Nana Suryapermana
Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

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Analisis Faktor-Faktor Yang Mempengaruhi Keputusan Nasabah Melakukan Cicilan Emas Di Bank Syariah Indonesia KCP Pandeglang Ahmad Tabrani; Wazin Baihaqi; Nana Suryapermana
MUAMALATUNA Vol 14 No 1 (2022): Januari-Juni 2022
Publisher : Fakultas Syariah UIN Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37035/mua.v14i1.6496

Abstract

This study aims to find out what strategic factors can increase the customer's decision to make gold installments during factual conditions, produce a relationship of influence and dependence between variables that affect the customer's decision to make gold installments on factual conditions, find what strategic factors can increase the customer's decision to make gold installments during potential conditions, and find the potential indirect influence of dependence for each factual condition variables that influence the decision of customers to make gold installments, This research method uses a structural research paradigm using MICMAC tools, informants / actors in this study are pawning appraisal, funding and transaction staff, customer service and 4 gold installment customers. The results showed that the MICMAC analysis of the typology of strategic variables based on the strength of influence found 4 classifications of quadrants of variables, this classification has been tested using MDI and MII. The potential consistency test for this classification has also been tested and the results are stable obtained quadrant I dominant variables with dimensions of selection of the place of distribution: 1, quadrant II of relay variables with 17 dimensions including problem recognition: 2, introduction of information: 2, evaluation of alternatives: 2, purchase decisions: 2, after-purchase behavior: 2, product selection: 2, brand selection: 1, selection of channeling places: 1, and the amount of purchase: 1, and payment method: 2, quadrant III of the output variable there is no one dimension that enters quadrant III, and quadrant IV of the autonomous variable with 2 dimensions of which are brand selection: 1, and the time of purchase: 1
Reciprocal Partnership Model as an Innovative Strategy in Strengthening the Financial Independence of State Madrasah Apud Apud; Nana Suryapermana; As'ari; Asyniha Maulidya; Rizal
Nidhomul Haq : Jurnal Manajemen Pendidikan Islam Vol. 10 No. 2 (2025): Transformative Islamic education management
Publisher : Prodi Manajemen Pendidikan Islam Universitas KH Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/ndhq.v10i2.185

Abstract

High dependence on DIPA and BOS funds has caused Madrasah Aliyah Negeri (MAN) 2 in Serang Regency to experience significant financial disruption since 2020. This dependence reflects the poverty crisis in education financing and the demand for new strategies to achieve financial independence for Islamic educational institutions. This study aims to technically examine how state madrasas can build an integrated and effective entrepreneurship system by optimizing internal resources and external partnerships based on a reciprocal model (reciprocal partnerships). Using a qualitative approach with a naturalistic paradigm, data was collected through in-depth interviews, non-participatory observation, and documentation with the madrasah principal, administrative staff, teachers, and external partners. Analysis was conducted using interactive methods that included data reduction, data presentation, and iterative conclusion drawing. The results show that the madrasah successfully achieved 80% of its self-financing target by utilizing cooperatives, a canteen, the Zakat Management Unit (UPZ), foster child programs, and collaboration with institutions such as the Banten Provincial Library and Archives Office. The implemented reciprocal partnership model has proven effective in expanding networks, strengthening literacy, and supporting educational programs without relying solely on the state budget. The main novelty of this research lies in the reciprocal partnership model within the context of religious-based state madrasahs, which has not been widely explored in the Islamic education management literature. The implications of this research emphasize the importance of visionary and entrepreneurial-oriented madrasah leadership in building an autonomous, adaptive, and financially sustainable institutional culture.