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Pelatihan Kewirausahaan Pada Masa Pandemi Covid-19 Kepada Siswa-Siswi SMK Nurul Hikmah Langko Kabupaten Lombok Barat Handry Sudiartha Athar; Muhammad Sarjan; Lalu Hamdani Husnan
Unram Journal of Community Service Vol. 2 No. 4 (2021): December
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (272.111 KB) | DOI: 10.29303/ujcs.v2i4.163

Abstract

The impact of Covid-19 not only occurs on health aspects, but penetrates in the world of education. This devotional activity aims to empower the entrepreneurial spirit through entrepreneurship training activities as a means of fostering an entrepreneurial spirit so that students can be independent after completing their education. This method of community service is done by means of varied lectures, demonstrations, and exercises. The results of this activity can be concluded that there is an increase in information from students about entrepreneurship. Students have a more understanding related to the importance of having an entrepreneurial spirit so that students can be independent after completing their education
Impacts of Sustainability Performance and Firm Characteristics on Risk and Corporate Value Lilik Handajani; Lalu Hamdani Husnan; Endar Pituringsih
Jurnal Economia Vol 18, No 2: October 2022
Publisher : Faculty of Economics Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (313.725 KB) | DOI: 10.21831/economia.v18i2.42883

Abstract

AbstractThis research investigates the effect of sustainability performance and firm characteristics on risk and corporate value by applying a structural equation model. The focus of the analysis is on Indonesian companies that received sustainability ratings continuously from the Asia Sustainability Reporting Award during the 2018-2019 period. The process involved analyzing secondary data presented in annual and sustainability reports to obtain relevant content for corporate sustainability performance. The findings showed that the improvement of the sustainability performance was able to significantly reduce corporate risk but did not have any influence on corporate value. It was also discovered that large companies with political connections face increased risk, thereby, limiting their ability to enhance corporate value significantly. Moreover, the incorporation of sustainability investment strategies was observed to require business risk management to reduce future environmental and social risks associated with long-term corporate value creation. Keywords:sustainability performance, risk, firm value Dampak Kinerja Keberlanjutan dan Karakteristik Perusahaan Terhadap Risiko dan Nilai Perusahaan AbstrakPenelitian ini mengkaji pengaruh kinerja keberlanjutan dan karakteristik perusahaan terhadap risiko dan nilai perusahaan. Analisis model struktural digunakan untuk menguji perusahaan Indonesia yang secara konsisten menerima peringkat keberlanjutan dari Asia Sustainability Reporting Award pada tahun 2018-2019. Data sekunder berupa laporan tahunan dan laporan keberlanjutan perusahaan dianalisis untuk memperoleh konten yang relevan dengan kinerja keberlanjutan perusahaan. Hasil penelitian menunjukkan bahwa peningkatan kinerja keberlanjutan akan menurunkan risiko perusahaan secara signifikan, namun tidak mempengaruhi peningkatan nilai perusahaan. Perusahaan besar dengan koneksi politik dapat menghadapi peningkatan risiko, namun tidak dapat berkontribusi secara signifikan untuk peningkatan nilai perusahaan. Penggabungan strategi investasi keberlanjutan membutuhkan manajemen risiko bisnis untuk mengurangi risiko lingkungan dan sosial di masa depan untuk penciptaan nilai perusahaan dalam jangka panjang. Kata kunci:kinerja keberlanjutan; risiko, nilai perusahaan
Analisis Perbandingan Kinerja Keuangan Bank Umum Konvensional Dengan Bank Umum Syariah di Indonesia Menggunakan Metode RGEC Periode 2018-2022 Putri Awaliana Ramdan; Lalu Hamdani Husnan; Siti Aisyah Hidayati
ALEXANDRIA (Journal of Economics, Business, & Entrepreneurship) Vol. 4 No. 2 (2023): September
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/alexandria.v4i2.460

Abstract

This research aims to determine the differences in financial performance between Conventional Commercial Banks and Sharia Commercial Banks for the 2018-2022 period using the RGEC method which consists of Risk profile, Good corporate governance, Earnings and Capital. Risk Profile is proxied using the Non Performing Loans (NPL) ratio and Loan to Deposit Ratio (LDR) for BUK and Non Performing Financing (NPF) and Financial to Deposit Ratio (FDR) for BUS, GCG is proxied using the GCG self assessment composite value, Earnings are proxied using Return On Assets (ROA), Return On Equity (ROE), Net Interest Margin (NIM) for BUK and Net Operating Margin (NOM) for BUS and BOPO, and Capital is proxied using the Capital Adequacy Ratio (CAR). The sample used in this research consisted of 10 Conventional Commercial Banks and 7 Sharia Commercial Banks. Samples were taken using a purposive sampling method based on predetermined criteria. The data analysis techniques used in this research are descriptive statistics, normality test, and Independent Sample t-Test. The results of the research show that there are significant differences between Conventional Commercial Banks and Sharia Commercial Banks in the financial performance ratios of NPL/NPF, ROA, ROE, NIM and BOPO. Meanwhile, in terms of LDR/FDR, GCG and CAR financial performance ratios, there are no significant differences between Conventional Commercial Banks and Sharia Commercial Banks.
The Influence of Financial Technology and Financial Literacy Towards Financial Inclusion in Rural Communities Padamara, Sukamulia District, East Lombok Regency Lalu Sopian Hidayat; Lalu Hamdani Husnan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10156

Abstract

Despite the rapid growth of global fintech, rural Indonesia still faces a financial inclusion gap, with the national index at 75.02% but the rural index at only 70.13% (OJK, 2024). This study examines the influence of financial technology and financial literacy on financial inclusion in Padamara Village, East Lombok. Using a descriptive quantitative approach with a pre-post survey design, a population of 5,443 people was sampled with 100 respondents through purposive sampling (Slovin formula, 10% margin of error). Primary data from a Likert scale questionnaire (Pearson Product Moment validity, Cronbach's Alpha reliability >0.70) were analyzed using SPSS 27, including descriptive statistics, Lilliefors normality test, and Paired Samples T-test. The results showed a significant increase post-intervention: financial technology scores from 1.94 (low) to 3.60 (high), financial literacy from 1.94 (low) to 3.59 (good), and financial inclusion from 1.87 (low) to 3.68 (high), all with p=0.001. The conclusion proves that both factors have a positive and significant effect on financial inclusion. Practical implications recommend that the Financial Services Authority (OJK) and village governments integrate fintech-literacy education programs.
The Effect of the Proportion of Female Directors and Independent Board of Commissioners on Financial Performance: Evidence from LQ-45 Companies on the Indonesia Stock Exchange 2022–2024 Siska Dewi Wulandari; Lalu Hamdani Husnan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10439

Abstract

This study examines the influence of the proportion of female directors and independent board commissioners on corporate financial performance, measured by Return on Assets (ROA), among firms listed in the LQ-45 index on the Indonesia Stock Exchange (IDX) over the 2022–2024 period. Employing a quantitative causal design, purposive sampling yielded 30 companies across three fiscal years, producing 88 panel data observations sourced from annual reports via the IDX portal and Thomson Reuters Eikon Refinitiv. Panel data regression was conducted using a Random Effect Model (REM) estimated through Estimated Generalized Least Squares (EGLS) with cross-section weighting in STATA to address heteroscedasticity and autocorrelation. Empirical findings reveal that the proportion of female directors (PDP) exerted a positive and marginally significant effect on ROA (β = 535.4451, p = 0.1278) at the 90% confidence level, partially supporting H1. Conversely, the proportion of independent commissioners (DKI) demonstrated no statistically significant effect on ROA (β = −13,446.2347, p = 0.6812), attributable to negligible variability in DKI values across sample firms (SD = 0.0042) arising from homogeneous compliance with Financial Services Authority (OJK) regulatory thresholds, thereby rejecting H2. The model's R² of 3.30% indicates that predominant determinants of ROA reside beyond board compositional variables. Grounded in Resource Dependence Theory and Agency Theory, these findings underscore the strategic significance of directorial gender diversity for firm profitability in large capitalization Indonesian enterprises. Regulatory authorities are encouraged to institute more stringent gender diversity mandates, while future research should broaden the observation horizon and examine supplementary governance constructs.
The Effect of Transformational Leadership on Organizational Creativity: The Mediating Role of Innovation Culture in Public Sector Organizations Muh Irpan; Siti Nurmayanti; Lalu Hamdani Husnan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 2 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i2.10442

Abstract

This study examines the influence of transformational leadership on organizational creativity with innovation culture as a mediating variable among employees of the Land Transportation Management Center (BPTD) Class II, West Nusa Tenggara Province, Indonesia. Employing a quantitative causal research design, data were collected from 176 respondents selected through proportional stratified random sampling from a population of 312 employees. Partial Least Squares Structural Equation Modeling (PLS-SEM) via SmartPLS was used for data analysis. The results demonstrate that: (1) transformational leadership exerts a significant positive direct effect on organizational creativity (β = 0.221, p = 0.003); (2) transformational leadership significantly and positively influences innovation culture (β = 0.862, p = 0.000); (3) innovation culture significantly and positively affects organizational creativity (β = 0.681, p = 0.000); and (4) innovation culture partially mediates the relationship between transformational leadership and organizational creativity (indirect effect = 0.587, p = 0.000). These findings reveal that transformational leadership enhances organizational creativity not only directly but also indirectly through the cultivation of an innovation-oriented organizational culture. This study contributes to the public sector management literature by empirically demonstrating the critical mediating role of innovation culture in translating transformational leadership behaviors into creative organizational outcomes within a bureaucratic government institution.