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All Journal Journal of Vision and Ideas (VISA)
Kholifah Kholifah
Universitas Islam Negeri Sumatera Utara
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Peranan Bank BPRS PT Puduarta Insani Dalam Meningkatkan UMKM melalui Program Pembiayaan Murabahah Kholifah Kholifah; Sri Sudiartri
VISA: Journal of Vision and Ideas Vol 2 No 3 (2022): VISA: Journal of Vision and Ideas
Publisher : LPPM IAI Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (223.465 KB) | DOI: 10.47467/visa.v2i3.1279

Abstract

This study aims to determine how the role of the BPRS bank PT. Puduarta Insani in increasing MSMEs through the murabahah financing program. This study uses a descriptive qualitative method by obtaining data through interview techniques conducted on several bank employees and MSME actors involved in this program as well as secondary data originating from the BPRS website with time series data for five years. The results of this study indicate that Bank BPRS Pt.Puduarta Insani has a role in increasing MSME financing and the number of customers for the last five years, namely from 2016 to 2020. This is shown by the number of customers in 2016 only around 188 people but in 2020 it has reached 240 customers who joined, this shows that the financing with the murabahah system carried out by Bank BPRS Pt. Puduarta has a positive effect on increasing MSMEs. Keywords: Murabaha Financing, MSME
Co-Authors Sri Sudiartri