Article Per Year (5 Year)
p-Index From 2021 - 2026
0.444
P-Index
This Author published in this journals
All Journal International Journal of Artificial Intelligence Research Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Didah Durrotun Naafisah
UIN Sunan Gunung Djati Bandung
Computer Science & IT Electrical & Electronics Engineering

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Optimization of Financial Technology as an Opportunity for Development of Islamic Microfinance Institutions Ramadhani Irma Tripalupi; Lina Yulianti; Didah Durrotun Naafisah
International Journal of Artificial Intelligence Research Vol 6, No 1.1 (2022)
Publisher : International Journal of Artificial Intelligence Research

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.815 KB) | DOI: 10.29099/ijair.v6i1.340

Abstract

This study discusses the strategy of developing Islamic microfinance institutions facing the era of financial technology in West Java. The study examines internal strategy factors in the development strategy of Islamic Microfinance Institutions (LKMS), external strategy factors, and the formulation and alternative development strategies. In conclusion, the internal strategic factors include generally good financial performance, increasing trend of public deposits, suitable financing and supporting the strengthening of Micro, Small & Medium Enterprises (MSMEs), risk management implemented effectively and gradually, and digital-based services (savings, financing proposals) & payment), education and assistance, easy access, competency development of human resources and members, development of information technology organization tools, innovation in strengthening competitiveness (digitalization of services, development of human resources in the field of information technology), relations, collaboration with institutions others (sharia fintech/marketplace platforms, etc.), and digital marketing strategies. The external strategic factors include: relatively good investment realization, government support, fintech-based services (zakat and waqf), the performance of the national and Islamic finance industry is quite good, global and national economic growth is not conducive, and the market share of the Islamic finance industry is still low, other financial institutions in providing services to MSMEs or digital-based services, and household consumption activities have decreased. The formulation and alternative of SWOT analysis with EFAS and IFAS approach resulted in a weighted EFAS of 3.03 and a weighted IFAS of 2.95. BOS results in: eliminating barriers to inclusion, reducing investment of less productive funds, increasing assistance and excellent service, and creating fintech service innovations in the form of a crowdfunding platform.
POSITION OF THE QUR’AN MEMORY AS A PRICE PAYMENT MEDIA IN BUY AND SELL Muhamad Izazi Nurjaman; Sofian Al-Hakim; Didah Durrotun Naafisah; Doli Witro
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v8i2.13411

Abstract

AbstractThis research intends to describe a theme regarding the view of sharia economic law on the media of payment for buying and selling prices using the memorization of the Al-Qur’an. Using descriptive research (case study) through the method of collecting information in the form of interviews and documentation. This research found the fact that the view of sharia economic law equates or qiyas between the media of paying prices using the memorization of the Al-Qur’an with the dowry in the marriage contract. Giving a dowry is allowed to memorize the Al-Qur’an with the provision that it is mandatory to teach the Qur’an, as well as the practice of buying and selling. So that there is a wage in the form of benefits. Meanwhile, benefits include assets. So between the dowry and the price of both is something that has qimah madiyyah (property value). Indirectly, the buyer pays the price using the ujrah of the teaching. So that the harmony of buying and selling has been fulfilled properly and non-material benefits will lead to a business concept full of blessings.Keywords: Buy and Sell; Price; Wedding; Dowry; Memorizing Al-Quran.
Co-Authors Doli Witro Lina Yulianti Muhamad Izazi Nurjaman Ramadhani Irma Tripalupi Sofian Al Hakim, Sofian