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Implikasi Kontrol Diri, Kecerdasan Spiritual dan Literasi Keuangan dalam Pengelolaan Keuangan Rina Nurjanah; Eka Giovana Asti; Ismi Rafikah; Anisah Istiqomah
Owner : Riset dan Jurnal Akuntansi Vol. 8 No. 2 (2024): Artikel Research April 2024
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v8i2.2202

Abstract

Financial management is the process of planning, organising, supervising, and controlling the money or financial assets of a person or organisation. The goal is to manage finances wisely by maximising the use of financial resources to meet daily needs, achieve short-term and long-term financial goals, and manage financial risks. This includes budgeting, saving, investing, debt management, retirement planning, and other financial decisions. Good financial management is the key to achieving financial stability and achieving financial goals. Students carrying out financial management are influenced by several factors including internal factors such as self-control, and spiritual intelligence. Then external factors, namely knowledge or the level of financial literacy possessed by students. This study aims to analyse the effect of self-control, spiritual intelligence, and financial literacy on individual financial management. Good financial management is the key to success in achieving personal financial stability and long-term financial goals. The research population was Pelita Bangsa University students with a sample of Faculty of Economics and Business students. The results showed that self-control has no effect on one's financial management. Meanwhile, financial literacy and spiritual intelligence have a significant positive effect on financial management. The results prove that when someone has high financial literacy coupled with spiritual intelligence, the ability to manage finances will be better. However, self-control is not indicated to influence a person to carry out financial management. Simultaneously, it shows that self-control, spiritual intelligence and financial literacy together affect financial management. The results of the study have a strong relationship of 76
Implikasi Penggunaan E-money, Literasi Keuangan, dan Sikap Keuangan Terhadap Perilaku Konsumtif Rina Nurjanah; Adibah Yahya; Muhammad Kosim; Nabila Khairunnisa Putri; Hurriyatun Ningamah
Jurnal Ecogen Vol 7, No 1 (2024): Jurnal Ecogen
Publisher : Universitas Negeri Padang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24036/jmpe.v7i1.15646

Abstract

One of the illogical behaviors that affects purchase decisions is consumptive behavior, whitch puts wabts ahead of needs. The use of electronic money, one’s degree of financial ‘s financial literacy, and one’s financial attitudes are some of the variables that influence this behavior. Consumptive behaviour can be decreased by a person’s capacity to manage their usage of electronic money, financial literacy, financial attitude on consumer behavior is the aim of this research. This study analyzes data without making any assumptions using a quantitative descriptive methodology. With 92 individuals in the sample, consistted of students from Pelita Bangsa University college of business and economics. The data sources used are primary and secondary data, whereby the primary data was collected using questionnaires. The results show that e-money and financial literacy have no significant impact on consumptive behaviour, while financial attitudes show a negative influence. The findings contribute to understanding the determinants of consumptive behaviour, especially among students
Sosialisasi dan Implementasi Digitalisasi Akuntansi CV CIQ Bintang Permata Tambun Utara Kabupaten Bekasi Maulina Dyah Permatasari; Neng Asiah; Rina Nurjanah; Faisal Ali; Steven Jordan Alvaro Ramba
Abdimas Galuh Vol 6, No 1 (2024): Maret 2024
Publisher : Universitas Galuh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25157/ag.v6i1.13314

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memainkan peran penting dalam mendukung pemerintah Indonesia dalam upaya mengurangi tingkat pengangguran. UMKM tidak hanya memberikan kontribusi pada peningkatan pendapatan daerah dan negara, tetapi juga terbukti menjadi faktor stabilisasi ekonomi, terutama dalam menghadapi tantangan seperti pandemi Covid-19. Meskipun demikian, perlu diperhatikan bahwa peningkatan kapabilitas UMKM dalam pengelolaan keuangan menjadi krusial agar mereka dapat mengontrol dan mengevaluasi kegiatan usaha mereka. Peningkatan kompetensi UMKM melalui Akuntansi Sederhana di CV CIQ Bintang Permata merupakan salah satu program PKM guna meningkatkan kompetensi pelaku UMKM dalam mengelola keuangan. Kegiatan pengabdian ini berupa kegiatan pendampingan dengan pemberian materi dan praktik akuntansi sederhana. Pemilik usaha hanya perlu melakukan input data atas transaksi keuangan selama periode yang diinginkan, kemudian aplikasi akan merangkumnya menjadi laporan keuangan yang dibutuhkan. Dengan mengimplementasikan aplikasi tersebut, pemilik diberi kemudahan dan kecepatan akses penggunaan sehingga laporan keuangan yang awalnya dirasa sulit menjadi mudah dan cepat. 
PENGENALAN INVESTASI DI PASAR MODAL PADA PELAKU UMKM CIKARANG PUSAT Rina Nurjanah; Meli Andriyani; Muhammad Kosim; Preatmi Nurastuti; Anisah Istiqomah
Aptekmas Jurnal Pengabdian pada Masyarakat Vol 7 No 1 (2024): APTEKMAS Volume 7 Nomor 1 2024
Publisher : Politeknik Negeri Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This activity focuses on introducing investment in the capital market to Micro, Small and Medium Enterprises (MSMEs), especially those who are members of the Central Cikarang MSME Forum. The micro and small business groups that are the focus involve culinary, convection, souvenir traders and others. Most of these MSME players have a lack of knowledge in the financial sector, especially regarding investment. Therefore, the aim of this activity is to increase their understanding of investment, especially in the capital market context. This is important so that they can manage their funds wisely and avoid mistakes in investment management. Training is carried out using presentation methods, question and answer sessions, and discussions to facilitate understanding and absorption of the material provided. The main focus of the training is to provide guidance on how to make good investments, especially regarding stock investments in the capital market. The results of the activity provide real benefits for MSEs and increase knowledge and understanding regarding investment in the capital market. The existence of the application makes it easier for participants to make investments anytime and anywhere. Participants were very enthusiastic about this activity and hoped that this activity could be held sustainably.
The Dynamic Impact of Intellectual Capital and Good Corporate Governance on Firm Value: Evidence from Indonesia Adibah Yahya; Taufik Hidayat; Rina Nurjanah; Nando Dada Pratama
Asian Journal of Management, Entrepreneurship and Social Science Vol. 3 No. 03 (2023): August, Asian Journal of Management, Entrepreneurship and Social Science
Publisher : Cita Konsultindo Research Center

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Value investor perception of the company is often associated with the company's stock price, the higher the stock price will make the company's value is also high. The company's value becomes important, because the company's value reflects the return on investment of the investors. Investors will be very happy if get a higher rate of return on investment over time. The higher the value of the company, investors are increasingly interested in investing in these companies, so when the company needs funds for development of the company, investors will respond positively to invest capital to the company. The purpose of this research is to find out the influence of intellectual capital and good corporate governance to the firm value. The independent variables are intellectual capital and good corporate governance. Good corporate governance in this research is measured by indicators which consist of managerial ownership, institutional ownership, the board of directors, independent commissioners and audit committees. The dependent variables is the firm value which is measured by Tobins’Q. Data analysis method in this research is multiple linear regressions analysis with the SPSS 25th version application. The results showed that independent commissioners had a positive effect on firm value while the variables of intellectual capital, management ownweship, institutional ownweship, board of directors and audit committee had no effect on firm value.
Analisis Efektivitas Penggunaan Instrumen Derivatif Dalam Manajemen Risiko Keuangan Pujiharta; Rina Nurjanah; Hartono; Johanes P Kumagaya; Suprianus Pian T.A
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5126

Abstract

This study aims to analyze and determine the effectiveness of the use of derivative instruments in financial risk management. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that risk cannot be avoided but can be minimized, one thing that can minimize risk is derivative instruments. Derivative instruments are developed in order to manage financial risk. Therefore, there are four derivative instruments used as a company strategy in minimizing financial risk, namely options, forward contracts, future co ntracts, and swaps.
Analisis Efektivitas Penggunaan Instrumen Derivatif Dalam Manajemen Risiko Keuangan Pujiharta; Rina Nurjanah; Hartono; Johanes P Kumagaya; Suprianus Pian T.A
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5126

Abstract

This study aims to analyze and determine the effectiveness of the use of derivative instruments in financial risk management. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that risk cannot be avoided but can be minimized, one thing that can minimize risk is derivative instruments. Derivative instruments are developed in order to manage financial risk. Therefore, there are four derivative instruments used as a company strategy in minimizing financial risk, namely options, forward contracts, future co ntracts, and swaps.