Putri Kurnia Widiati
Universitas Islam Negeri Maulana Malik Ibrahim Malang

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Journal : IQTISHODUNA

ANALISIS NON PERFORMING LOAN DAN PENERAPAN RESTRUKTURISASI KREDIT PADA PERBANKAN SYARIAH DALAM KAITANNYA DENGAN PENGEMBANGAN EKONOMI SYARIAH DI KOTA MALANG (Study Kasus pada Perbankan Syariah dan Pedagang Kecil di Kota Malang) Firmansyah, Fani; Widiati, Putri Kurnia
IQTISHODUNA IQTISHODUNA (VOL 10, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.641 KB) | DOI: 10.18860/iq.v10i2.3584

Abstract

This study analyzed the value of Non Performing Loan and credit restruction of Syariah Bankingand the relation ship with Syariah Economic growth on Malang., because credit have an important position onIndonesian Syariah Economics.Population of this research are Indonesian Syariah Banking and Small Enterpriseon Indonesia from 2007–2013 with Non Performing Loan and interview method to analyzed. To get the goodcondition of credit for small enterprise on Syariah Banking, all of the component must have a good relationship,comitment to having trust from investor or Syariah Banking. Syariah Banking must introduce acreditrestrukturization to take a part of smal enterprise growth.
ANALISIS RASIO LIKUIDITAS, RASIO SOLVABILITAS, DAN UNDERWRITING RATIO UNTUK MENGUKUR KINERJA KEUANGAN PT MANDIRI AXA GENERAL INSURANCE DI INDONESIA PASCA OJK (OTORITAS JASA KEUANGAN ) Widiati, Putri Kurnia; Aisyah, Esy Nur
IQTISHODUNA IQTISHODUNA (VOL 9, NO 2.
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (144.056 KB) | DOI: 10.18860/iq.v9i2.3568

Abstract

This study aimstoanalyzethe development ofthe financial performance of PT Mandiri AXAGeneralInsurance in Indonesia after the establishment of the FSA (Financial Services Authority) in 2013 by using theanalysis of liquidity ratios, solvency ratios using solvabillitas rate calculation and risk-based minimum capital,and undderwiting ratio. Based on the results it can be concluded that penellitian seen from the calculation ofthe solvency ratiousing solvabillitas level of risk-based andminimum capital ratio under wrting result andshowed unfavorable results, while the liquidity ratio has increase devery year. The results of the calculationof this ratio in dicates poor performance (except for the liquidity ratio) associated with the presence of FSA(Financial Services Authority).