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All Journal Proceeding International Seminar of Islamic Studies El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Darmaida Sari
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Religion Agriculture, Biological Sciences & Forestry Arts Astronomy Civil Engineering, Building, Construction & Architecture Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences Other

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STRATEGIES FOR IMPLEMENTING ISLAMIC MORAL VALUES TO ISLAMIC EDUCATION STUDENTS AT STAI AL-ISHLAHIYAH BINJAI THROUGH ONLINE LEARNING DURING COVID-19 Darmaida Sari; Junaidi Junaidi; Visca Handayani
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

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Abstract

This research is a proof of how the lecturers implement Islamic moral values to students of Islamic education at STAI Al-Ishlahiyah Islamic College Binjai during Covid-19 through online lectures. The data were obtained through in-depth interviews with 10 Islamic education lecturers. The findings in the field reveal the fact that there are many strategies used by the lecturers to implement Islamic moral values to the students in online classes. The obligation to use live online media such as Zoom and Google meet is one of the strategies most often required by lecturers to the students in online classroom learning activities. Some moral values such as the value of discipline, the value of mutual respect and respect among others, and the value of politeness are some of the values that are most often taught and applied by lecturers in online classes. The synergy among parents, lecturers, and the environment where the students live are the main and the most important factors in shaping the morals of the students.Keywords: implementing, strategies, morale, value
Analisis Kasus Pembiayaan Murabahah dan Dampaknya terhadap Kinerja UMKM: Studi Kasus pada UMKM Dilola Snack Medan Bebyola Fransisca Sibarani; Abi Waqqosh; Darmaida Sari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5006

Abstract

This research was conducted to evaluate the impact of Murabahah financing on the performance of MSMEs, with a case study of Dilola Snack in Medan. Murabahah financing has become one of the main choices for MSMEs in meeting their working capital needs because of its transparent nature and in accordance with sharia principles. In an economic context that continues to develop, MSMEs often face challenges in accessing financing that is in accordance with Islamic values. Therefore, it is important to understand the extent to which this financing can support the growth and sustainability of small businesses. The method used in this research is observation and in-depth interviews with the owner of Dilola Snack to obtain relevant and comprehensive data. The research results show that Murabahah financing has a significant positive impact on increasing production capacity, operational efficiency and new product development. However, margin payment obligations require careful cash flow management to maintain business sustainability. Overall, Murabahah financing has been proven to support the growth of MSMEs while still complying with sharia principles.
Analisis Kasus Pembiayaan Murabahah dan Dampaknya terhadap Kinerja UMKM: Studi Kasus pada UMKM Dilola Snack Medan Bebyola Fransisca Sibarani; Abi Waqqosh; Darmaida Sari
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 9 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i9.5006

Abstract

This research was conducted to evaluate the impact of Murabahah financing on the performance of MSMEs, with a case study of Dilola Snack in Medan. Murabahah financing has become one of the main choices for MSMEs in meeting their working capital needs because of its transparent nature and in accordance with sharia principles. In an economic context that continues to develop, MSMEs often face challenges in accessing financing that is in accordance with Islamic values. Therefore, it is important to understand the extent to which this financing can support the growth and sustainability of small businesses. The method used in this research is observation and in-depth interviews with the owner of Dilola Snack to obtain relevant and comprehensive data. The research results show that Murabahah financing has a significant positive impact on increasing production capacity, operational efficiency and new product development. However, margin payment obligations require careful cash flow management to maintain business sustainability. Overall, Murabahah financing has been proven to support the growth of MSMEs while still complying with sharia principles.
Co-Authors Abi Waqqosh Bebyola Fransisca Sibarani Junaidi Junaidi Visca Handayani