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All Journal Madinah: Jurnal Studi Islam Bertuah : Jurnal Syariah dan Ekonomi Islam Jurnal Iqtisaduna Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-Fadilah: Islamic Economics Journal
Muslihati Muslihati
Universitas Islam Negeri Alauddin Makassar
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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KONSEP DISTRIBUSI ISLAM DALAM MEWUJUDKAN KESEJAHTERAAN PENDAPATAN EKONOMI MASYARAKAT Muslihati Muslihati
Jurnal Iqtisaduna Vol 5 No 2 (2019)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/iqtisaduna.v5i2.18976

Abstract

Tujuan manusia dalam berekonomi adalah terpenuhinya kebutuhan hidup, dan sekaligus meraih kesejahteraan dan kebahagiaan. Manusia tidak dapat memenuhi setiap kebutuhan jasmani maupun naluri tanpa memiliki kekayaan, sehingga manusia berusaha keras untuk mencari kekayaan, menghimpun dan mengelolanya dengan baik. Namun kehidupan dan perilaku manusia tidak dapat terlepas dari keinginan atas dasar nafsu besar yang telah membuat manusia bersaing untuk menguasai harta dan bahkan mereka berjuang mati-matian demi menguasainya dan memperbanyak kekayaan. mengakibatkan munculnya berbagai permasalahan di tengah masyarakat. salah satu persoalan yang terjadi dilingkungan masyarakat saat ini adalah persoalan distribusi. Ketidak adilan dalam berdistribusi memberikan dampak terhadap ketimpangan dan kemiskinan. ekonomi Islam menawarkan sistem pendistribusian ekonomi yang mengedepankan prinsip larangan riba dan gharar, keadilan dalam distribusi, konsep kepemilikan dalam Islam dan larangan menumpuk harta. Hal tersebut bertujuan agar harta itu jangan hanya beredar di antara golongan kaya dikalangan kamu. Disamping itu, instrument zakat salah satu model distribusi yang memiliki banyak makna dan dimensi diantaranya yaitu sosial, moral, dan ekonomi yang berimbas pada meningkatnya zakat yang dikeluarkan sehingga dapat menciptakan kesejahteraan di tengah masyarakat.
Local Economic Practices in Developing Islamic Financial Products in Indonesia Andi Syathir Sofyan; Ayu Ruqayyah Yunus; Muslihati Muslihati; Nurfiah Anwar; Emily Nur Saidy
Al-Tijary AL-TIJARY VOL. 6, NO. 2, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (432.107 KB) | DOI: 10.21093/at.v6i2.2946

Abstract

The culture and geography of a country are the cause of low Islamic financial inclusion and the lack of public knowledge in the Southeast Asian region about the Arabic term on Islamic financial products. Therefore, this study aims to integrate local wisdom and Islamic financial inclusion and realize Islamic -based financial products based on local wisdom. This research is a qualitative descriptive study that is a literature review. The object of the discussion is sourced from research, articles, and reference books related to this topic. The research results are integrating culture with Islamic financial institutions through several efforts, first preaching the Islamic economy with a psychosufistic approach that manifests in the value of Tauhid, humanity, humility, local wisdom and self-transformation to people with low Islamic financial literacy. The second is to strive to create financial products by identifying traditional economic practices throughout Indonesia based on research analyzed by the ‘urf rule. This research has implications for information on the potential market share of Islamic finance in Indonesia and solutions to developing Islamic financial inclusion. The issue of strengthening the market share of Islamic finance in rural areas is still weak. This research study is the first to develop financial products based on local practices in Indonesia.
Dampak Eksploitasi Sumber Daya Alam Dalam Peningkatan Kesejahteraan Masyarakat Perspektif Ekonomi Islam: Studi Pada Tambang Pasir CV Putra Kembar Polewali Mandar Saad, Muh.; Rukayyah Yunus, Ayu; Muslihati , Muslihati
MADINAH Vol 8 No 1 (2021): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v8i1.1540

Abstract

This research is a field research with the type of qualitative research with a descriptive approach. Data collection techniques using direct observation, interviews and documentation. While data analysis used data reduction, presentation and then drawing conclusions. The data examination technique in this study used the data triangulation method. The results of the analysis show that the impact on the community regarding the exploitation of natural resources that occurred in the village of Serangan started from the occurrence of earthquakes, landslides and damage to the ecosystem in the area around the area. In general, the exploitation of natural resources in the village of Serangan and the impact on the community through field observations is very concerning, there has been damage to more than half of the total village of Serangan. In addition to damaging the environment due to mining activities carried out in the village of Serangan, it has also claimed lives, because they are only armed with mining with traditional and makeshift equipment.
Analisis Implementasi Ijarah pada Usaha Mappajak Empang di Desa Tunikamaseang Kabupaten Maros dalam Perspektif Ekonomi Syariah Musyawir, Al; Parakkasi, Idris; , Muslihati
Bertuah Jurnal Syariah dan Ekonomi Islam Vol. 6 No. 2 (2025): Bertuah: Jurnal Syariah dan Ekonomi Islam
Publisher : STAIN Bengkalis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56633/jsie.v6i2.1254

Abstract

Ijarah pada dasarnya adalah akad yang berdiri sendiri, dan pada dasarnya hanya pemanfaatan barang seseorang oleh orang lain dengan pembayaran. Menurut terminologi/istilah ijarah adalah akad sewa menyewa dengan mengambil manfaat sesuatu dari orang lain dengan membayar sesuatu dengan perjanjian yang telah ditentukan dengan syarat-syarat tertentu. Masyarakat desa banyak memanfaatkan wilayah perairan berupa pertambakkan, namun tidak semua masyarakat dapat mengelola lahan tambak tersebut sehingga masyarakat perlu memikirkan cara untuk memanfaatkan lahan tambak secara benar baik yang berkaitan dengan proses pengolahannya maupun proses transaksi sehari-hari. Pada penelitian ini menggunakan metode kualitatif yang bersifat deskriptif, diartiakan sebagai penelitian yang memaparkan situasi, kondisi dan kejadian suatu peristiwa. Berdasarkan hasil penelitian, Dalam hal prakteknya penulis menuliskan bahwa sistem sewa menyewa yang dilakukan di Desa Tunikamseang sesuai dengan teori konsep bermuamalah yaitu bagian dari rukun islam yang mengatur hubungan antara seseorang dan orang lain. Yang mana penyewa akan mendapatkan manfaat dari barang yang disewanya sedangkan pemberi sewa akan mendapatkan upah atau imbalan. Sebagaimana yang dikemukakan oleh ulama fiqih syafi’iyah al ijarah suatu jenis akad atau transaksi terhadap suatu manfaat yang dituju tertentu,bersifat mubah dan boleh dimanfaatkan dengan cara memberi imbalan tertentu. Perjanjian sewa menyewa lahan tambak dilokasi penelitian telah dipenuhi karena penulis melihat bahwa individu yang terlibat dalam kesepakatan ini adalah orang-orang yang memiliki keterampilan,bukan anak-anak yang masih dibawa umur.
Application of AHP Method to Cosmetic Brand Selection with Halal Labeling, Packaging and Price Criteria Putri Alfira Ardiansyah; Nurfiah Anwar; Muslihati
Al-Fadilah: Islamic Economics Journal Vol. 3 No. 1 (2025): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v3i1.63

Abstract

The trend and evolution of cosmetics among Indonesian women continues and never recedes from time to time, especially in the current era. With the many choices of cosmetic products, consumers often feel confused in determining which products to use. Consumers consider many things before buying something, such as price, halal labeling, packaging. This study aims to determine the application of the AHP method to the selection of cosmetic brands with the criteria of halal labeling, packaging, and price. By using the Quantitative method, data collection was carried out through an online Questionnaire (Google Form) which was distributed to all female students of UIN Alauddin Makassar with a sample of 100 respondents who met the research requirements. This study uses the AHP method and is tested or analyzed using Microsoft Excel. The results of the study show that Price is the most dominant factor influencing consumer decisions in choosing cosmetic brands, followed by Halal Labeling and Packaging. Based on the results of the study, manufacturers should pay more attention to the Price aspect to increase competitiveness in the market. Then halal labeling and packaging can be attempted to improve product quality so that it will strengthen consumer purchasing decisions in buying a product.
The Impact of E-Commerce on the Business Development of Muslim Traders in the Traditional Market of Butung, Makassar City From the Perspective of Islamic Economics Muh. As’ad Rusydi Al-Hadar; Muslihati Muslihati; Idris Parakkasi
Al-Fadilah: Islamic Economics Journal Vol. 3 No. 1 (2025): Potential and Innovation in Islamic Economic
Publisher : Penerbit Hellow Pustaka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61166/fadilah.v3i1.69

Abstract

The current business trading pattern is very common especially in traditional markets as we know that E-Commerce is one of the platforms for selling and marketing products but in the use of E-Commerce, of course, it has positive and negative impacts on its use as is the case in the traditional Butung Market in Makassar city. In the problems that occur, the problem formulated in this study is how the mechanism of using E-Commerce by Muslim traders in the Butung market in Makassar city based on Islamic economic perspectives and how the impact of E-Commerce on the business development of Muslim traders in the Butung market in Makassar city. The purpose of this research is to find out how the mechanism of using E-Commerce by Muslim traders in the butung market of Makassar city if seen from the perspective of Islamic economics and to find out how the impact of business development from the use of E-Commerce on Muslim traders in the butung market of Makassar city. The results of this study indicate that 3 of the informants who have been interviewed have a positive impact on the use of E-Commerce in this case helping to increase sales and 2 of the informants make E-Commerce a challenge due to limited facilities and infrastructure in the use of E-Commerce.
The Peran Komunitas Young Entrepreneur dalam Mengembangkan Ekonomi Kreatif Berbasis Syariah Di Kota Makassar Emily Nur Saidy; Ayu Ruqayyah Yunus; Nurfiah Anwar; Muslihati Muslihati
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 1 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i1.10325

Abstract

This study analyzes the role of the Tangan Di Atas (TDA) Community in Makassar in developing a sharia-based creative economy. The findings reveal that TDA plays a strategic role in building an Islamic business ecosystem through education, mentorship, halal product innovation, and facilitation of sharia-compliant financing. The community helps young entrepreneurs understand sharia principles such as the prohibition of riba and fair contracts, while also fostering businesses aligned with Islamic values. However, major challenges include limited understanding of sharia principles among members, inadequate access to halal capital, and competition with conventional businesses. This study highlights the importance of collaboration between the community, government, and Islamic financial institutions to create an inclusive and sustainable ecosystem. The findings aim to serve as a reference for developing sharia-based creative economies in other regions.
Co-Authors A. Syatir Sofyan Ayu Rukayyah Yunus Ayu Ruqayyah Yunus Emily Nur Saidy Emily Nur Saidy Idris Parakkasi Muh. As’ad Rusydi Al-Hadar Muh. Saad Musyawir, Al Nurfiah Nurfiah Putri Alfira Ardiansyah Rukayyah Yunus, Ayu Saad, Muh.