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All Journal Jurnal Minds: Manajemen Ide dan Inspirasi JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Ikonomika : Jurnal Ekonomi dan Bisnis Islam Jurnal Ilmiah Ekonomi Islam Forum Ekonomi : Jurnal Ekonomi, Manajemen dan Akuntansi Indonesian Journal of Islamic Literature and Muslim Society BILANCIA Iqtishoduna: Jurnal Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) Madinah: Jurnal Studi Islam Islamika: Jurnal Keislaman dan Ilmu Pendidikan Al Maal: Journal of Islamic Economics and Banking RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Adz Dzahab : Jurnal Ekonomi dan Bisnis Islam Asy-Syarikah : Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Jurnal Ilmu Perbankan dan Keuangan Syariah Bertuah : Jurnal Syariah dan Ekonomi Islam TASAMUH: Jurnal Studi Islam Jurnal Ar-Ribh Share: Jurnal Ekonomi dan Keuangan Islam Al-Buhuts (e-journal) Labatila: Jurnal Ilmu Ekonomi Islam Journal Islamic Economics Ad Diwan Tadayun: Jurnal Hukum Ekonomi Syariah Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Best Journal of Administration and Management Lead Journal of Economy and Administration Investama : Jurnal Ekonomi dan Bisnis Asian Journal of Islamic Studies and Da'wah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam At Tawazun Jurnal ekonomi Islam An-Nisbah: Jurnal Ekonomi Syariah Jurnal Pengabdian Masyarakat Ekonomi dan Bisnis Digital Iqtishadia: Jurnal Ekonomi dan Perbankan Syariah Indonesian Journal of Islamic Literature and Muslim Society Journal of Ekonomics, Finance, and Management Studies INOVASI: Jurnal Ekonomi, Keuangan, dan Manajemen Bilancia : Jurnal Studi Ilmu Syariah dan Hukum Study of Scientific and Behavioral Management (SSBM) Al-Infaq : Jurnal Ekonomi Islam
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INSTRUMEN STUDI KOMPARATIF KEBIJAKAN MONETER KONVENSIONAL DAN ISLAM DALAM PENGENDALIAN INFLASI Ega Rusanti; A.Syathir Sofyan; Syarifuddin; Nurfiah Anwar
Jurnal Asy-Syarikah: Jurnal Lembaga Keuangan, Ekonomi dan Bisnis Islam Vol 2 No 2 (2020): Asy-Syarikah Volume 2 Nomor 2 September Tahun 2020
Publisher : LP2M Institut Agama Islam Muhammadiyah Sinjai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.365 KB) | DOI: 10.47435/asy-syarikah.v2i2.414

Abstract

Kebijakan moneter Bank Indonesia dilakukan untuk memengaruhi kegiatan ekonomi riil dan stabilitas harga dengan menggunakan mekanisme transmisi yang ada. Dalam pelaksaaannya Bank Indonesia saat ini bertanggungjawab untuk mencapai sasaran moneter melalui instumen kebijakan jalur konvensional dan syariah diantaranya Sertifikat Bank Indonesia (SBI), Sertifikat Bank Indonesia Syariah (SBIS), Pasar Uang Antar Bank (PUAB) dan Pasar Uang Antar Bank Syariah (PUAS). Dalam penulisan paper ini menggunakan kajian kepustakaan melalui analisis isi terhadap penelitian sebelumnya. Segala informasi yang didapatkan berkaitan dengan topik penelitian ini diperoleh dari berbagai sumber kepustakaan serta bersifat deskriptif kualitatif. Hasil analisis yang didapatkan, menunjukkan bahwa pengaruh kebijakan moneter konvensional melalui jalur suku bunga dengan SBI dan PUAB terbukti lebih mampu mempengaruhi JUB dan akhirnya mengendalikan inflasi. Namun pada instrumen kebijakan moneter jalur syariah dengan menggunakan SBIS dan PUAS dengan system Profit and loss sharing (PLS) dari berbagai hasil penelitian yang di analisis menemukan jika instrumen tersebut masih memilki andil yang kecil pada pengendalian inflasi namun terbukti memberikan kontribusi pada output sektor rill.
HUKUM GADAI DALAM ISLAM DAN PRAKTEKNYA DI SULAWESI SELATAN Sofyan, A. Syathir
Bilancia: Jurnal Studi Ilmu Syariah dan Hukum Vol. 13 No. 2 (2019): BILANCIA
Publisher : Fakultas Syariah Institut Agama Islam Negeri Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/blc.v13i2.495

Abstract

The main problem of this research is how Islam views the Pasanra (pawn) implementation system. This type of research is qualitative The data source of this research is books and literature related to the problem of this topic. The results of the discussion showed that the Pasanra (pawning) system of a pawner (rahin) came to the pawn recipient (murtahin) to borrow money to meet the needs of the garden as collateral. The right to control / use the estate is in the hands of the pawner (murtahin) until the repayment of the debt. Debt payments do not know the time limit and the contract ends when the pawner (rahin) pays the debt according to the amount of money borrowed.
PENGELOLAAN DAN PENYIMPANAN UANG KAS MASJID: ANALISIS KUALITATIF PEMILIHAN JASA PERBANKAN SYARIAH DAN KONVENSIONAL Mursidah, Rifqah; Islamiyah, Nurul; Rusanti, Ega; Sofyan, A Syathir
Jurnal Ar-Ribh Vol 4, No 2 (2021): Oktober 2021
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (548.053 KB) | DOI: 10.26618/jei.v4i2.6154

Abstract

The purpose of this study is to determine the perception of mosque takmir in terms of financial management and storage of mosque funds, both in conventional banking and Islamic banking. Research carried out is a qualitative study with field research (field studies) in the deepening of the reference as a source of primary and secondary data. The results showed that the lack of socialization from sharia banking and the lack of knowledge of mosque takmir about sharia banking resulted in mosque takmir still managing and storing mosque funds in conventional banking.Keywords: Takmir Masjid, Mosque Finance, Islamic Banking.
Konsep Etika Bisnis Islami dalam Kitab Sahih Bukhari dan Muslim Andi Zulfikar Darussalam; A. Darussalam Tajang; A. Syathir Sofyan; Trimulato Trimulato
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1634.129 KB) | DOI: 10.29040/jiei.v6i2.1085

Abstract

This article verifies that hadith of Prophet Muhammad SAW. do not limit someone’s wealth amount (results) from a business activity, but limit how method (process) to acquire (result) of a business activity. It indicates that in business activity, hadis of Prophet Muhammad SAW. put more emphasis in importance of process (business ethics) compared to result, in order that there is none who would do evil deed or there is none who would suffers evil deed. This article shows that process of a business activity shall be based on business ethics. Business ethics are gathered from guideline from the Prophet Muhammad SAW. emphasized on two important things; firstly, conducting business activity with reasonable business behavior, secondly, avoiding disgraced business behavior. The business ethics have been practiced by Prophet Muhammad SAW. in conducting business activities before his appointment as Prophet. The main source of this study is texts (the Prophet’s utterance) that contained in (hadis books) Sahih al-Bukhari and Sahih Muslim. Beside of that, in order to make more deeper comprehension on those texts, supporting sources are used such as syarah al-hadith book and fiqh books. In order to read those texts are taken thematically (maudu’iy) and also to be enriched by theories and methodologies from other disciplines such as history.
Managing with Sharia: Strengthening Sharia Banking Spiritual Literation Salmah Said; Andi Muhammad Ali Amiruddin; Ahmad Asad; Cecep Rustan; A. Syathir Sofyan
Jurnal Minds: Manajemen Ide dan Inspirasi Vol 6 No 2 (2019): December
Publisher : Management Department, Universitas Islam Negeri Alauddin Makassar, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/minds.v6i2.10297

Abstract

The sharia banking main characteristics provide alternative systems by which banks and customers share profits with specific emphasis on fair treatment, ethical investments, and kinship relationship in the production process and avoidance of speculation. Measuring sharia banking performance by applying CAMELS is considered weak in describing non-financial aspects, which shows sharia ethics and the spirituality of sharia banking. Therefore, the ANGELS method can be considered as an alternative one in assessing sharia banking performance. This research applies Bayani, Burhan, and infant epistemological approaches. The result shows that the implementation of sharia principles in sharia banking practice in Makassar still need sharia literacy awareness among sharia banking practitioners since sharia banking is a potential market in the future.
Revitalisasi Pengelolaan ZISWAF untuk Pembangunan Sosial Ekonomi; Studi Fungsi Intermediasi Masjid melalui BASDAM Syarifuddin Syarifuddin; Rifqah Mursidah; Devita Ayu Fildayanti; Anisa Lusiana; A Syathir Sofyan; Akramunnas Akramunnas
Jurnal Iqtisad Vol 7, No 2 (2020): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v7i2.3695

Abstract

Abstract This study aims to determine the effect of the socialization of zakat, infaq, alms and endowments (ZISWAF) on public awareness, as well as the intermediary function of mosques in East Luwu Regency in the management of ZISWAF. The method used in this research is mix methods, with a sequential explanatory model. Samples obtained were 49 people and 6 community leaders as informants. The results of this study indicate that the socialization variable has a significant effect on public awareness. Thus, this proves that the Al-Muhajirin Mosque, Nurul Yaqin Grand Mosque and the Ibnu Taimiyah Mosque implement the intermediation function of managing their ZISWAF funds by enlivening the mosque through conducting routine programs, teaching TPA and mutual cooperation. However, the application of the intermediation function is still considered to be less than optimal, therefore revitalization of the intermediation function is needed so that the function of the mosque during the time of the Prophet can be carried out again. Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh sosialisasi zakat, infaq, sedekah dan wakaf (ZISWAF) terhadap kesadaran masyarakat, serta fungsi intermediasi masjid di Kabupaten Luwu Timur dalam pengelolaan ZISWAF. Metode yang digunakan pada penelitian ini yaitu mix methods, dengan model urutan pembuktian (sequential explanatory). Sampel yang didapatkan sebanyak 49 orang dan 6 tokoh masyarakat sebagai informan. Hasil penelitian ini menunjukkan bahwa variabel sosialisasi berpengaruh signifikan terhadap kesadaran masyarakat. Sehingga, hal ini membuktikan bahwa Masjid Al-Muhajirin, Masjid Raya Nurul Yaqin dan Masjid Ibnu Taimiyah menerapkan fungsi intermediasi dari pengelolaan dana ZISWAFnya dengan meramaikan masjid melalui penyelenggaraan program rutin, pengajaran TPA dan gotong royong. Namun penerapan fungsi intermediasi tersebut dirasa masih kurang maksimal, oleh karena itu revitalisasi fungsi intermediasi sangat diperlukan agar fungsi masjid pada masa Rasulullah dapat dilaksanakan kembali.
The Indigenous Ecotourism in Kajang South Sulawesi: Empowerment Issues in The Context of Pa'pasang Ri Kajang Ega Rusanti; Andi Syathir Sofyan; Syarifuddin Syarifuddin; Akramunnas Akramunnas
Religious: Jurnal Studi Agama-Agama dan Lintas Budaya Vol 5, No 2 (2021)
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (858.641 KB) | DOI: 10.15575/rjsalb.v5i2.11661

Abstract

The issue of empowerment in indigenous groups has very little attention. This discussion is critical because empowering the indigenous people of Kajang results from a tourism visit that collided with Pa'pasang ri Kajang’s value. This article bridges the relationship of ecotourism with the values of the Kajang tribe's beliefs. Second, investigating the issue of empowerment of the Kajang Indigenous community that hinders the development of ecotourism. This article uses ethnographic research methods. The data comes from direct interviews with the Ammatoa indigenous people. The Pa'pasang ri Kajang philosophy plays an essential role in the Kajang community's daily activities; however, various problems arise to develop ecotourism. What the Kajang community should get is feedback from tourist visits. Of course, this article provides knowledge implications about travelling to indigenous peoples' areas and providing input to stakeholders to develop ecotourism.
Analysis Concept of a Mosque-Based Community Economic Empowerment Strategy at the Islamic Center Dato Tiro Bulukumba Ega Rusanti; A Syathir Sofyan; Syarifuddin Syarifuddin
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 11, No 1 (2021)
Publisher : Universitas Alma Ata

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.042 KB) | DOI: 10.21927/jesi.2021.11(1).41-50

Abstract

The purpose of this research is to find out and analyze the concept of mosque- based economic empowerment at Dato Tiro Islamic Center in Bulukumba Regency which has been and should be carried out. The research conducted is a qualitative study with field research (field studies) in the deepening of the reference as a source of primary and secondary data, while in the collection of data used methods of observation, interviews and documentation. The results of the study show that the concept of empowerment that is being applied today such as the use of a multipurpose floor as a market area every Friday is effective enough for the community and the prosperity of the mosque. It's just that there are many other potential possessed by the mosque that can be developed in an effort to empower the Ummah, establishing BMT as a form of financial assistance to the community in building a business. So that the mosque is able to carry out its function not only as a means of worship but also has a role in building the economy of the Ummah.
Maqasid Zakat dalam Mengentaskan Kemiskinan Trisno Wardi Putra; Andi Syathir Sofyan; Abdul Wahid Mongkito
TASAMUH: Jurnal Studi Islam Vol 12 No 2 (2020): Tasamuh: Jurnal Studi Islam
Publisher : LPPM IAIN Sorong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47945/tasamuh.v12i2.253

Abstract

Abstract: The focus of this research is discuss the role of zakat to alleviating poverty in zakat management organization of the Makassar City Amil Zakat Agency. This study uses qualitative research methods and is descriptive in nature, because it intends to describe clearly and in detail the phenomena that are the main problem without making hypotheses or statistical calculations. The results of the research show that the programs carried out by the National Amil Zakat Agency in Makasssar City in alleviating poverty are already very good, but there are still some obstacles faced, especially in terms of collecting zakat funds, so the distribution of zakat funds for mustahik welfare is still limited. Keywords : Zakat, Poverty and BAZNAS Abstrak : Fokus penelitian ini adalah membahas tentang peran zakat dalam mengentaskan kemiskinan pada organisasi pengelolaan zakat Badan Amil Zakat Nasional Kota Makassar. Penelitian ini menggunakan metode penelitian kualitatif dan bersifat deskriptif, karena bermaksud menggambarkan secara jelas dan rinci fenomena yang menjadi pokok permasalahan tanpa melakukan hipotesis atau perhitungan secara statistik. Hasil penelitian menunjukkan program-program yang dilakukan Badan Amil Zakat Nasional Kota Makasssar dalam mengentaskan kemiskinan sudah sangat baik, namun masih ada beberapa kendala yang dihadapi terutama dari segi penghimpunan dana zakat sehingga pendistribusian dana zakat untuk kesejahteraan mustahik masih bersifat terbatas. Kata Kunci : Zakat, Kemiskinan dan BAZNAS
FINANCING RISK MEASUREMENT WITH MAQASHID AL-SHARIA QUALITATIVE RISK A. Syathir Sofyan; Salmah Said; Muhammad Wahyuddin Abdullah
Share: Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1 (2019)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (829.276 KB) | DOI: 10.22373/share.v8i1.4355

Abstract

Measurement of financing risk has been dominated by quantitative methods, which insufficiently pay attention to the detailed causes of default risk. So far, the concept of mafsadah in maqashid al-sharia has never been applied in risk management. Thus, the aim of this study is to measure the risk of financing with the qualitative risk assessment method based on maqashid al-sharia by proposing the use of the mafsadah matrix. This research applies qualitative method equipped with a phenomenological approach as observed in Islamic financial institutions in Makassar. Data collection was carried out by observation and interviews with the branch heads, credit analysts, and staff of the Islamic financial institutions. Data analysis and interpretation technique are in line with Miles and Huberman analysis with three stages, namely data reduction, data presentation, and data verification. This study found that there were seventeen risk events with the level of mafsadah tahsiniyyat as many as four events, mafsadah hajiyyyat as many as four events, and mafsadah dharuriyyat as many as nine events. In addition, this research reveals that customers, indeed, fail to pay due to their bad characters and moral hazards (mafsadah dharuriyyat) resulting in liquidity problems in Islamic financial institutions. This is due to the misappropriation of credit committee approval and unresponsive handling of bad financing (mafsadah dharuriyyat) resulting in delays in Islamic financial institutions to further process financing proposals (mafsadah dharuriyyat).==============================================================================================Pengukuran Risiko Pembiayaan dengan Maqashid al-Syariah Qualitative Risk. Pengukuran risiko pembiayaan telah didominasi metode kuantitiatif yang kurang memerhatikan penyebab terjadinya default risk secara detail. Selama ini, konsep mafsadah dalam maqashid al-syariah belum pernah diaplikasikan dalam aspek manajemen risiko. Maka, tujuan penelitian ini adalah untuk mengukur risiko pembiayaan dengan metode qualitative risk assessment yang berbasis maqashid al-syariah dengan menggunakan matriks mafsadah. Penelitian ini adalah penelitian kualitatif dengan pendekatan fenomenologi pada lembaga pembiayaan syariah di Makassar.  Pengumpulan data dilakukan dengan observasi dan wawancara terhadap kepala cabang, credit analyst, dan staf karyawan lembaga pembiayaan syariah. Teknik analisis dan interpretasi data menggunakan analisis Miles dan Huberman dengan tiga tahapan, yaitu reduksi data, penyajian data, dan verifikasi data. Penelitian ini menemukan terdapat tujuh belas peristiwa risiko dengan tingkatan mafsadah tahsiniyat sebanyak empat peristiwa, mafsadah hajiyat sebanyak empat peristiwa, dan mafsadah dharuriyat sebanyak sembilan peristiwa. Selain itu, penelitian ini mengungkap bahwa peristiwa nasabah gagal bayar karena karakter buruk dan moral hazard (mafsadah dharuriyat) mengakibatkan masalah likuiditas pada lembaga pembiayaan syariah. Hal ini disebabkan kekeliruan persetujuan pembiayaan oleh credit committee dan penanganan yang tidak responsif atas pembiayaan macet (mafsadah dharuriyat) berakibat keterlambatan lembaga pembiayaan syariah memeroses pengajuan pembiayaan (mafsadah dharuriyat).
Co-Authors A. Darussalam Tajang Abbas, Gita Andriaty Abdul jalil Abdul Rahman Abdul Wahid Mongkito Abdullah, Muhammad Wahyuddin Abdurrahman Mansyur Ahmad Asad Ahmad Fauz Ahmad Fauz Ahmad Mahdi Bunayya Ahmed, Ishfaq Aisya, Sitti Akramunnas Akramunnas Akramunnas Akramunnas Aldi Nyawai Amanda, Rini Andi Muhammad Ali Amiruddin, Andi Muhammad Ali Andi Reski Aprianti Andi Zulfikar Darussalam Andini putri J Anisa Lusiana Anwar, Nurfiah Aprilia, Hismayanti Arsyad, Ummy Aisyah Astriani Astuti Syam Atep Hendang Waluya Ayu Puspita Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Ayu Ruqayyah Yunus Bahrul Ulum Rusydi Bunayya, Ahmad Mahdi Cecep Rustan Damaiyanti, Parhana Darasia, Darasia Devita Ayu Fildayanti Dian Septiani Ega Rusanti Ega Rusanti Ega Rusanti Emily Nur Saidy Fadila, Anisa Fathurrahman Faturrahman Fitrah Rahma Inayah Hidayatullah, Agung Idris Parakassi Idris Parakkasi Idris Parakkasi Iftitah, Iftitah Jafar, Akhmad Katman, Muhammad Nasri Lisa Indryawati Lisa Indryawati Lisa Lisa Indrywati Lisda, Lisda Muh. Nasri Katman Muh. Syahidin Muhammad Nasri Katman Muhammad Ridwan Muhammad Ridwan Mursidah, Rifqah Muslihati Muslihati Muslihati Muslimin Kara Nasri Katman, Muhammad Noval Noval Noval Noval Nur Ahmad Ihsan Nur Rahmah Nuraida Fitriah Bohari Nurfitriani Nurfitriani Nurfitriani Nurfitriani, Nurfitriani Nuriatullah Nuriatullah Nurmiati Nurmiati Nurmiati Nursyamsu Nursyamsu Nursyamsu, Nursyamsu Nurul Islamiyah Parakkasi, Idris Patika Sari, Wiwi Marlina Pratama, Putra Agung Putra, Trisno Wardy Putri Salsabila Syukri Putri, Nurandini Rafika Rahman Ambo Masse Rahmawati Muin Rifqah Mursidah riska, riskayanti.m Rusanti, Ega Sahib, Nurafifah Saidy, Emily Nur Salmah Said Salmah Said Salmah Said Salmah Said, Salmah Sirajuddin Sirajuddin Sirajul Arifin Siti Hairunnisa Siti Rahmadani Muchsi Sitti Aisya Sofyan, Syaakir Sofyan, Syarifuddin Solly Aryza Sri Herianingrum Sudirman Sudirman Syaakir Sofyan Syamsu, N. Syamsu, Nur Syarifuddin Syarifuddin Syarifuddin Syarifuddin Syarifuddin Taufik Hidayat Teti Trimulato Trimulato Trino Wardy Putra Trisno Wardi Putra Trisno Wardy Putra Trisno Wardy Putra WAHYUDI Wahyudi Wahyudi Yuli Handayani, Eka Yunus, Ayu Ruqayyah