari, Novi Primita; Sangadah, Dhurotus
Jurnal Ilmu Ekonomi, Manajemen dan Bisnis Vol. 2 No. 1 (2024): JANUARI
Publisher : P3M Universitas Aisyiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30787/jiembi.v2i1.1398

Abstract

Abstract.   The main activities carried out by banks aim to increase equitable distribution of economic growth and maintain national stability towards increasing prosperity. Strict regulations in the banking industry require the banking industry to improve its performance, including in the aspect of achieving profits. Achieving this profit can be improved by analyzing the factors that shape profilability. The aim of the research is to find out how the role of the amount of deposits and credit mediates the influence of gold prices on return on assets. The results of this research show that individual testing to determine the determinants of savings shows that prices have a positive and significant influence while the determinants of credit, savings have a significant positive influence. Factors forming return on assets, savings and credit, have a significant positive influence on return on assets, while the price of gold has a significant negative influence. In the analysis test, the savings channel variable was able to mediate (parcel mediation) the effect of gold prices on return on assets as well as credit also showed its ability to mediate (parcel mediation) the effect of savings on return on assets. However, if you look at the VAF value, the credit variable has a better level of mediation compared to savings, so that for state-owned banks to increase return on assets it will be easier if they channel savings in the form of credit   Keywords: Gold Prices; Bank; SEM; ROA; Credit.   Abstrak.   Kegiatan utama yang dilakukan bank bertujuan untuk meningkatkan pemerataan pertumbuhan ekonomi dan menjaga stabilitas nasional menuju peningkatan kesejahteraan.. Peraturan yang ketat di Industri Perbankan mengharuskan industri perbankan untuk meningkatkan kinerjanya, termasuk dalam aspek pencapaian keuntungan. Pencapaian keuntungan ini dapat ditingkatkan dengan menganalisis bagaimana faktor-faktor yang membentuk profilitabilitas. Tujuan penelitian adalah untuk mengetahui bagaimana peran jumlah deposito dan kredit memediasi pengaruh harga emas terhadap return on aset. Hasil penelitian ini menunjukkan bahwa pengujian individual untuk mengetahui determinan simpanan menunjukkan bahwa harga mempunyai pengaruh positif dan signifikan sedangkan determinan kredit, simpanan mempunyai pengaruh positif signifikan. Faktor pembentuk return on asset simpanan dan kredit mempunyai pengaruh positif signifikan terhadap return on assets sedangkan harga emas mempunyai pengaruh negatif signifikan. Dalam uji analisis, variabel jalur simpanan mampu memediasi (parcel mediation) pengaruh harga emas terhadap return on aset begitu pula dengan kredit juga menunjukkan kemampuannya dalam memediasi (parcel mediation) pengaruh simpanan terhadap return on aset. Namun jika dilihat dari nilai VAF, variabel kredit mempunyai tingkat mediasi yang lebih baik dibandingkan dengan simpanan, sehingga bagi bank persero untuk meningkatkan return on aset akan lebih mudah jika menyalurkan simpanan dalam bentuk kredit.   Kata Kunci: Harga Emas; Bank; SEM; ROA; Kredit.