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Pengelolaan ZIS di LAZ Nurul Hayat Madiun Faruq Ahmad Futaqi
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1008.205 KB) | DOI: 10.21154/joipad.v1i1.3054

Abstract

ZIS management is an important issue in the community empowerment program by the amil zakat institution. This study aims to analyze the management of ZIS at LAZNAS Nurul Hayat. Primarily in ZIS funding and distribution products. The method used in this research is descriptive qualitative. The results of this study describe the management of LAZNAS Nurul Hayat in funding and distributing ZIS. There are 3 ways to funding ZIS, namely: amil picks up zakat from muzaki's house (“picks up the ball”); muzaki transfers zakat, infaq, alms; and muzaki came directly to Nurul Hayat's office. Meanwhile, the distribution of ZIS is carried out through various programs, namely: SAYANG, GENPRES, IBUQU, TAFAQUR, BUNDA YATIM, and SAJADAH. In addition, LAZ Nurul Hayat has Aqiqah Nurul Hayat and BARBEKU business units.Pengelolaan ZIS merupakan isu penting dalam program pemberdayaan umat oleh lembaga amil zakat. Penelitian ini bertujuan untuk menganalisis pengelolaan ZIS pada LAZNAS Nurul Hayat. Utamanya pada produk penghimpunan dan penyaluran ZIS. Metode yang digunakan dalam penelitian adalah deskriptif kualitatif. Hasil dari penelitian ini menjelaskan tentang pengelolaan LAZNAS Nurul Hayat dalam menghimpun dan mendistribusikan ZIS. Dalam menghimpun ZIS dilakukan dengan 3 cara, yaitu: amil menjemput zakat ke rumah muzaki (“jemput bola”); muzaki mentranfer dana zakat, infak, sedekah; dan muzaki datang langsung ke kantor Nurul Hayat. Sedangkan, penyaluran ZIS dilakukan dengan berbagai program, yaitu: SAYANG, GENPRES, IBUQU, TAFAQUR, BUNDA YATIM, dan SAJADAH. Selain itu LAZ Nurul Hayat memiliki unit usaha Aqiqah Nurul Hayat dan BARBEKU. 
Bankziska and loan sharks eradication in Souhteast Asia: Evidence from Indonesia Kusuma, Kumara Adji; Fauji, Imam; Faruq Ahmad Futaqi; Tai Wai, Khoong; bin Ramlan, Syafiq Izwan; Binti Nordin, Nadhirah
al-Uqud : Journal of Islamic Economics Vol. 8 No. 2 (2024): July
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/al-uqud.v8n2.p161-174

Abstract

Loan sharking is still prevalent in Muslim-majority countries in Southeast Asia, such as Indonesia, Malaysia, and Brunei Darussalam. Several policies have been drawn by government and non-government institutions with negative results in eradicating the practice of usury. The phenomenon of Banziska as a new type of financial institution, which combines the principles of Islamic microfinance and charity in Ponorogo City, Indonesia, has the great potential of becoming the solution to eradicating riba in society. Since its first operation up to the last three years ago, it has liberated 65 percent of 585 active partners from loan sharks and conducted 1807 rounds of financing. It has now been duplicated in other neighboring cities. The research approach is a combination of desk research (literature review and case studies), primary research (data collection through surveys and interviews), and analysis (qualitative and quantitative methods). The result is a description of the Bankziska model. The concept is creating an ecosystem involving many elements in society, such as societal/religious organizations, partners, charity institutions, and volunteers. It follows a pattern that aims to transform mustahiq into muzakki and achieve the objective of sharia of zakat.
Penerapan Inklusi Keuangan dalam Pengembangan UMKM di Bank Pembiayaan Rakyat Syariah Sukowati Sragen (Studi Komparasi Sebelum Pandemi dan Saat Pandemi) Syafa Tasya Wahyuleananda; Faruq Ahmad Futaqi
Falahiya: Journal of Islamic Banking and Finance Vol. 1 No. 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/falahiya.v1i2.697

Abstract

Abstract: Financial inclusion ensures that vulnerable groups of people can obtain adequate bank and credit financial services in a timely manner and at affordable costs. The number of MSMEs experienced a decline in sales and difficulties in terms of capital. Lack of capital for MSMEs, which only rely on very limited personal capital, while loan capital from financial institutions is difficult to obtain because the requirements are too complicated and cannot be met. The purpose of this study was to analyze the comparison of the mechanism, effectiveness and constraints of implementing financial inclusion in the development of MSMEs at BPRS Sukowati Sragen before and during the pandemic. This study uses a qualitative-comparative research approach. The results of this study conclude that the form of financial inclusion at BPRS Sukowati Sragen is that the bank continues to accelerate financing to MSME actors, whether affected by COVID or not. Comparison of the effectiveness of implementing financial inclusion at the Sukowati Sragen BPRS, seen from community access, it can be said to be more effective before the pandemic because the implementation before the pandemic carried out socialization activities, market raids, product exhibitions and mobile cash by going directly to the field, while during the pandemic the activities were limited. . However, in its implementation there are still obstacles such as the absence of a digital platform. Keywords: Financial Inclusion, MSMEs, Pandemic, BPRS Abstrak: Inklusi keuangan memastikan bahwa kelompok masyarakat yang rentan dapat memperoleh layanan keuangan bank dan kredit yang memadai secara tepat waktu dan biaya terjangkau. Banyaknya UMKM yang mengalami penurunan penjualan dan kesulitan dalam hal permodalan. Kurangnya permodalan UMKM yang hanya mengandalkan modal pribadi yang sangat terbatas sedangkan modal pinjaman dari lembaga keuangan sulit diperoleh karena persyaratan yang terlalu rumit dan tidak bisa dipenuhi. Tujuan penelitian ini adalah untuk menganalisis perbandingan mekanisme, efektivitas dan kendala penerapan inklusi keuangan dalam pengembangan UMKM di BPRS Sukowati Sragen sebelum dan saat pandemi. Penelitian ini menggunakan pendekatan penelitian kualitatif-komparatif. Hasil penelitian ini menyimpulkan bahwa wujud inklusi keuangan di BPRS Sukowati Sragen adalah bank terus mengakselerasi pembiayaan ke para pelaku UMKM baik yang terdampak covid maupun tidak. Perbandingan efektifitas penerapan inklusi keuangan di BPRS Sukowati Sragen dilihat dari akses masyarakat bisa dikatakan lebih efektif pada saat sebelum pandemi karena penerapan sebelum pandemi kegiatan sosialisasi-sosialisasi, grebek pasar, pameran produk dan kas keliling dilakukan dengan terjun langsung ke lapangan sedangkan saat pandemi kegiatan dilakukan terbatas. Namun dalam penerapannya masih terdapat kendala seperti belum adanya platform digital. Kata Kunci: Inklusi Keuangan, UMKM, Pandemi, BPRS
Peningkatan Kreativitas Santri melalui Pembuatan Kaligrafi dan Pelatihan Digital Marketing di Pondok Pesantren “Al-Munjiyah Durisawo” Ponorogo Faruq Ahmad Futaqi; Hamida Faza Fadya
Amaluna: Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/amaluna.v1i1.775

Abstract

Pondok Pesantren Al Munjiyah is a women's islamic boarding school located on Jl. Lawu No. 4 Gg. IV Durisawo, Nologaten, Ponorogo which has formal educational institutions MA YP KH Syamsuddin and MTs YP KH Syamsuddin Durisawo Ponorogo. Students of Al Munjiyah Islamic boarding schools regularly participate in various calligraphy competitions and got championships at both district and provincial levels. However, the achievements obtained are only as a point of pride and are not developed into a skill. In fact, with the potential expertise possessed by these students, they can develop it into a business. Businesses in this digital era must also keep up with the trends that exist in society, namely by using digital or internet-based marketing strategies. Departing from the potential and assets of students who have expertise in the field of calligraphy, creating a calligraphy community and making a digital marketing training to increase the creativity of these students is feasible. After the training was carried out, the enthusiasm of the students who had been gathered at the calligraphy business community forum was extraordinary, as well as they were enthusiastic about participating in the training from beginning to end. The monitoring results showed that the ability of the trainees increased. And of course, comprehensive monitoring and evaluation are needed on an ongoing basis in the future.