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All Journal Jurnal Kepariwisataan Jurnal Pengabdian Kepada Masyarakat MAKARDHI
Heny Ratnanningtyas
Program Studi S1 Pariwisata, Sekolah Tinggi Pariwisata Trisakti
Arts Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Penyuluhan dan Pelatihan Cara Mendapatkan Pinjaman Kredit dari Bank Kepada Pelaku Wirausaha di Destinasi Wisata Danau Cipondoh, Banten Heny Ratnanningtyas; Nurbaeti Nurbaeti; Anita Swantari
Jurnal Pengabdian Kepada Masyarakat Makardhi Vol. 2 No. 1 (2022): Jurnal Pengabddian Kepada Masyarakat MAKARDHI
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Politeknik Pariwisata Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52352/makardhi.v2i1.795

Abstract

This community service aims to provide socialization on how to get loans from banks for entrepreneurs in Lake Cipondoh who have businesses in these tourist attractions. Through this activity, entrepreneurs in Lake Cipondoh are motivated to borrow funds from financial institutions, namely banks, not moneylenders. This activity involved 27 entrepreneurs, this activity was carried out using counseling, training and consultation methods. This activity includes how entrepreneurs can easily borrow bank credit, easy steps for entrepreneurs to get business capital from banks and how to make proposals. The results of the training activities show that entrepreneurs know more about how to get credit loans from banks so that by seeking business capital from banks, they will get an injection of fresh funds, which can make businesses develop faster and faster.
DAMPAK PENGELOLAAN KEUANGAN PADA KINERJA PELAKU WIRAUSAHA DI DESTINASI WISATA DANAU CIPONDOH Heny Ratnanningtyas; Amrullah Amrullah; Ismeth Emier Osman
JURNAL KEPARIWISATAAN Vol 22 No 1 (2023): Jurnal Kepariwisataan
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Politeknik Pariwisata Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52352/jpar.v22i1.933

Abstract

This study aims to determine the financial management of the performance of entrepreneurs in the tourist destination of Lake Cipondoh. This type of research is descriptive quantitative with multiple regression analysis methods. The sampling technique used a saturated sampling technique because the population and sample were the same, amounting to sixty-three entrepreneurs in Lake Cipondoh. The results showed that partial financial planning, financial records, and separation of personal finance and business finance significantly affected the entrepreneurs' performance. The application of financial planning can save costs which can increase operating profits and have an impact on the performance of entrepreneurs. Financial records can provide information about financial statements so that they can improve the performance of entrepreneurs. Furthermore, the separation of personal finance and business finance will not reduce business capital, so it can improve the performance of entrepreneurs. It was expected that entrepreneurs in Lake Cipondoh tourist destinations: (1) Always implement financial planning to minimize costs and increase profits; (2) Always carry out financial records so that it can be seen that the business carried out has increased or decreased; (3) Always separate business finances from personal finances, to know for sure the total income and net profit.
Co-Authors Amrullah Amrullah Anita Swantari, Anita Ismeth Emier Osman Nurbaeti Nurbaeti