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TINJAUAN YURIDIS PEMBERIAN DAN GAGAL BAYAR DALAM PEMBIAYAAN PENDIDIKAN TINGGI SARJANA DI INDONESIA DAN DI AMERIKA SERIKAT: Legal Review of Granting and Default in Financing Higher Education in Indonesia and the United States Shanda Amarissa; Arif Wicaksana
Reformasi Hukum Trisakti Vol 7 No 4 (2025): Reformasi Hukum Trisakti
Publisher : Faculty of Law, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/refor.v7i4.23558

Abstract

This study examines the application of the 5C financing principles in providing undergraduate higher education loans, comparing the advantages, disadvantages, and default resolution mechanisms in Indonesia and the United States. Indonesia refers to the Banking Act, while the U.S. follows the Higher Education Act and its derivatives. A normative legal method with a descriptive-qualitative approach was used. The findings show that both countries apply the 5C principles. However, Indonesia lacks specific regulations and institutions as found in the U.S. Therefore, establishing a dedicated legal framework is essential to prevent legal uncertainty in educational financing.
Quo Vadis Employee Participation concerning Share Ownership in Companies in Indonesia Sari, Andari Yuriko; Wicaksana, Arif; Amriyati, Amriyati; Utomo, Gabriel Bramantyo
Devotion : Journal of Research and Community Service Vol. 4 No. 4 (2023): Devotion: Journal of Research and Community Service
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36418/devotion.v4i4.460

Abstract

In general, in various companies, workers are rarely considered company assets, so that in various company developments, the role of workers is not an important thing to consider. However, along with the times, workers are then considered as company assets and have even begun to develop in various companies that include workers in share ownership of the company concerned and by participating in company share ownership (ESOP: Employee Stock Ownership Program), thus workers feel become part of the company. Article 43 Paragraph (3) letter a Law no. 40 of 2007 concerning Limited Liability Companies (“UUPT”) basically states that companies can offer shares to their own employees. However, basically there is no obligation for companies to include their workers in the ownership of company shares according to the Company Law. The problems in share ownership in companies for workers are (1) What are the legal problematic dilemmas regarding workers' participation in share ownership in companies in Indonesia? (2) What is the normative regulation of workers' share ownership in a company if it is to be regulated in sources of employment law, both autonomous and heteronomous? . In general, it can be concluded that there are still many obstacles in terms of workers wanting to be included in company ownership because according to laws and regulations participation in company share ownership is not a mandatory thing for companies to do, but must be an initiative of workers' associations and/or unions. Apart from that, there is also the problem of how to regulate normatively related to share ownership in the company for workers so that workers have a legal basis to own shares in the company.
- PERTANGGUNGJAWABAN PELAKSANA TUGAS DIREKSI ATAS PERJANJIAN BISNIS REFERRAL ASURANSI : - Ilma Zhafirah Albar; Arif Wicaksana
Reformasi Hukum Trisakti Vol 5 No 2 (2023): Reformasi Hukum Trisakti
Publisher : Faculty of Law, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/refor.v5i2.16411

Abstract

There could still be a vacancy on the Board of Directors while it fulfills its obligations and functions. The Acting Director (Plt.) of the Board of Directors is the member of the Board of Directors who fills in for absent Board members. All decisions made by the members of the Board of Directors he replaces may be made by the Acting Board of Directors. How to assess the agreements between the Plt. Board of Directors in a Limited Liability Company in UUPT and the Plt. Board of Directors on the liabilities of PT AJTM is how the issue is formulated. Normative research, which is descriptive and analytical and is based on secondary data, is the research methodology. It is qualitative analysis. namely real behavior and conclusions are drawn deductively. The results of the research and discussion illustrate that Plt. The Board of Directors is only implicitly regulated in the Company Law because their role is basically the same as the Board of Directors. Responsibility for the legal relationship that has existed between PT AJTM and third parties cannot be suspended to members of the board of directors individually, because the cooperation agreement made by a legal entity is carried out on behalf of the Company itself as a legal entity, not on behalf of individuals. In this case it can be concluded that a third party can sue PT AJTM for their rights if they have not been fulfilled.
RANGKAP JABATAN KOMISARIS BANK MANDIRI BERDASARKAN UNDANG-UNDANG BADAN USAHA MILIK NEGARA Dine Qieftiah; Wicaksana, Arif
Reformasi Hukum Trisakti Vol 5 No 3 (2023): Reformasi Hukum Trisakti
Publisher : Faculty of Law, Universitas Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/refor.v5i3.16428

Abstract

Concurrent positions in BUMN are still a problem, as in the appointment of the Head of the Financial and Development Supervisory Agency (BPKP) as Commissioner of PT. Bank Mandiri (Persero) Tbk. (hereinafter PT. BM). The problem is the appointment of the Head of BPKP as the Board of Commissioners at PT. The BM will cause a conflict of interest in terms of Law No. 19 of 2003 concerning BUMN and what are the legal consequences of concurrent positions on the Board of Commissioners at PT. BM and the Head of BPKP. The research is normative legal research, descriptive, analysed qualitatively, conclusions using deductive logic. The results of research are BPKP conducts audits of BUMN as a whole including PT. BM for this reason, the discussion is about the concurrent position of Muhammad Yusuf Ateh as Commissioner of PT. BM. as well as the Head of the BPKP has the cause a conflict of interest and the legal consequence is his term of office as Commissioner of PT. BM must stop or be deemed to have ended. The conclusion is that the concurrent position creates a conflict of interest and must be terminated or deemed to have ended.
SENI LUKIS KARYA WIRYONO PERIODE 2006-2012 Wicaksana, Arif; Cholis, Henry
Brikolase : Jurnal Kajian Teori, Praktik dan Wacana Seni Budaya Rupa Vol. 9 No. 2 (2017)
Publisher : Institut Seni Indoensia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33153/bri.v9i2.2168

Abstract

This article discusses the paintings by Wiryono in the 2006-2012 period which are unique in terms of techniques, shapes, fantasies, metaphors, and aesthetics that are displayed in the works. The type of research used is qualitative research using a phenomenological approach that obtains data through direct observation in the field, interviews, literature reviews and other visual data. To dissect the work, Monroe C. Beardsley's theory of creativity was used. Keywords: aesthetics, wiryono, painting.