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All Journal ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah An-Nisbah : Jurnal Perbankan Syariah Jurnal Manajemen DIVERSIFIKASI El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam El-Mujtama: Jurnal Pengabdian Masyarakat International Journal of Islamic Economics (IJIE) Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Journal of Ekonomics, Finance, and Management Studies J-CEKI Joong-Ki Jurnal Pengabdian Cendekia
Idwal B
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Library & Information Science Social Sciences

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Journal : Jurnal Pengabdian Cendekia

 1 
Pendampingan Pengelolaan Umkm Berbasis Syariah untuk Meningkatkan Kemandirian Finansial : Studi Kasus Kedai Serly Dela Puspita Sari; Elia Sulastri; Lika Susanti; Yetti Afrida; Idwal B
Jurnal Pengabdian Cendekia Vol. 1 No. 2 (2025): Edisi Agustus
Publisher : PT Pustaka Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71417/jpc.v1i2.35

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a vital role in Indonesia’s economic growth, yet many business owners still struggle with managing their finances according to Sharia principles. This study aims to implement Sharia-based mentoring for Kedai Serly, a culinary MSME in Bengkulu City, to improve financial independence through halal and sustainable financial management. The method used is Participatory Action Research (PAR), emphasizing active collaboration between researchers and business owners in problem identification, solution planning, training, practical implementation, and evaluation. Results show a significant increase in the business owner's understanding of Sharia financial concepts, rising from 43% to 85% based on questionnaire assessments. The business partner began applying more orderly financial recording, separating personal and business funds, and avoiding transactions involving riba (interest). Additionally, there was increased awareness of running a business in line with Islamic values and interest in accessing Islamic microfinance. In conclusion, participatory Sharia-based mentoring effectively fosters healthy and financially independent business practices, and it is worth replicating in other MSMEs to support a more inclusive Islamic economic ecosystem.
Co-Authors Aan Shar Afrianty, Nonie Daulay, Tri Hennarti Dela Puspita Sari Elia Sulastri Ella Ariyani Fadila, Yandi Ahmad Fitri Desvaria Hartini, Kustin Hendra Fernandes Herlina Yustati Katra Pramadeka Lika Susanti Miko Polindi Necko Rahmat Novianto Nessa Amanah Nonie Afrianty Nurrahmah Putry Wentika Sari, Tri Yetti Afrida